Should I invest in DSP Small Cap Fund?

We don't give personal investment advice. DSP Small Cap Fund - Direct Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.8%. 5-year CAGR: 8.68%.

DSP

DSP Small Cap Fund - Direct Plan - IDCW

Latest NAV

₹63.0670

As of

3 Jun 2026

3,301 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.92%	+0.49%	+0.43	4 / 35	Q1
1W	+0.40%	-0.81%	+1.21	6 / 35	Q1
2W	+2.83%	+1.10%	+1.73	5 / 35	Q1
1M	+1.37%	+0.46%	+0.91	10 / 35	Q2
3M	+8.92%	+8.35%	+0.57	15 / 34	Q2
6M	-2.52%	+0.59%	-3.11	23 / 33	Q3
YTD	-2.49%	+1.48%	-3.98	24 / 33	Q3
1Y	-0.79%	+1.76%	-2.56	21 / 31	Q3
2Y	+2.76%	+2.62%	+0.14	12 / 28	Q2
3Y	+10.19%	+13.81%	-3.62	19 / 25	Q4
4Y	+10.03%	+14.81%	-4.78	19 / 22	Q4
5Y	+8.68%	+13.43%	-4.75	18 / 22	Q4
7Y	+10.34%	+17.12%	-6.79	16 / 18	Q4
10Y	+8.41%	+12.56%	-4.14	10 / 12	Q4
Inception	+14.08%	+14.19%	-0.11	17 / 35	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.49%	+1.48%	-3.98	24 / 33
2025	-11.14%	-7.90%	-3.24	23 / 29
2024	+15.80%	+24.76%	-8.96	22 / 27
2023	+31.23%	+37.24%	-6.01	19 / 24
2022	-9.21%	-0.11%	-9.10	21 / 22
2021	+43.78%	+55.27%	-11.50	17 / 21
2020	+18.05%	+29.60%	-11.54	15 / 18
2019	-10.25%	-1.92%	-8.32	10 / 15
2018	-25.18%	-22.11%	-3.06	8 / 12
2017	+43.49%	+42.66%	+0.83	5 / 12
2016	+12.61%	+2.55%	+10.06	1 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.90%

152 windows

min -38.7% · max 125.0%

68% positive

3-Year rolling

+14.93%

127 windows

min -19.6% · max 54.7%

83% positive

5-Year rolling

+12.39%

103 windows

min -5.3% · max 35.5%

95% positive

7-Year rolling

+10.75%

79 windows

min 3.8% · max 19.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

22.80%

3-year · annualised

Sharpe ratio

0.26

vs risk-free 6.5%

Sortino ratio

0.38

Downside-only deviation

Max drawdown

-30.75%

Dec 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - IDCW Option - Direct Plan	HDFC	₹61.5290	3 Jun 2026
NIPPON INDIA SMALL CAP FUND - Direct Plan - IDCW Option	Nippon India	₹103.0482	3 Jun 2026
SBI Small Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹132.4685	3 Jun 2026
ICICI Prudential Smallcap Fund - Direct Plan - IDCW	ICICI Prudential	₹66.7400	3 Jun 2026
Invesco India Smallcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹35.7800	3 Jun 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN IDCW	Bandhan	₹36.6190	3 Jun 2026
quant Small Cap Fund - IDCW Option - Direct Plan	Quant	₹229.2186	3 Jun 2026
Aditya Birla Sun Life Small Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹73.1715	3 Jun 2026
Motilal Oswal Small Cap Fund - Direct IDCW	Motilal Oswal	₹15.5856	3 Jun 2026
Franklin India Small Cap Fund - Direct - IDCW	Franklin India	₹50.2188	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹63.0670
2 Jun 2026	₹62.9090
1 Jun 2026	₹62.3340
29 May 2026	₹62.5930
27 May 2026	₹62.8740
26 May 2026	₹62.6570
25 May 2026	₹62.5990
22 May 2026	₹62.0390
21 May 2026	₹62.0770
20 May 2026	₹61.3240

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP Small Cap Fund - Direct Plan - IDCW is ₹63.0670. It's a Small Cap Fund from DSP, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Small Cap Fund - Direct Plan - IDCW has NAV history starting from 03 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Small Cap Fund - Direct Plan - IDCW is managed by DSP. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Small Cap Fund - Direct Plan - IDCW has delivered a absolute return of -0.79% — -2.56 pp behind the Small Cap Fund category average of 1.76%. The fund ranks #21 of 31 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP Small Cap Fund - Direct Plan - IDCW has delivered a CAGR of 10.19% — -3.62 pp behind the Small Cap Fund category average of 13.81%. The fund ranks #19 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP Small Cap Fund - Direct Plan - IDCW has delivered a CAGR of 8.68% — -4.75 pp behind the Small Cap Fund category average of 13.43%. The fund ranks #18 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Small Cap Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹224,323 today — a multiplier of 2.24×, based on the 10-year CAGR of 8.41%. The category average over the same window would have grown ₹1 lakh to ₹326,378.

A ₹10,000 monthly SIP in DSP Small Cap Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹703,408 today. That's an XIRR (money-weighted annualised return) of 6.29%.

A ₹10,000 monthly SIP for 10 years in DSP Small Cap Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,872,879 (multiplier 1.56×). XIRR: 8.61%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Small Cap Fund - Direct Plan - IDCW ranks #18 out of 22 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.43%; this fund delivered 8.68%.

The worst peak-to-trough decline DSP Small Cap Fund - Direct Plan - IDCW has experienced over the last 5-year window is 30.75% — its NAV fell from a high on 11 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Small Cap Fund - Direct Plan - IDCW averaged 12.39% (best 35.48%, worst -5.28%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is 0.21 — weak risk-adjusted performance.

In calendar year 2025, DSP Small Cap Fund - Direct Plan - IDCW returned -11.14% — lagging the Small Cap Fund category average of -7.90% by 3.24 pp. It ranked #23 of 29 in its category that year.

DSP Small Cap Fund - Direct Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Small Cap Fund - Direct Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.8%. 5-year CAGR: 8.68%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.