Should I invest in DSP Small Cap Fund?

We don't give personal investment advice. DSP Small Cap Fund - Direct Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.8%. 5-year CAGR: 8.05%.

DSP

DSP Small Cap Fund - Direct Plan - IDCW

Latest NAV

₹67.4240

As of

17 Jul 2026

3,332 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.65%	-0.57%	-0.08	25 / 35	Q3
1W	-0.45%	-0.78%	+0.33	8 / 35	Q1
2W	+1.20%	+0.24%	+0.96	1 / 35	Q1
1M	+4.39%	+2.49%	+1.90	4 / 35	Q1
3M	+10.42%	+9.82%	+0.60	13 / 35	Q2
6M	+7.33%	+11.04%	-3.71	23 / 34	Q3
YTD	+4.51%	+7.75%	-3.24	22 / 33	Q3
1Y	+0.46%	+2.05%	-1.59	18 / 31	Q3
2Y	-0.53%	+0.72%	-1.25	17 / 28	Q3
3Y	+9.36%	+13.37%	-4.01	18 / 25	Q3
4Y	+11.52%	+16.28%	-4.76	18 / 22	Q4
5Y	+8.05%	+12.69%	-4.63	18 / 22	Q4
7Y	+12.90%	+19.45%	-6.55	16 / 18	Q4
10Y	+8.47%	+12.48%	-4.01	10 / 12	Q4
Inception	+14.53%	+16.03%	-1.50	21 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.51%	+7.75%	-3.24	22 / 33
2025	-11.14%	-7.90%	-3.24	23 / 29
2024	+15.80%	+24.76%	-8.96	22 / 27
2023	+31.23%	+37.24%	-6.01	19 / 24
2022	-9.21%	-0.11%	-9.10	21 / 22
2021	+43.78%	+55.27%	-11.50	17 / 21
2020	+18.05%	+29.60%	-11.54	15 / 18
2019	-10.25%	-1.92%	-8.32	10 / 15
2018	-25.18%	-22.11%	-3.06	8 / 12
2017	+43.49%	+42.66%	+0.83	5 / 12
2016	+12.61%	+2.55%	+10.06	1 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.88%

153 windows

min -33.3% · max 125.4%

69% positive

3-Year rolling

+15.22%

129 windows

min -18.8% · max 54.5%

83% positive

5-Year rolling

+12.57%

105 windows

min -3.7% · max 35.5%

95% positive

7-Year rolling

+10.80%

80 windows

min 4.2% · max 19.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

21.74%

3-year · annualised

Sharpe ratio

0.23

vs risk-free 6.5%

Sortino ratio

0.31

Downside-only deviation

Max drawdown

-30.75%

Dec 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - IDCW Option - Direct Plan	HDFC	₹64.9880	17 Jul 2026
NIPPON INDIA SMALL CAP FUND - Direct Plan - IDCW Option	Nippon India	₹108.2762	17 Jul 2026
SBI Small Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹142.5935	17 Jul 2026
ICICI Prudential Smallcap Fund - Direct Plan - IDCW	ICICI Prudential	₹69.5500	17 Jul 2026
Invesco India Smallcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹39.1700	17 Jul 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN IDCW	Bandhan	₹38.6450	17 Jul 2026
quant Small Cap Fund - IDCW Option - Direct Plan	Quant	₹245.0357	17 Jul 2026
Aditya Birla Sun Life Small Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹76.8382	17 Jul 2026
Motilal Oswal Small Cap Fund - Direct IDCW	Motilal Oswal	₹16.8394	17 Jul 2026
Franklin India Small Cap Fund - Direct - IDCW	Franklin India	₹52.9724	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹67.4240
16 Jul 2026	₹67.8650
15 Jul 2026	₹67.8940
14 Jul 2026	₹67.5580
13 Jul 2026	₹67.8520
10 Jul 2026	₹67.7280
9 Jul 2026	₹67.0510
8 Jul 2026	₹66.0460
7 Jul 2026	₹66.7290
6 Jul 2026	₹66.8860

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP Small Cap Fund - Direct Plan - IDCW is ₹67.4240. It's a Small Cap Fund from DSP, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Small Cap Fund - Direct Plan - IDCW has NAV history starting from 03 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Small Cap Fund - Direct Plan - IDCW is managed by DSP. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Small Cap Fund - Direct Plan - IDCW has delivered a absolute return of 0.46% — -1.59 pp behind the Small Cap Fund category average of 2.05%. The fund ranks #18 of 31 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP Small Cap Fund - Direct Plan - IDCW has delivered a CAGR of 9.36% — -4.01 pp behind the Small Cap Fund category average of 13.37%. The fund ranks #18 of 25 in its category — the third (Q3) quartile.

Over the trailing 5-year window, DSP Small Cap Fund - Direct Plan - IDCW has delivered a CAGR of 8.05% — -4.63 pp behind the Small Cap Fund category average of 12.69%. The fund ranks #18 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Small Cap Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹225,385 today — a multiplier of 2.25×, based on the 10-year CAGR of 8.47%. The category average over the same window would have grown ₹1 lakh to ₹324,109.

A ₹10,000 monthly SIP in DSP Small Cap Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹745,737 today. That's an XIRR (money-weighted annualised return) of 8.63%.

A ₹10,000 monthly SIP for 10 years in DSP Small Cap Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,993,128 (multiplier 1.66×). XIRR: 9.79%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Small Cap Fund - Direct Plan - IDCW ranks #18 out of 22 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.69%; this fund delivered 8.05%.

The worst peak-to-trough decline DSP Small Cap Fund - Direct Plan - IDCW has experienced over the last 5-year window is 30.75% — its NAV fell from a high on 11 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Small Cap Fund - Direct Plan - IDCW averaged 12.57% (best 35.50%, worst -3.73%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is 0.17 — weak risk-adjusted performance.

In calendar year 2025, DSP Small Cap Fund - Direct Plan - IDCW returned -11.14% — lagging the Small Cap Fund category average of -7.90% by 3.24 pp. It ranked #23 of 29 in its category that year.

DSP Small Cap Fund - Direct Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Small Cap Fund - Direct Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.8%. 5-year CAGR: 8.05%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.