Should I invest in DSP Corporate Bond Fund - Regular?

We don't give personal investment advice. DSP Corporate Bond Fund - Regular - IDCW - Monthly is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.7%. 5-year CAGR: 0.34%.

DSP

DSP Corporate Bond Fund - Regular - IDCW - Monthly

Latest NAV

₹10.6122

As of

17 Jul 2026

1,904 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	-0.04%	+0.08	4 / 54	Q1
1W	+0.08%	-0.01%	+0.09	8 / 54	Q1
2W	+0.09%	+0.01%	+0.08	12 / 54	Q1
1M	-0.28%	+0.50%	-0.78	46 / 54	Q4
3M	-0.19%	+1.16%	-1.36	46 / 54	Q4
6M	+0.51%	+0.76%	-0.24	34 / 54	Q3
YTD	+0.49%	+0.57%	-0.08	37 / 54	Q3
1Y	+0.22%	+1.61%	-1.39	34 / 54	Q3
2Y	+0.52%	+3.40%	-2.87	41 / 54	Q4
3Y	+0.50%	+3.31%	-2.82	37 / 53	Q3
4Y	+0.83%	+3.41%	-2.58	35 / 48	Q3
5Y	+0.34%	+2.47%	-2.13	29 / 39	Q3
7Y	+0.22%	+2.44%	-2.22	29 / 38	Q4
10Y	—	—	—	—	—
Inception	+0.75%	+2.96%	-2.21	38 / 54	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.49%	+0.37%	+0.12	29 / 44
2025	+0.61%	+4.30%	-3.68	35 / 47
2024	+0.56%	+4.36%	-3.81	35 / 47
2023	+0.12%	+3.19%	-3.07	36 / 46
2022	+0.04%	+1.28%	-1.24	29 / 39
2021	+0.15%	-0.65%	+0.80	12 / 32
2020	+0.14%	+4.01%	-3.87	34 / 38
2019	+0.72%	+4.24%	-3.52	26 / 36
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.38%

84 windows

min -3.0% · max 3.4%

77% positive

3-Year rolling

+0.31%

60 windows

min -0.8% · max 1.5%

90% positive

5-Year rolling

+0.32%

35 windows

min 0.1% · max 0.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.39%

11 windows

min 0.2% · max 0.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.06%

3-year · annualised

Sharpe ratio

-5.65

vs risk-free 6.5%

Sortino ratio

-9.88

Downside-only deviation

Max drawdown

-0.94%

May 2025 → May 2025

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Corporate Bond Fund

Scheme	Fund house	NAV	As of
SBI Corporate Bond Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.4554	17 Jul 2026
Invesco India Corporate Bond Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹3,526.8117	17 Jul 2026
BANDHAN Corporate Bond Fund - Regular Annual IDCW	Bandhan	₹10.4901	17 Jul 2026
Aditya Birla Sun Life Corporate Bond Fund -REGULAR - IDCW	Aditya Birla Sun Life	₹11.9202	17 Jul 2026
Mirae Asset Corporate Bond Fund Regular IDCW	Mirae Asset	₹13.4466	17 Jul 2026
Kotak Corporate Bond Fund- Regular Plan-Monthly Dividend Option	Kotak	₹1,301.4930	17 Jul 2026
DSP Corporate Bond Fund - Regular - IDCW	DSP	₹11.4655	17 Jul 2026
HSBC Corporate Bond Fund - Regular Annual IDCW	HSBC	₹11.4600	17 Jul 2026
BARODA BNP PARIBAS CORPORATE BOND FUND - Regular Plan - ANNUAL IDCW OPTION	Baroda BNP Paribas	₹12.1124	17 Jul 2026
CANARA ROBECO CORPORATE BOND FUND - REGULAR PLAN - IDCW (Payout/Reinvestment)	Canara Robeco	₹11.5379	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.6122
16 Jul 2026	₹10.6077
15 Jul 2026	₹10.6033
14 Jul 2026	₹10.6014
13 Jul 2026	₹10.6075
10 Jul 2026	₹10.6035
9 Jul 2026	₹10.6006
8 Jul 2026	₹10.5958
7 Jul 2026	₹10.6022
6 Jul 2026	₹10.6046

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP Corporate Bond Fund - Regular - IDCW - Monthly is ₹10.6122. It's a Corporate Bond Fund from DSP, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Corporate Bond Fund - Regular - IDCW - Monthly has NAV history starting from 11 Sep 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Corporate Bond Fund - Regular - IDCW - Monthly is managed by DSP. It's classified by AMFI under the 'Corporate Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Corporate Bond Fund - Regular - IDCW - Monthly has delivered a absolute return of 0.22% — -1.39 pp behind the Corporate Bond Fund category average of 1.61%. The fund ranks #34 of 54 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP Corporate Bond Fund - Regular - IDCW - Monthly has delivered a CAGR of 0.50% — -2.82 pp behind the Corporate Bond Fund category average of 3.31%. The fund ranks #37 of 53 in its category — the third (Q3) quartile.

Over the trailing 5-year window, DSP Corporate Bond Fund - Regular - IDCW - Monthly has delivered a CAGR of 0.34% — -2.13 pp behind the Corporate Bond Fund category average of 2.47%. The fund ranks #29 of 39 in its category — the third (Q3) quartile.

₹1 lakh invested in DSP Corporate Bond Fund - Regular - IDCW - Monthly exactly 5 years ago would be worth approximately ₹101,710 today — a multiplier of 1.02×, based on the 5-year CAGR of 0.34%. The category average over the same window would have grown ₹1 lakh to ₹112,954.

A ₹10,000 monthly SIP in DSP Corporate Bond Fund - Regular - IDCW - Monthly over the last 5 years — total invested ₹600,000 — would be worth ₹608,161 today. That's an XIRR (money-weighted annualised return) of 0.53%.

DSP Corporate Bond Fund - Regular - IDCW - Monthly doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹852,859 — XIRR 0.43%.

On a 5-year basis, DSP Corporate Bond Fund - Regular - IDCW - Monthly ranks #29 out of 39 funds in the Corporate Bond Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.47%; this fund delivered 0.34%.

The worst peak-to-trough decline DSP Corporate Bond Fund - Regular - IDCW - Monthly has experienced over the last 5-year window is 3.71% — its NAV fell from a high on 21 Feb 2022 to a low on 09 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Corporate Bond Fund - Regular - IDCW - Monthly averaged 0.32% (best 0.83%, worst 0.06%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -3.75 — negative risk-adjusted performance.

In calendar year 2025, DSP Corporate Bond Fund - Regular - IDCW - Monthly returned 0.61% — lagging the Corporate Bond Fund category average of 4.30% by 3.68 pp. It ranked #35 of 47 in its category that year.

DSP Corporate Bond Fund - Regular - IDCW - Monthly is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP Corporate Bond Fund - Regular - IDCW - Monthly is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.7%. 5-year CAGR: 0.34%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.