Birla Sun Life

Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+6.99%	-6.99	238 / 763	Q2
1W	-10.72%	+6.38%	-17.10	692 / 722	Q4
2W	-10.63%	+6.63%	-17.26	697 / 725	Q4
1M	-10.33%	+6.29%	-16.62	720 / 752	Q4
3M	-8.62%	+7.87%	-16.49	688 / 728	Q4
6M	-5.92%	+9.67%	-15.59	584 / 642	Q4
YTD	-8.08%	+8.47%	-16.55	622 / 666	Q4
1Y	-3.46%	+13.70%	-17.15	548 / 591	Q4
2Y	—	—	—	—	—
3Y	—	—	—	—	—
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.06%	-3.28%	+3.23	539 / 797	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2009 YTD	-8.08%	-0.31%	-7.77	461 / 482
2008	+7.96%	-5.54%	+13.50	56 / 250
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.16%

5 windows

min -3.5% · max 9.0%

80% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Recent NAVs

Date	NAV
20 Apr 2009	₹10.0000
17 Apr 2009	₹11.3057
16 Apr 2009	₹11.3032
15 Apr 2009	₹11.3010
13 Apr 2009	₹11.2012
9 Apr 2009	₹11.1941
8 Apr 2009	₹11.1924
6 Apr 2009	₹11.1889
2 Apr 2009	₹11.1812
31 Mar 2009	₹11.1772

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND is a Income from Birla Sun Life (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND has NAV history starting from 11 Dec 2007, a track record of about 18 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND is managed by Birla Sun Life. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND has delivered a absolute return of -3.46% — -17.15 pp behind the Income category average of 13.70%. The fund ranks #548 of 591 in its category — the bottom (Q4) quartile.

Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.

Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.

A ₹10,000 monthly SIP in Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND over the last 1 year — total invested ₹120,000 — would be worth ₹112,204 today. That's an XIRR (money-weighted annualised return) of -11.80%.

Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹112,204 — XIRR -11.80%.

Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.

Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND doesn't have a computed drawdown figure yet.

Consistency stats for Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2008, Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND returned 7.96% — beating the Income category average of -5.54% by 13.50 pp. It ranked #56 of 250 in its category that year.

Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Birla Sun Life Fixed Term Plan - Series AE - INSTITUTIONAL DIVIDEND

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Recent NAVs

Frequently asked questions

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