Birla Sun Life

Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	+0.50%	-0.52	12 / 13	Q4
1W	-1.57%	-0.66%	-0.91	7 / 11	Q3
2W	+1.74%	+1.17%	+0.57	6 / 13	Q2
1M	-1.45%	+0.25%	-1.70	6 / 13	Q2
3M	+12.38%	+0.47%	+11.91	4 / 13	Q2
6M	-1.32%	-3.71%	+2.39	6 / 13	Q2
YTD	+0.17%	-10.23%	+10.40	3 / 11	Q2
1Y	+6.43%	-11.47%	+17.91	4 / 11	Q2
2Y	-2.57%	-5.19%	+2.63	4 / 9	Q2
3Y	+4.47%	-11.20%	+15.67	2 / 9	Q1
4Y	+4.23%	-6.78%	+11.01	2 / 9	Q1
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.70%	-3.31%	+9.01	2 / 13	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2013 YTD	+0.17%	-28.54%	+28.71	1 / 7
2012	-1.47%	+8.46%	-9.93	5 / 7
2011	-12.60%	-23.74%	+11.14	3 / 9
2010	+14.59%	+8.60%	+5.99	3 / 7
2009	+23.50%	+33.00%	-9.50	3 / 6
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.96%

46 windows

min -13.8% · max 33.0%

67% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+3.69%

21 windows

min -2.9% · max 11.4%

90% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.72%

3-year · annualised

Sharpe ratio

-0.01

vs risk-free 6.5%

Sortino ratio

-0.01

Downside-only deviation

Max drawdown

-31.64%

Feb 2011 → Oct 2011

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
19 Jul 2013	₹13.0153
18 Jul 2013	₹13.0179
17 Jul 2013	₹12.9970
16 Jul 2013	₹12.9948
15 Jul 2013	₹13.1012
12 Jul 2013	₹13.2231
11 Jul 2013	₹12.8902
10 Jul 2013	₹12.9173
9 Jul 2013	₹12.7968
8 Jul 2013	₹12.8422

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend is a Growth from Birla Sun Life (Retail plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend has NAV history starting from 12 Nov 2008, a track record of about 17 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend is managed by Birla Sun Life. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend has delivered a absolute return of 6.43% — +17.91 pp ahead of the Growth category average of -11.47%. The fund ranks #4 of 11 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend has delivered a CAGR of 4.47% — +15.67 pp ahead of the Growth category average of -11.20%. The fund ranks #2 of 9 in its category — the top (Q1) quartile.

Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend exactly 3 years ago would be worth approximately ₹114,007 today — a multiplier of 1.14×, based on the 3-year CAGR of 4.47%. The category average over the same window would have grown ₹1 lakh to ₹70,016.

A ₹10,000 monthly SIP in Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend over the last 3 years — total invested ₹360,000 — would be worth ₹359,404 today. That's an XIRR (money-weighted annualised return) of -0.11%.

Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹359,404 — XIRR -0.11%.

On a 3-year basis, Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend ranks #2 out of 9 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -11.20%; this fund delivered 4.47%.

The worst peak-to-trough decline Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend has experienced over the last 3-year window is 31.64% — its NAV fell from a high on 18 Feb 2011 to a low on 04 Oct 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend averaged 3.69% (best 11.38%, worst -2.85%). 90% of rolling windows ended positive. The 3-year Sharpe ratio is -0.01 — negative risk-adjusted performance.

In calendar year 2012, Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend returned -1.47% — lagging the Growth category average of 8.46% by 9.93 pp. It ranked #5 of 7 in its category that year.

Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Birla Sun Life Commodities Equities Fund Global Multi Commodity Plan -Retail Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.