Should I invest in Birla Sun Life India Gennext Fund?

We don't give personal investment advice. Birla Sun Life India Gennext Fund-Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.0%. 5-year CAGR: 10.50%.

Birla Sun Life

Birla Sun Life India Gennext Fund-Growth Option

Latest NAV

₹194.9600

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.35%	+0.28%	+0.07	49 / 122	Q2
1W	-2.16%	-1.28%	-0.88	96 / 122	Q4
2W	-1.75%	+0.09%	-1.84	107 / 122	Q4
1M	-3.49%	-0.62%	-2.87	109 / 122	Q4
3M	-4.64%	+1.50%	-6.14	107 / 122	Q4
6M	-11.32%	-2.06%	-9.26	106 / 122	Q4
YTD	-10.91%	-1.85%	-9.07	108 / 122	Q4
1Y	-7.50%	+2.44%	-9.94	99 / 119	Q4
2Y	+0.51%	+3.47%	-2.95	74 / 116	Q3
3Y	+9.17%	+14.90%	-5.72	92 / 112	Q4
4Y	+10.99%	+14.65%	-3.67	78 / 105	Q3
5Y	+10.50%	+12.36%	-1.86	63 / 104	Q3
7Y	+12.69%	+13.76%	-1.07	57 / 99	Q3
10Y	+13.27%	+11.67%	+1.60	36 / 93	Q2
Inception	+13.82%	+10.81%	+3.01	25 / 122	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.91%	-2.01%	-8.90	104 / 118
2025	+3.77%	+3.20%	+0.57	43 / 115
2024	+17.34%	+19.60%	-2.26	65 / 113
2023	+25.06%	+31.56%	-6.50	74 / 108
2022	+5.09%	+2.19%	+2.90	51 / 104
2021	+29.17%	+32.41%	-3.24	53 / 102
2020	+14.58%	+18.32%	-3.74	44 / 100
2019	+14.43%	+5.50%	+8.93	14 / 97
2018	-1.00%	-10.07%	+9.07	21 / 94
2017	+38.13%	+30.10%	+8.03	28 / 93
2016	+7.18%	-0.25%	+7.43	19 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.32%

234 windows

min -48.2% · max 71.6%

83% positive

3-Year rolling

+15.97%

210 windows

min -5.4% · max 32.9%

99% positive

5-Year rolling

+16.30%

185 windows

min 3.7% · max 26.2%

100% positive

7-Year rolling

+16.26%

161 windows

min 9.6% · max 24.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.42%

3-year · annualised

Sharpe ratio

0.23

vs risk-free 6.5%

Sortino ratio

0.33

Downside-only deviation

Max drawdown

-22.04%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹16.8310	3 Jun 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.7005	3 Jun 2026
Magnum Equity Fund -Dividend	SBI	₹71.4772	3 Jun 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.5700	3 Jun 2026
Franklin Asian Equity Fund - Dividend Plan	Franklin Templeton	₹21.5824	3 Jun 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.2801	3 Jun 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹67.0980	3 Jun 2026
Canara Robeco Infrastructure-DIVIDEND	Canara Robeco	₹64.3200	3 Jun 2026
UTI - MNC Fund (UGS 10000)-Growth Option	UTI	₹382.6597	3 Jun 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Growth	Bank of India	₹62.7500	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹194.9600
2 Jun 2026	₹195.2400
1 Jun 2026	₹194.5600
29 May 2026	₹196.9200
27 May 2026	₹199.9700
26 May 2026	₹199.5400
25 May 2026	₹200.1300
22 May 2026	₹198.7400
21 May 2026	₹198.0500
20 May 2026	₹198.1600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Birla Sun Life India Gennext Fund-Growth Option is ₹194.9600. It's a Sectoral/Thematic Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life India Gennext Fund-Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life India Gennext Fund-Growth Option is managed by Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life India Gennext Fund-Growth Option has delivered a absolute return of -7.50% — -9.94 pp behind the Sectoral/Thematic Fund category average of 2.44%. The fund ranks #99 of 119 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life India Gennext Fund-Growth Option has delivered a CAGR of 9.17% — -5.72 pp behind the Sectoral/Thematic Fund category average of 14.90%. The fund ranks #92 of 112 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Birla Sun Life India Gennext Fund-Growth Option has delivered a CAGR of 10.50% — -1.86 pp behind the Sectoral/Thematic Fund category average of 12.36%. The fund ranks #63 of 104 in its category — the third (Q3) quartile.

₹1 lakh invested in Birla Sun Life India Gennext Fund-Growth Option exactly 10 years ago would be worth approximately ₹347,649 today — a multiplier of 3.48×, based on the 10-year CAGR of 13.27%. The category average over the same window would have grown ₹1 lakh to ₹301,430.

A ₹10,000 monthly SIP in Birla Sun Life India Gennext Fund-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹708,043 today. That's an XIRR (money-weighted annualised return) of 6.55%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life India Gennext Fund-Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,213,513 (multiplier 1.84×). XIRR: 11.77%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life India Gennext Fund-Growth Option ranks #63 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 12.36%; this fund delivered 10.50%.

The worst peak-to-trough decline Birla Sun Life India Gennext Fund-Growth Option has experienced over the last 5-year window is 22.04% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life India Gennext Fund-Growth Option averaged 16.30% (best 26.25%, worst 3.71%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.33 — weak risk-adjusted performance.

In calendar year 2025, Birla Sun Life India Gennext Fund-Growth Option returned 3.77% — beating the Sectoral/Thematic Fund category average of 3.20% by 0.57 pp. It ranked #43 of 115 in its category that year.

Birla Sun Life India Gennext Fund-Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life India Gennext Fund-Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.0%. 5-year CAGR: 10.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.