Should I invest in DSP Small Cap Fund - Regular?

We don't give personal investment advice. DSP Small Cap Fund - Regular - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.8%. 5-year CAGR: 7.08%.

DSP

DSP Small Cap Fund - Regular - IDCW

Latest NAV

₹60.7100

As of

17 Jul 2026

3,931 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.65%	-0.59%	-0.07	19 / 27	Q3
1W	-0.46%	-0.86%	+0.40	5 / 27	Q1
2W	+1.16%	+0.21%	+0.95	1 / 27	Q1
1M	+4.31%	+2.47%	+1.84	3 / 27	Q1
3M	+10.18%	+9.68%	+0.50	11 / 27	Q2
6M	+6.89%	+10.90%	-4.02	18 / 26	Q3
YTD	+4.04%	+7.44%	-3.41	17 / 25	Q3
1Y	-0.41%	+1.74%	-2.15	15 / 23	Q3
2Y	-1.36%	+0.70%	-2.06	14 / 20	Q3
3Y	+8.43%	+13.03%	-4.60	14 / 17	Q4
4Y	+10.52%	+15.67%	-5.15	12 / 14	Q4
5Y	+7.08%	+11.94%	-4.87	12 / 14	Q4
7Y	+11.88%	+18.80%	-6.92	9 / 10	Q4
10Y	+7.59%	+11.31%	-3.72	4 / 4	Q4
Inception	+11.92%	+15.09%	-3.18	20 / 27	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.04%	+7.44%	-3.41	17 / 25
2025	-11.87%	-8.95%	-2.92	16 / 21
2024	+14.78%	+26.60%	-11.82	19 / 19
2023	+29.88%	+35.46%	-5.58	12 / 16
2022	-10.07%	-1.15%	-8.92	13 / 14
2021	+42.51%	+51.10%	-8.59	11 / 13
2020	+17.01%	+28.16%	-11.15	9 / 10
2019	-11.09%	+2.28%	-13.37	7 / 7
2018	-25.51%	-24.20%	-1.31	2 / 4
2017	+42.88%	+44.24%	-1.35	2 / 4
2016	+11.79%	+2.96%	+8.82	1 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.59%

183 windows

min -33.9% · max 124.0%

63% positive

3-Year rolling

+16.01%

158 windows

min -19.4% · max 53.5%

83% positive

5-Year rolling

+14.91%

134 windows

min -4.4% · max 34.7%

94% positive

7-Year rolling

+12.60%

110 windows

min 3.3% · max 24.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

21.71%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

0.26

Downside-only deviation

Max drawdown

-30.84%

Dec 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
SBI Small Cap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹106.9843	17 Jul 2026
Invesco India Smallcap Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹33.6000	17 Jul 2026
BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW	Bandhan	₹35.0010	17 Jul 2026
Motilal Oswal Small Cap Fund - Regular - IDCW	Motilal Oswal	₹16.2772	17 Jul 2026
Mirae Asset Small Cap Fund - Regular Plan - IDCW	Mirae Asset	₹12.1060	17 Jul 2026
Edelweiss Small Cap Fund - Regular Plan - IDCW Option	Edelweiss	₹40.9280	17 Jul 2026
HSBC Small Cap Fund - Regular IDCW	HSBC	₹39.2317	17 Jul 2026
Baroda BNP Paribas Small Cap Fund - Regular Plan - IDCW option	Baroda BNP Paribas	₹13.4998	17 Jul 2026
CANARA ROBECO SMALL CAP FUND - REGULAR PLAN - IDCW (Payout/Reinvestment)	Canara Robeco	₹34.5400	17 Jul 2026
UTI Small Cap Fund - Regular Plan - IDCW (Payout)	UTI	₹27.4175	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹60.7100
16 Jul 2026	₹61.1090
15 Jul 2026	₹61.1360
14 Jul 2026	₹60.8350
13 Jul 2026	₹61.1010
10 Jul 2026	₹60.9930
9 Jul 2026	₹60.3860
8 Jul 2026	₹59.4820
7 Jul 2026	₹60.0980
6 Jul 2026	₹60.2410

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP Small Cap Fund - Regular - IDCW is ₹60.7100. It's a Small Cap Fund from DSP, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Small Cap Fund - Regular - IDCW has NAV history starting from 03 Aug 2010, a track record of about 15 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP Small Cap Fund - Regular - IDCW is managed by DSP. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Small Cap Fund - Regular - IDCW has delivered a absolute return of -0.41% — -2.15 pp behind the Small Cap Fund category average of 1.74%. The fund ranks #15 of 23 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP Small Cap Fund - Regular - IDCW has delivered a CAGR of 8.43% — -4.6 pp behind the Small Cap Fund category average of 13.03%. The fund ranks #14 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP Small Cap Fund - Regular - IDCW has delivered a CAGR of 7.08% — -4.87 pp behind the Small Cap Fund category average of 11.94%. The fund ranks #12 of 14 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Small Cap Fund - Regular - IDCW exactly 10 years ago would be worth approximately ₹207,897 today — a multiplier of 2.08×, based on the 10-year CAGR of 7.59%. The category average over the same window would have grown ₹1 lakh to ₹292,033.

A ₹10,000 monthly SIP in DSP Small Cap Fund - Regular - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹728,104 today. That's an XIRR (money-weighted annualised return) of 7.67%.

A ₹10,000 monthly SIP for 10 years in DSP Small Cap Fund - Regular - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,896,884 (multiplier 1.58×). XIRR: 8.86%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Small Cap Fund - Regular - IDCW ranks #12 out of 14 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.94%; this fund delivered 7.08%.

The worst peak-to-trough decline DSP Small Cap Fund - Regular - IDCW has experienced over the last 5-year window is 30.84% — its NAV fell from a high on 11 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Small Cap Fund - Regular - IDCW averaged 14.91% (best 34.70%, worst -4.37%). 94% of rolling windows ended positive. The 5-year Sharpe ratio is 0.12 — weak risk-adjusted performance.

In calendar year 2025, DSP Small Cap Fund - Regular - IDCW returned -11.87% — lagging the Small Cap Fund category average of -8.95% by 2.92 pp. It ranked #16 of 21 in its category that year.

DSP Small Cap Fund - Regular - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Small Cap Fund - Regular - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.8%. 5-year CAGR: 7.08%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.