Should I invest in BANDHAN SMALL CAP FUND IDCW?

We don't give personal investment advice. BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.7%. 5-year CAGR: 11.46%.

Bandhan

BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW

Latest NAV

₹35.0010

As of

17 Jul 2026

1,583 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.32%	-0.59%	+0.27	3 / 27	Q1
1W	-0.64%	-0.86%	+0.23	9 / 27	Q2
2W	+0.05%	+0.21%	-0.16	19 / 27	Q3
1M	+2.42%	+2.47%	-0.05	19 / 27	Q3
3M	+7.82%	+9.68%	-1.86	18 / 27	Q3
6M	+3.12%	+10.90%	-7.78	24 / 26	Q4
YTD	+1.36%	+7.44%	-6.08	19 / 25	Q4
1Y	-2.43%	+1.74%	-4.16	16 / 23	Q3
2Y	+0.78%	+0.70%	+0.08	9 / 20	Q2
3Y	+17.90%	+13.03%	+4.86	4 / 17	Q1
4Y	+17.87%	+15.67%	+2.21	4 / 14	Q2
5Y	+11.46%	+11.94%	-0.49	9 / 14	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+21.65%	+15.09%	+6.56	2 / 27	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.36%	+7.44%	-6.08	19 / 25
2025	-8.67%	-8.95%	+0.28	9 / 21
2024	+32.29%	+26.60%	+5.69	4 / 19
2023	+45.57%	+35.46%	+10.11	3 / 16
2022	-10.59%	-1.15%	-9.44	14 / 14
2021	+43.82%	+51.10%	-7.29	10 / 13
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+25.90%

66 windows

min -11.9% · max 100.8%

70% positive

3-Year rolling

+21.83%

42 windows

min 16.5% · max 29.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+21.16%

18 windows

min 11.5% · max 31.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.32%

3-year · annualised

Sharpe ratio

0.64

vs risk-free 6.5%

Sortino ratio

0.97

Downside-only deviation

Max drawdown

-27.66%

Dec 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
SBI Small Cap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹106.9843	17 Jul 2026
Invesco India Smallcap Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹33.6000	17 Jul 2026
Motilal Oswal Small Cap Fund - Regular - IDCW	Motilal Oswal	₹16.2772	17 Jul 2026
Mirae Asset Small Cap Fund - Regular Plan - IDCW	Mirae Asset	₹12.1060	17 Jul 2026
Edelweiss Small Cap Fund - Regular Plan - IDCW Option	Edelweiss	₹40.9280	17 Jul 2026
DSP Small Cap Fund - Regular - IDCW	DSP	₹60.7100	17 Jul 2026
HSBC Small Cap Fund - Regular IDCW	HSBC	₹39.2317	17 Jul 2026
Baroda BNP Paribas Small Cap Fund - Regular Plan - IDCW option	Baroda BNP Paribas	₹13.4998	17 Jul 2026
CANARA ROBECO SMALL CAP FUND - REGULAR PLAN - IDCW (Payout/Reinvestment)	Canara Robeco	₹34.5400	17 Jul 2026
UTI Small Cap Fund - Regular Plan - IDCW (Payout)	UTI	₹27.4175	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹35.0010
16 Jul 2026	₹35.1120
15 Jul 2026	₹35.2160
14 Jul 2026	₹35.0230
13 Jul 2026	₹35.3490
10 Jul 2026	₹35.2250
9 Jul 2026	₹34.7930
8 Jul 2026	₹34.2330
7 Jul 2026	₹34.8490
6 Jul 2026	₹34.9690

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW is ₹35.0010. It's a Small Cap Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW has NAV history starting from 26 Feb 2020, a track record of about 6 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW is managed by Bandhan. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW has delivered a absolute return of -2.43% — -4.16 pp behind the Small Cap Fund category average of 1.74%. The fund ranks #16 of 23 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW has delivered a CAGR of 17.90% — +4.86 pp ahead of the Small Cap Fund category average of 13.03%. The fund ranks #4 of 17 in its category — the top (Q1) quartile.

Over the trailing 5-year window, BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW has delivered a CAGR of 11.46% — -0.49 pp behind the Small Cap Fund category average of 11.94%. The fund ranks #9 of 14 in its category — the third (Q3) quartile.

₹1 lakh invested in BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW exactly 5 years ago would be worth approximately ₹171,995 today — a multiplier of 1.72×, based on the 5-year CAGR of 11.46%. The category average over the same window would have grown ₹1 lakh to ₹175,797.

A ₹10,000 monthly SIP in BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹825,377 today. That's an XIRR (money-weighted annualised return) of 12.71%.

BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹825,377 — XIRR 12.71%.

On a 5-year basis, BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW ranks #9 out of 14 funds in the Small Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.94%; this fund delivered 11.46%.

The worst peak-to-trough decline BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW has experienced over the last 5-year window is 27.66% — its NAV fell from a high on 11 Dec 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW averaged 21.16% (best 31.48%, worst 11.46%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.33 — weak risk-adjusted performance.

In calendar year 2025, BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW returned -8.67% — beating the Small Cap Fund category average of -8.95% by 0.28 pp. It ranked #9 of 21 in its category that year.

BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN SMALL CAP FUND - REGULAR PLAN IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.7%. 5-year CAGR: 11.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.