Should I invest in CANARA ROBECO CONSUMPTION FUND?

We don't give personal investment advice. CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.2%. 5-year CAGR: 9.46%.

Canara Robeco

CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment)

Latest NAV

₹84.4900

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	-0.04%	+0.08	121 / 249	Q2
1W	-0.54%	-0.15%	-0.39	183 / 249	Q3
2W	-0.59%	-0.61%	+0.02	198 / 251	Q4
1M	+2.00%	+1.14%	+0.86	127 / 251	Q3
3M	+3.15%	+3.90%	-0.75	151 / 251	Q3
6M	-1.30%	+2.59%	-3.88	173 / 243	Q3
YTD	-3.67%	+0.68%	-4.35	175 / 241	Q3
1Y	-7.85%	+2.39%	-10.24	200 / 229	Q4
2Y	-2.26%	+0.44%	-2.71	122 / 186	Q3
3Y	+7.74%	+11.53%	-3.79	116 / 151	Q4
4Y	+11.06%	+12.75%	-1.69	88 / 125	Q3
5Y	+9.46%	+9.05%	+0.41	69 / 113	Q3
7Y	+12.32%	+14.43%	-2.11	62 / 92	Q3
10Y	+12.48%	+11.87%	+0.61	39 / 77	Q3
Inception	+13.36%	+10.06%	+3.30	82 / 251	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.67%	+1.51%	-5.18	173 / 237
2025	-0.89%	+1.49%	-2.38	117 / 204
2024	+20.51%	+20.10%	+0.42	71 / 158
2023	+21.59%	+30.21%	-8.62	103 / 131
2022	+6.79%	+1.48%	+5.30	39 / 119
2021	+23.04%	+31.54%	-8.50	73 / 106
2020	+15.11%	+19.90%	-4.78	43 / 95
2019	+6.82%	+6.43%	+0.39	33 / 87
2018	+3.74%	-9.17%	+12.90	10 / 78
2017	+41.95%	+32.45%	+9.50	22 / 77
2016	+3.80%	+2.96%	+0.85	30 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.77%

153 windows

min -16.9% · max 76.9%

83% positive

3-Year rolling

+15.45%

129 windows

min 1.4% · max 28.8%

100% positive

5-Year rolling

+14.97%

105 windows

min 5.8% · max 25.9%

100% positive

7-Year rolling

+14.30%

80 windows

min 10.3% · max 20.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.52%

3-year · annualised

Sharpe ratio

0.13

vs risk-free 6.5%

Sortino ratio

0.20

Downside-only deviation

Max drawdown

-25.20%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹17.4480	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹30.5463	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.5864	17 Jul 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹70.0600	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹14.5200	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹22.0968	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹32.1000	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.5239	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹84.4900
16 Jul 2026	₹84.4500
15 Jul 2026	₹84.5300
14 Jul 2026	₹84.1000
13 Jul 2026	₹84.7300
10 Jul 2026	₹84.9500
9 Jul 2026	₹84.3900
8 Jul 2026	₹83.7800
7 Jul 2026	₹85.4500
6 Jul 2026	₹85.4900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is ₹84.4900. It's a Sectoral/Thematic Fund from Canara Robeco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is managed by Canara Robeco. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has delivered a absolute return of -7.85% — -10.24 pp behind the Sectoral/Thematic Fund category average of 2.39%. The fund ranks #200 of 229 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has delivered a CAGR of 7.74% — -3.79 pp behind the Sectoral/Thematic Fund category average of 11.53%. The fund ranks #116 of 151 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has delivered a CAGR of 9.46% — +0.41 pp ahead of the Sectoral/Thematic Fund category average of 9.05%. The fund ranks #69 of 113 in its category — the third (Q3) quartile.

₹1 lakh invested in CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) exactly 10 years ago would be worth approximately ₹324,089 today — a multiplier of 3.24×, based on the 10-year CAGR of 12.48%. The category average over the same window would have grown ₹1 lakh to ₹306,966.

A ₹10,000 monthly SIP in CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹729,243 today. That's an XIRR (money-weighted annualised return) of 7.73%.

A ₹10,000 monthly SIP for 10 years in CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹2,167,441 (multiplier 1.81×). XIRR: 11.37%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) ranks #69 out of 113 funds in the Sectoral/Thematic Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.05%; this fund delivered 9.46%.

The worst peak-to-trough decline CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has experienced over the last 5-year window is 25.20% — its NAV fell from a high on 23 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) averaged 14.97% (best 25.87%, worst 5.83%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.23 — weak risk-adjusted performance.

In calendar year 2025, CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) returned -0.89% — lagging the Sectoral/Thematic Fund category average of 1.49% by 2.38 pp. It ranked #117 of 204 in its category that year.

CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.2%. 5-year CAGR: 9.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - IDCW (Payout/Reinvestment)

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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