Should I invest in CANARA ROBECO INCOME FUND - QUARTERLY IDCW (Payout/Reinvestment)?

We don't give personal investment advice. CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.1%. 5-year CAGR: -0.55%.

Canara Robeco

CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment)

Latest NAV

₹14.6348

As of

24 Jul 2026

4,923 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	-8.10%	+8.15	29 / 904	Q1
1W	-0.17%	-11.78%	+11.61	401 / 779	Q3
2W	-0.27%	-11.83%	+11.56	395 / 776	Q3
1M	-1.03%	-11.81%	+10.77	431 / 772	Q3
3M	+0.48%	-11.26%	+11.74	371 / 763	Q2
6M	-0.44%	-10.37%	+9.93	394 / 749	Q3
YTD	-0.56%	-10.44%	+9.88	412 / 747	Q3
1Y	-2.79%	-8.22%	+5.43	425 / 728	Q3
2Y	-0.63%	-5.25%	+4.62	378 / 660	Q3
3Y	+0.02%	-3.97%	+3.98	325 / 646	Q3
4Y	+0.35%	+3.36%	-3.01	90 / 136	Q3
5Y	-0.55%	+3.47%	-4.02	87 / 92	Q4
7Y	-0.33%	+3.36%	-3.69	71 / 76	Q4
10Y	+0.25%	+3.80%	-3.55	52 / 66	Q4
Inception	+1.18%	-1.10%	+2.29	494 / 904	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.56%	+0.22%	-0.78	45 / 49
2025	-0.78%	+2.91%	-3.70	57 / 61
2024	+2.38%	+5.21%	-2.83	44 / 62
2023	+0.41%	+3.66%	-3.25	58 / 69
2022	-2.76%	-8.21%	+5.45	179 / 224
2021	-2.09%	-6.85%	+4.76	256 / 355
2020	+3.19%	+3.44%	-0.24	259 / 433
2019	+3.35%	+4.28%	-0.93	287 / 449
2018	-0.55%	+0.48%	-1.03	160 / 205
2017	-2.87%	+1.61%	-4.48	175 / 223
2016	+6.49%	+3.44%	+3.05	118 / 223

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.35%

235 windows

min -11.2% · max 28.6%

57% positive

3-Year rolling

+0.87%

211 windows

min -6.0% · max 10.9%

65% positive

5-Year rolling

+0.65%

187 windows

min -4.8% · max 2.8%

71% positive

7-Year rolling

+0.83%

162 windows

min -2.1% · max 2.5%

82% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.11%

3-year · annualised

Sharpe ratio

-2.08

vs risk-free 6.5%

Sortino ratio

-2.83

Downside-only deviation

Max drawdown

-5.73%

May 2025 → Apr 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.1274	24 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.3421	24 Jul 2026
SBI Medium to Long Duration Fund - Regular Plan - Half Yearly - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹19.2650	24 Jul 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.3242	24 Jul 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.5957	24 Jul 2026
CANARA ROBECO INCOME FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹56.8943	24 Jul 2026
UTI Annual Interval Fund - I - ( Instn Growth Option )	UTI	₹37.7361	24 Jul 2026
Aditya Birla Sun Life Income Fund - Growth - Regular Plan	Birla Sun Life	₹129.7040	24 Jul 2026
Bandhan Medium to Long Duration Fund - Regular Plan - Annual IDCW	IDFC	₹11.9309	24 Jul 2026
JM Medium to Long Duration Fund (Regular) - Bonus Option- Principal Units	JM Financial	₹26.3635	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹14.6348
23 Jul 2026	₹14.6272
22 Jul 2026	₹14.6418
21 Jul 2026	₹14.6524
20 Jul 2026	₹14.6556
17 Jul 2026	₹14.6595
16 Jul 2026	₹14.6646
15 Jul 2026	₹14.6529
14 Jul 2026	₹14.6387
13 Jul 2026	₹14.6714

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) is ₹14.6348. It's a Medium to Long Duration Fund from Canara Robeco, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) has NAV history starting from 12 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) is managed by Canara Robeco. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) has delivered a absolute return of -2.79% — +5.43 pp ahead of the Medium to Long Duration Fund category average of -8.22%. The fund ranks #425 of 728 in its category — the third (Q3) quartile.

Over the trailing 3-year window, CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) has delivered a CAGR of 0.02% — +3.98 pp ahead of the Medium to Long Duration Fund category average of -3.97%. The fund ranks #325 of 646 in its category — the third (Q3) quartile.

Over the trailing 5-year window, CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) has delivered a CAGR of -0.55% — -4.02 pp behind the Medium to Long Duration Fund category average of 3.47%. The fund ranks #87 of 92 in its category — the bottom (Q4) quartile.

₹1 lakh invested in CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) exactly 10 years ago would be worth approximately ₹102,533 today — a multiplier of 1.03×, based on the 10-year CAGR of 0.25%. The category average over the same window would have grown ₹1 lakh to ₹145,151.

A ₹10,000 monthly SIP in CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹593,904 today. That's an XIRR (money-weighted annualised return) of -0.40%.

A ₹10,000 monthly SIP for 10 years in CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹1,185,269 (multiplier 0.99×). XIRR: -0.25%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) ranks #87 out of 92 funds in the Medium to Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.47%; this fund delivered -0.55%.

The worst peak-to-trough decline CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) has experienced over the last 5-year window is 6.11% — its NAV fell from a high on 23 Sep 2021 to a low on 10 Oct 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) averaged 0.65% (best 2.77%, worst -4.77%). 71% of rolling windows ended positive. The 5-year Sharpe ratio is -2.35 — negative risk-adjusted performance.

In calendar year 2025, CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) returned -0.78% — lagging the Medium to Long Duration Fund category average of 2.91% by 3.70 pp. It ranked #57 of 61 in its category that year.

CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. CANARA ROBECO INCOME FUND - REGULAR PLAN - QUARTERLY IDCW (Payout/Reinvestment) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.1%. 5-year CAGR: -0.55%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.