Should I invest in Birla Sun Life Floating Rate Fund-Long Term-Weekly Dividend?

We don't give personal investment advice. Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: 0.05%.

Birla Sun Life

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend

Unit split applied to historical metrics

This scheme had a 10× unit consolidation on 7 Oct 2011. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.02%	+0.01	2 / 4	Q2
1W	-0.04%	+0.06%	-0.10	4 / 4	Q4
2W	-0.01%	+0.02%	-0.02	3 / 4	Q3
1M	+0.08%	+0.23%	-0.15	2 / 4	Q2
3M	+0.27%	+0.75%	-0.47	2 / 4	Q2
6M	+0.27%	+1.32%	-1.06	3 / 4	Q3
YTD	+0.24%	+0.94%	-0.70	2 / 4	Q2
1Y	+0.23%	+2.57%	-2.34	3 / 4	Q3
2Y	+0.13%	+2.69%	-2.56	3 / 4	Q3
3Y	+0.12%	+3.21%	-3.09	3 / 3	Q4
4Y	+0.06%	+3.02%	-2.96	3 / 3	Q4
5Y	+0.05%	+3.01%	-2.96	3 / 3	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.05%	+2.22%	-2.16	3 / 4	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2013 YTD	+0.24%	+2.04%	-1.79	2 / 2
2012	-0.07%	+4.88%	-4.96	2 / 2
2011	+0.06%	+2.23%	-2.17	2 / 4
2010	-0.16%	+1.75%	-1.91	4 / 4
2009	+0.05%	+2.37%	-2.32	4 / 4
2008	+0.02%	+3.09%	-3.08	3 / 3
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.01%

63 windows

min -0.4% · max 0.3%

59% positive

3-Year rolling

-0.01%

38 windows

min -0.1% · max 0.1%

29% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.01%

14 windows

min 0.0% · max 0.1%

64% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.29%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.32%

Jul 2012 → Jan 2013

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
28 May 2013	₹100.4081
27 May 2013	₹100.3820
24 May 2013	₹100.3201
23 May 2013	₹100.2929
22 May 2013	₹100.2966
21 May 2013	₹100.4532
20 May 2013	₹100.4232
17 May 2013	₹100.3676
16 May 2013	₹100.3321
15 May 2013	₹100.3026

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend is a Floating Rate from Birla Sun Life (Retail plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend has NAV history starting from 30 Apr 2007, a track record of about 19 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend is managed by Birla Sun Life. It's classified by AMFI under the 'Floating Rate' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend has delivered a absolute return of 0.23% — -2.34 pp behind the Floating Rate category average of 2.57%. The fund ranks #3 of 4 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend has delivered a CAGR of 0.12% — -3.09 pp behind the Floating Rate category average of 3.21%. The fund ranks #3 of 3 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend has delivered a CAGR of 0.05% — -2.96 pp behind the Floating Rate category average of 3.01%. The fund ranks #3 of 3 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend exactly 5 years ago would be worth approximately ₹100,273 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.05%. The category average over the same window would have grown ₹1 lakh to ₹116,002.

A ₹10,000 monthly SIP in Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹601,636 today. That's an XIRR (money-weighted annualised return) of 0.11%.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹601,636 — XIRR 0.11%.

On a 5-year basis, Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend ranks #3 out of 3 funds in the Floating Rate category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.01%; this fund delivered 0.05%.

The worst peak-to-trough decline Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend has experienced over the last 5-year window is 0.54% — its NAV fell from a high on 27 Nov 2009 to a low on 31 Jan 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend averaged 0.01% (best 0.05%, worst -0.03%). 64% of rolling windows ended positive.

In calendar year 2012, Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend returned -0.07% — lagging the Floating Rate category average of 4.88% by 4.96 pp. It ranked #2 of 2 in its category that year.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Weekly Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: 0.05%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.