Should I invest in Birla Sun Life Floating Rate Fund-Long Term-Daily Dividend?

We don't give personal investment advice. Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Birla Sun Life

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.02%	-0.02	4 / 4	Q4
1W	+0.00%	+0.06%	-0.06	3 / 4	Q3
2W	+0.00%	+0.02%	-0.02	2 / 4	Q2
1M	+0.00%	+0.23%	-0.23	4 / 4	Q4
3M	+0.00%	+0.75%	-0.75	4 / 4	Q4
6M	+0.00%	+1.32%	-1.32	4 / 4	Q4
YTD	+0.00%	+0.94%	-0.94	3 / 4	Q3
1Y	-0.09%	+2.57%	-2.66	4 / 4	Q4
2Y	+0.00%	+2.69%	-2.69	4 / 4	Q4
3Y	—	—	—	—	—
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.01%	+2.22%	-2.21	4 / 4	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	+0.00%	+2.23%	-2.23	3 / 4
2010	-0.11%	+1.75%	-1.86	3 / 4
2009	+0.11%	+2.37%	-2.27	3 / 4
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.03%

15 windows

min -0.3% · max 0.1%

33% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Recent NAVs

Date	NAV
11 Feb 2011	₹10.0050
10 Feb 2011	₹10.0050
9 Feb 2011	₹10.0050
8 Feb 2011	₹10.0050
7 Feb 2011	₹10.0050
4 Feb 2011	₹10.0050
3 Feb 2011	₹10.0050
2 Feb 2011	₹10.0050
1 Feb 2011	₹10.0050
31 Jan 2011	₹10.0050

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend is a Floating Rate from Birla Sun Life (Retail plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend has NAV history starting from 12 Dec 2008, a track record of about 17 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend is managed by Birla Sun Life. It's classified by AMFI under the 'Floating Rate' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend has delivered a absolute return of -0.09% — -2.66 pp behind the Floating Rate category average of 2.57%. The fund ranks #4 of 4 in its category — the bottom (Q4) quartile.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.

A ₹10,000 monthly SIP in Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend over the last 1 year — total invested ₹120,000 — would be worth ₹119,987 today. That's an XIRR (money-weighted annualised return) of -0.02%.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹119,987 — XIRR -0.02%.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend doesn't have a computed drawdown figure yet.

Consistency stats for Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2010, Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend returned -0.11% — lagging the Floating Rate category average of 1.75% by 1.86 pp. It ranked #3 of 4 in its category that year.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Birla Sun Life Floating Rate Fund-Long Term - Retail Plan-Daily Dividend

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Recent NAVs

Frequently asked questions

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