Should I invest in Edelweiss Banking and PSU Debt Fund Fortnightly?

We don't give personal investment advice. Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.6%. 5-year CAGR: -1.38%.

Edelweiss

Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option

Latest NAV

₹14.3536

As of

3 Jun 2026

1,758 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.04%	+0.01	41 / 60	Q3
1W	+0.07%	+0.18%	-0.11	51 / 60	Q4
2W	+0.10%	+0.25%	-0.14	50 / 60	Q4
1M	+0.10%	+0.10%	+0.00	44 / 60	Q3
3M	-0.86%	-0.18%	-0.68	52 / 60	Q4
6M	-0.96%	+0.11%	-1.08	49 / 60	Q4
YTD	-0.93%	+0.01%	-0.94	52 / 60	Q4
1Y	-1.32%	+0.62%	-1.94	47 / 60	Q4
2Y	-0.49%	+2.02%	-2.50	56 / 60	Q4
3Y	-0.54%	+1.80%	-2.34	52 / 57	Q4
4Y	-0.63%	+1.90%	-2.53	48 / 51	Q4
5Y	-1.38%	+1.49%	-2.86	48 / 50	Q4
7Y	-1.05%	+1.49%	-2.54	46 / 47	Q4
10Y	—	—	—	—	—
Inception	-0.95%	+1.97%	-2.92	57 / 57	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.93%	-0.12%	-0.81	44 / 51
2025	-0.45%	+2.37%	-2.82	50 / 52
2024	+0.31%	+2.35%	-2.03	31 / 53
2023	-0.46%	+2.08%	-2.54	50 / 51
2022	-4.14%	+1.10%	-5.24	49 / 50
2021	-1.40%	-0.84%	-0.57	39 / 50
2020	+0.06%	+2.60%	-2.53	30 / 47
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.94%

77 windows

min -4.3% · max 1.5%

30% positive

3-Year rolling

-1.24%

53 windows

min -2.2% · max -0.1%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

-1.16%

28 windows

min -1.7% · max -0.5%

0% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

-0.98%

4 windows

min -1.0% · max -0.9%

0% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.71%

3-year · annualised

Sharpe ratio

-9.93

vs risk-free 6.5%

Sortino ratio

-11.19

Downside-only deviation

Max drawdown

-2.73%

Mar 2025 → May 2026

% positive months

44.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan	HDFC	₹10.0227	3 Jun 2026
NIPPON INDIA BANKING and PSU FUND - Direct Plan - IDCW Option	Nippon India	₹22.3658	3 Jun 2026
SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,520.0680	3 Jun 2026
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹12.9930	3 Jun 2026
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,062.6489	3 Jun 2026
Bandhan Banking and PSU Fund - Direct Annual IDCW	Bandhan	₹12.0978	3 Jun 2026
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹104.7496	3 Jun 2026
Franklin India Banking and PSU Debt Fund - Direct - IDCW	Franklin India	₹11.5390	3 Jun 2026
Mirae Asset Banking and PSU Fund - Direct Plan - IDCW	Mirae Asset	₹13.7262	3 Jun 2026
Kotak Banking and PSU Debt Direct - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹10.2444	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.3536
2 Jun 2026	₹14.3551
1 Jun 2026	₹14.3488
29 May 2026	₹14.3645
27 May 2026	₹14.3535
26 May 2026	₹14.3449
25 May 2026	₹14.3439
22 May 2026	₹14.3283
21 May 2026	₹14.3196
20 May 2026	₹14.3326

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option is ₹14.3536. It's a Banking & PSU Fund from Edelweiss, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option has NAV history starting from 26 Feb 2019, a track record of about 7 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option is managed by Edelweiss. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option has delivered a absolute return of -1.32% — -1.94 pp behind the Banking & PSU Fund category average of 0.62%. The fund ranks #47 of 60 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option has delivered a CAGR of -0.54% — -2.34 pp behind the Banking & PSU Fund category average of 1.80%. The fund ranks #52 of 57 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option has delivered a CAGR of -1.38% — -2.86 pp behind the Banking & PSU Fund category average of 1.49%. The fund ranks #48 of 50 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option exactly 5 years ago would be worth approximately ₹93,310 today — a multiplier of 0.93×, based on the 5-year CAGR of -1.38%. The category average over the same window would have grown ₹1 lakh to ₹107,649.

A ₹10,000 monthly SIP in Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹586,927 today. That's an XIRR (money-weighted annualised return) of -0.87%.

Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹811,048 — XIRR -0.99%.

On a 5-year basis, Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option ranks #48 out of 50 funds in the Banking & PSU Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 1.49%; this fund delivered -1.38%.

The worst peak-to-trough decline Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option has experienced over the last 5-year window is 7.58% — its NAV fell from a high on 14 Jun 2021 to a low on 21 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option averaged -1.16% (best -0.52%, worst -1.70%). 0% of rolling windows ended positive. The 5-year Sharpe ratio is -5.72 — negative risk-adjusted performance.

In calendar year 2025, Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option returned -0.45% — lagging the Banking & PSU Fund category average of 2.37% by 2.82 pp. It ranked #50 of 52 in its category that year.

Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.6%. 5-year CAGR: -1.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Banking & PSU Fund

Recent NAVs

Frequently asked questions

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