Should I invest in DSP Small Cap Fund - Regular?

We don't give personal investment advice. DSP Small Cap Fund - Regular - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.8%. 5-year CAGR: 7.70%.

DSP

DSP Small Cap Fund - Regular - IDCW

Latest NAV

₹56.8460

As of

3 Jun 2026

3,900 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.92%	+0.50%	+0.42	4 / 27	Q1
1W	+0.38%	-0.71%	+1.09	6 / 27	Q1
2W	+2.79%	+1.08%	+1.71	5 / 27	Q1
1M	+1.30%	+0.30%	+1.00	9 / 27	Q2
3M	+8.67%	+8.06%	+0.61	11 / 26	Q2
6M	-2.93%	+0.29%	-3.22	18 / 25	Q3
YTD	-2.83%	+1.14%	-3.97	18 / 25	Q3
1Y	-1.66%	+1.31%	-2.97	15 / 23	Q3
2Y	+1.90%	+2.57%	-0.67	11 / 20	Q3
3Y	+9.25%	+13.27%	-4.02	13 / 17	Q4
4Y	+9.04%	+14.06%	-5.02	12 / 14	Q4
5Y	+7.70%	+12.58%	-4.88	12 / 14	Q4
7Y	+9.35%	+16.58%	-7.23	9 / 10	Q4
10Y	+7.54%	+11.46%	-3.91	4 / 4	Q4
Inception	+11.53%	+12.87%	-1.34	17 / 27	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.83%	+1.14%	-3.97	18 / 25
2025	-11.87%	-8.95%	-2.92	16 / 21
2024	+14.78%	+26.60%	-11.82	19 / 19
2023	+29.88%	+35.46%	-5.58	12 / 16
2022	-10.07%	-1.15%	-8.92	13 / 14
2021	+42.51%	+51.10%	-8.59	11 / 13
2020	+17.01%	+28.16%	-11.15	9 / 10
2019	-11.09%	+2.28%	-13.37	7 / 7
2018	-25.51%	-24.20%	-1.31	2 / 4
2017	+42.88%	+44.24%	-1.35	2 / 4
2016	+11.79%	+2.96%	+8.82	1 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.65%

181 windows

min -39.2% · max 123.7%

64% positive

3-Year rolling

+15.83%

157 windows

min -20.1% · max 53.6%

83% positive

5-Year rolling

+14.92%

133 windows

min -5.9% · max 34.7%

95% positive

7-Year rolling

+12.51%

108 windows

min 2.9% · max 24.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

22.76%

3-year · annualised

Sharpe ratio

0.22

vs risk-free 6.5%

Sortino ratio

0.32

Downside-only deviation

Max drawdown

-30.84%

Dec 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
SBI Small Cap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹99.4828	3 Jun 2026
Invesco India Smallcap Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹30.7400	3 Jun 2026
BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW	Bandhan	₹33.2130	3 Jun 2026
Motilal Oswal Small Cap Fund - Regular - IDCW	Motilal Oswal	₹15.0862	3 Jun 2026
Mirae Asset Small Cap Fund - Regular Plan - IDCW	Mirae Asset	₹11.3530	3 Jun 2026
Edelweiss Small Cap Fund - Regular Plan - IDCW Option	Edelweiss	₹38.1970	3 Jun 2026
HSBC Small Cap Fund - Regular IDCW	HSBC	₹37.0614	3 Jun 2026
Baroda BNP Paribas Small Cap Fund - Regular Plan - IDCW option	Baroda BNP Paribas	₹12.8020	3 Jun 2026
CANARA ROBECO SMALL CAP FUND - REGULAR PLAN - IDCW (Payout/Reinvestment)	Canara Robeco	₹32.4400	3 Jun 2026
UTI Small Cap Fund - Regular Plan - IDCW (Payout)	UTI	₹25.6892	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹56.8460
2 Jun 2026	₹56.7050
1 Jun 2026	₹56.1890
29 May 2026	₹56.4260
27 May 2026	₹56.6830
26 May 2026	₹56.4880
25 May 2026	₹56.4370
22 May 2026	₹55.9370
21 May 2026	₹55.9720
20 May 2026	₹55.2940

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP Small Cap Fund - Regular - IDCW is ₹56.8460. It's a Small Cap Fund from DSP, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Small Cap Fund - Regular - IDCW has NAV history starting from 03 Aug 2010, a track record of about 15 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP Small Cap Fund - Regular - IDCW is managed by DSP. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Small Cap Fund - Regular - IDCW has delivered a absolute return of -1.66% — -2.97 pp behind the Small Cap Fund category average of 1.31%. The fund ranks #15 of 23 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP Small Cap Fund - Regular - IDCW has delivered a CAGR of 9.25% — -4.02 pp behind the Small Cap Fund category average of 13.27%. The fund ranks #13 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP Small Cap Fund - Regular - IDCW has delivered a CAGR of 7.70% — -4.88 pp behind the Small Cap Fund category average of 12.58%. The fund ranks #12 of 14 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Small Cap Fund - Regular - IDCW exactly 10 years ago would be worth approximately ₹206,944 today — a multiplier of 2.07×, based on the 10-year CAGR of 7.54%. The category average over the same window would have grown ₹1 lakh to ₹295,867.

A ₹10,000 monthly SIP in DSP Small Cap Fund - Regular - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹686,656 today. That's an XIRR (money-weighted annualised return) of 5.33%.

A ₹10,000 monthly SIP for 10 years in DSP Small Cap Fund - Regular - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,782,669 (multiplier 1.49×). XIRR: 7.68%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Small Cap Fund - Regular - IDCW ranks #12 out of 14 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.58%; this fund delivered 7.70%.

The worst peak-to-trough decline DSP Small Cap Fund - Regular - IDCW has experienced over the last 5-year window is 30.84% — its NAV fell from a high on 11 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Small Cap Fund - Regular - IDCW averaged 14.92% (best 34.65%, worst -5.90%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is 0.17 — weak risk-adjusted performance.

In calendar year 2025, DSP Small Cap Fund - Regular - IDCW returned -11.87% — lagging the Small Cap Fund category average of -8.95% by 2.92 pp. It ranked #16 of 21 in its category that year.

DSP Small Cap Fund - Regular - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Small Cap Fund - Regular - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.8%. 5-year CAGR: 7.70%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.