Should I invest in Birla Sun Life India Opportunities Fund-Plan A (Dividend)?

We don't give personal investment advice. Birla Sun Life India Opportunities Fund-Plan A (Dividend) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.4%. 5-year CAGR: 15.04%.

Birla Sun Life

Birla Sun Life India Opportunities Fund-Plan A (Dividend)

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.65%	+0.06%	-0.72	262 / 299	Q4
1W	-0.33%	-3.61%	+3.28	181 / 303	Q3
2W	+0.26%	-4.52%	+4.78	127 / 303	Q2
1M	-2.50%	-5.64%	+3.14	193 / 302	Q3
3M	-10.13%	-4.27%	-5.86	236 / 302	Q4
6M	+0.89%	+1.48%	-0.59	166 / 307	Q3
YTD	-5.44%	-0.18%	-5.26	182 / 309	Q3
1Y	+17.80%	+7.10%	+10.70	93 / 307	Q2
2Y	+8.81%	+2.20%	+6.61	127 / 303	Q2
3Y	+4.27%	+0.76%	+3.51	140 / 264	Q3
4Y	+8.16%	+0.58%	+7.58	91 / 235	Q2
5Y	+15.04%	+0.02%	+15.02	26 / 208	Q1
7Y	+9.16%	+3.12%	+6.04	47 / 130	Q2
10Y	+4.28%	+7.20%	-2.92	46 / 68	Q3
Inception	+3.48%	+0.51%	+2.96	186 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	-5.44%	-8.44%	+3.00	25 / 55
2017	+22.16%	+29.57%	-7.40	48 / 65
2016	-0.15%	+1.07%	-1.22	52 / 88
2015	+2.06%	-3.94%	+6.00	31 / 99
2014	+39.95%	+34.59%	+5.36	51 / 133
2013	+15.21%	+0.03%	+15.19	4 / 154
2012	+23.06%	+23.57%	-0.51	113 / 190
2011	-35.13%	-23.68%	-11.45	230 / 241
2010	+3.56%	+11.69%	-8.13	199 / 256
2009	+83.87%	+65.86%	+18.01	62 / 238
2008	-62.07%	-52.86%	-9.21	153 / 198

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.32%

137 windows

min -60.3% · max 106.1%

61% positive

3-Year rolling

+5.11%

112 windows

min -17.5% · max 25.3%

55% positive

5-Year rolling

+4.97%

88 windows

min -10.2% · max 17.3%

67% positive

7-Year rolling

+4.65%

64 windows

min -4.1% · max 15.3%

77% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.39%

3-year · annualised

Sharpe ratio

-0.09

vs risk-free 6.5%

Sortino ratio

-0.12

Downside-only deviation

Max drawdown

-22.43%

Aug 2015 → Feb 2016

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
1 Jun 2018	₹30.4400
31 May 2018	₹30.6400
30 May 2018	₹30.6200
29 May 2018	₹30.6000
28 May 2018	₹30.6100
25 May 2018	₹30.5400
24 May 2018	₹30.3500
23 May 2018	₹30.0500
22 May 2018	₹30.0900
21 May 2018	₹29.9000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Birla Sun Life India Opportunities Fund-Plan A (Dividend) is a Growth from Birla Sun Life (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Birla Sun Life India Opportunities Fund-Plan A (Dividend) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life India Opportunities Fund-Plan A (Dividend) is managed by Birla Sun Life. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life India Opportunities Fund-Plan A (Dividend) has delivered a absolute return of 17.80% — +10.7 pp ahead of the Growth category average of 7.10%. The fund ranks #93 of 307 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Birla Sun Life India Opportunities Fund-Plan A (Dividend) has delivered a CAGR of 4.27% — +3.51 pp ahead of the Growth category average of 0.76%. The fund ranks #140 of 264 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Birla Sun Life India Opportunities Fund-Plan A (Dividend) has delivered a CAGR of 15.04% — +15.02 pp ahead of the Growth category average of 0.02%. The fund ranks #26 of 208 in its category — the top (Q1) quartile.

₹1 lakh invested in Birla Sun Life India Opportunities Fund-Plan A (Dividend) exactly 10 years ago would be worth approximately ₹152,048 today — a multiplier of 1.52×, based on the 10-year CAGR of 4.28%. The category average over the same window would have grown ₹1 lakh to ₹200,432.

A ₹10,000 monthly SIP in Birla Sun Life India Opportunities Fund-Plan A (Dividend) over the last 5 years — total invested ₹600,000 — would be worth ₹745,893 today. That's an XIRR (money-weighted annualised return) of 8.63%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life India Opportunities Fund-Plan A (Dividend) = ₹1,200,000 invested. It would currently be worth ₹1,925,941 (multiplier 1.60×). XIRR: 9.14%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life India Opportunities Fund-Plan A (Dividend) ranks #26 out of 208 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.02%; this fund delivered 15.04%.

The worst peak-to-trough decline Birla Sun Life India Opportunities Fund-Plan A (Dividend) has experienced over the last 5-year window is 22.43% — its NAV fell from a high on 19 Aug 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life India Opportunities Fund-Plan A (Dividend) averaged 4.97% (best 17.26%, worst -10.19%). 67% of rolling windows ended positive. The 5-year Sharpe ratio is 0.57 — reasonable risk-adjusted performance.

In calendar year 2017, Birla Sun Life India Opportunities Fund-Plan A (Dividend) returned 22.16% — lagging the Growth category average of 29.57% by 7.40 pp. It ranked #48 of 65 in its category that year.

Birla Sun Life India Opportunities Fund-Plan A (Dividend) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Birla Sun Life India Opportunities Fund-Plan A (Dividend) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.4%. 5-year CAGR: 15.04%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.