Birla Sun Life

Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+6.99%	-6.93	41 / 763	Q1
1W	+0.20%	+6.38%	-6.18	91 / 722	Q1
2W	+0.47%	+6.63%	-6.17	82 / 725	Q1
1M	-2.14%	+6.29%	-8.43	600 / 752	Q4
3M	-0.59%	+7.87%	-8.45	554 / 728	Q4
6M	-0.63%	+9.67%	-10.31	495 / 642	Q4
YTD	+0.29%	+8.47%	-8.18	380 / 666	Q3
1Y	+1.66%	+13.70%	-12.04	350 / 591	Q3
2Y	+1.64%	-5.03%	+6.68	78 / 197	Q2
3Y	+1.09%	-3.09%	+4.18	54 / 140	Q2
4Y	+0.84%	+1.62%	-0.78	52 / 119	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	—	—	—	—	—

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+0.29%	+2.77%	-2.47	45 / 82
2013	+1.57%	+1.77%	-0.20	44 / 101
2012	+1.34%	-0.30%	+1.65	39 / 113
2011	-0.02%	+1.75%	-1.77	95 / 109
2010	+0.15%	-0.95%	+1.09	94 / 165
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.14%

40 windows

min -0.3% · max 3.9%

83% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.09%

16 windows

min 0.6% · max 1.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.30%

3-year · annualised

Sharpe ratio

-2.34

vs risk-free 6.5%

Sortino ratio

-3.34

Downside-only deviation

Max drawdown

-2.92%

Dec 2013 → Dec 2013

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
10 Jan 2014	₹10.3669
9 Jan 2014	₹10.3607
8 Jan 2014	₹10.3613
7 Jan 2014	₹10.3606
6 Jan 2014	₹10.3515
3 Jan 2014	₹10.3462
2 Jan 2014	₹10.3446
1 Jan 2014	₹10.3366
31 Dec 2013	₹10.3317
30 Dec 2013	₹10.3238

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan is a Income from Birla Sun Life (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan has NAV history starting from 02 Apr 2009, a track record of about 17 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan is managed by Birla Sun Life. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan has delivered a absolute return of 1.66% — -12.04 pp behind the Income category average of 13.70%. The fund ranks #350 of 591 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan has delivered a CAGR of 1.09% — +4.18 pp ahead of the Income category average of -3.09%. The fund ranks #54 of 140 in its category — the second (Q2) quartile.

Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan exactly 3 years ago would be worth approximately ₹103,315 today — a multiplier of 1.03×, based on the 3-year CAGR of 1.09%. The category average over the same window would have grown ₹1 lakh to ₹91,024.

A ₹10,000 monthly SIP in Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan over the last 3 years — total invested ₹360,000 — would be worth ₹366,739 today. That's an XIRR (money-weighted annualised return) of 1.20%.

Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹366,739 — XIRR 1.20%.

On a 3-year basis, Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan ranks #54 out of 140 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -3.09%; this fund delivered 1.09%.

The worst peak-to-trough decline Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan has experienced over the last 3-year window is 2.92% — its NAV fell from a high on 12 Dec 2013 to a low on 17 Dec 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan averaged 1.09% (best 1.84%, worst 0.60%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -2.34 — negative risk-adjusted performance.

In calendar year 2013, Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan returned 1.57% — lagging the Income category average of 1.77% by 0.20 pp. It ranked #44 of 101 in its category that year.

Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Birla Sun Life Medium Term Plan - Institutional - Weekly Dividend Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.