Birla Sun Life
Birla Sun Life Gilt Plus-PF Plan (Annual Dividend)
Unit split applied to historical metrics
This scheme had
a 0.5× unit consolidation on
22 Feb 2013.
Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).
Category
Gilt
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
100059
ISIN (Growth)
—
ISIN (Dividend)
—
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | +0.01% | -0.01 | 36 / 67 | Q3 |
| 1W | — | — | — | — | — |
| 2W | +0.00% | -9.67% | +9.67 | 41 / 73 | Q3 |
| 1M | — | — | — | — | — |
| 3M | — | — | — | — | — |
| 6M | — | — | — | — | — |
| YTD | — | — | — | — | — |
| 1Y | — | — | — | — | — |
| 2Y | -26.44% | -12.45% | -13.99 | 60 / 71 | Q4 |
| 3Y | -19.12% | -16.88% | -2.25 | 56 / 70 | Q4 |
| 4Y | -16.53% | -23.11% | +6.58 | 48 / 65 | Q3 |
| 5Y | -13.96% | -27.10% | +13.15 | 42 / 60 | Q3 |
| 7Y | -9.19% | -19.22% | +10.03 | 38 / 49 | Q4 |
| 10Y | — | — | — | — | — |
| Inception | -9.33% | -18.29% | +8.97 | 67 / 85 | Q4 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2013 YTD | — | — | — | — |
| 2012 | — | — | — | — |
| 2011 | — | — | — | — |
| 2010 | -2.93% | +0.75% | -3.68 | 65 / 68 |
| 2009 | -18.56% | -6.22% | -12.34 | 65 / 65 |
| 2008 | +11.88% | +7.61% | +4.27 | 33 / 63 |
| 2007 | -1.33% | +1.73% | -3.06 | 47 / 53 |
| 2006 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
-2.43%
47 windows
min -11.1% · max 6.4%
15% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
-4.07%
25 windows
min -19.2% · max -1.7%
0% positive
Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.
5-Year rolling
-14.11%
2 windows
min -14.3% · max -14.0%
0% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
—
Insufficient history
Recent NAVs
| Date | NAV |
|---|---|
| 22 Feb 2013 | ₹5.0000 |
| 6 Feb 2013 | ₹10.0000 |
| 11 Feb 2011 | ₹18.4812 |
| 10 Feb 2011 | ₹18.4722 |
| 9 Feb 2011 | ₹18.4631 |
| 8 Feb 2011 | ₹18.4316 |
| 7 Feb 2011 | ₹18.4268 |
| 4 Feb 2011 | ₹18.4180 |
| 3 Feb 2011 | ₹18.4150 |
| 2 Feb 2011 | ₹18.4121 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) is a Gilt from Birla Sun Life (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) is managed by Birla Sun Life. It's classified by AMFI under the 'Gilt' SEBI category, which determines its peer set and tax treatment.
Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) doesn't have a complete 1-year window yet (we need at least 1 year of NAVs). Check the shorter-window returns above.
Over the trailing 3-year window, Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) has delivered a CAGR of -19.12% — -2.25 pp behind the Gilt category average of -16.88%. The fund ranks #56 of 70 in its category — the bottom (Q4) quartile.
Over the trailing 5-year window, Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) has delivered a CAGR of -13.96% — +13.15 pp ahead of the Gilt category average of -27.10%. The fund ranks #42 of 60 in its category — the third (Q3) quartile.
₹1 lakh invested in Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) exactly 5 years ago would be worth approximately ₹47,163 today — a multiplier of 0.47×, based on the 5-year CAGR of -13.96%. The category average over the same window would have grown ₹1 lakh to ₹20,585.
We don't have enough NAV history yet to simulate a SIP on Birla Sun Life Gilt Plus-PF Plan (Annual Dividend). The fund typically needs 12+ months for a 1-year SIP backtest.
Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) doesn't have enough SIP-backtest history yet. Check the 1-year SIP simulation above as soon as it has 12+ months of NAVs.
On a 5-year basis, Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) ranks #42 out of 60 funds in the Gilt category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -27.10%; this fund delivered -13.96%.
Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) doesn't have a computed drawdown figure yet.
Across all 5-year rolling windows, Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) averaged -14.11% (best -13.96%, worst -14.27%). 0% of rolling windows ended positive.
We don't yet have a completed calendar-year return for Birla Sun Life Gilt Plus-PF Plan (Annual Dividend).
Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. Birla Sun Life Gilt Plus-PF Plan (Annual Dividend) is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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