Birla Sun Life

Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend

Latest NAV

₹20.6236

As of

28 Jul 2023

3,618 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.37%	+0.00%	+0.37	2 / 9	Q1
1W	+0.18%	-2.12%	+2.30	2 / 9	Q1
2W	+3.64%	+0.12%	+3.51	1 / 9	Q1
1M	+8.55%	-0.07%	+8.62	1 / 9	Q1
3M	+5.88%	-2.92%	+8.80	1 / 9	Q1
6M	-4.42%	-7.74%	+3.32	3 / 9	Q2
YTD	-1.85%	-7.59%	+5.73	2 / 9	Q1
1Y	-3.01%	-3.19%	+0.18	6 / 9	Q3
2Y	+8.22%	+3.69%	+4.53	4 / 9	Q2
3Y	+17.24%	+13.23%	+4.00	2 / 9	Q1
4Y	+9.50%	+12.60%	-3.09	8 / 9	Q4
5Y	+5.90%	+9.51%	-3.61	8 / 9	Q4
7Y	+3.70%	+9.38%	-5.68	8 / 9	Q4
10Y	+2.06%	+10.08%	-8.02	8 / 9	Q4
Inception	+5.01%	+10.24%	-5.22	8 / 9	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2023 YTD	-1.85%	+18.76%	-20.61	9 / 9
2022	+7.65%	+8.46%	-0.81	5 / 9
2021	+24.83%	+23.38%	+1.45	5 / 9
2020	+1.09%	+3.87%	-2.78	6 / 9
2019	+8.79%	+9.64%	-0.85	4 / 9
2018	-14.63%	-4.46%	-10.16	9 / 9
2017	-2.78%	+28.82%	-31.60	9 / 9
2016	+11.06%	+10.01%	+1.05	3 / 9
2015	-15.49%	-10.60%	-4.89	2 / 2
2014	-2.19%	+2.21%	-4.39	2 / 2
2013	+11.77%	+11.77%	+0.00	1 / 2

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.31%

168 windows

min -27.6% · max 74.9%

55% positive

3-Year rolling

+2.66%

143 windows

min -13.5% · max 24.2%

55% positive

5-Year rolling

+1.31%

119 windows

min -10.3% · max 12.9%

58% positive

7-Year rolling

+0.90%

95 windows

min -6.3% · max 6.5%

61% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

21.19%

3-year · annualised

Sharpe ratio

0.55

vs risk-free 6.5%

Sortino ratio

0.99

Downside-only deviation

Max drawdown

-26.97%

Apr 2022 → Jun 2023

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹16.8310	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Franklin Asian Equity Fund - Dividend Plan	Franklin Templeton	₹21.5824	3 Jun 2026
Franklin India Multi-Factor Fund- Direct- Growth	Franklin India	₹9.3581	3 Jun 2026
Edelweiss Business Cycle Fund - Direct Plan - Growth	Edelweiss	₹8.9403	3 Jun 2026
DSP Banking & Financial Services Fund - Direct - Growth	DSP	₹14.1230	3 Jun 2026
DSP BlackRock India T.I.G.E.R. Fund - Regular Plan - Growth	DSP BlackRock	₹349.7120	3 Jun 2026

Recent NAVs

Date	NAV
28 Jul 2023	₹20.6236
27 Jul 2023	₹20.5479
26 Jul 2023	₹20.5819
25 Jul 2023	₹20.5460
24 Jul 2023	₹20.5747
21 Jul 2023	₹20.5866
20 Jul 2023	₹20.6427
19 Jul 2023	₹20.5595
18 Jul 2023	₹20.3757
17 Jul 2023	₹19.9791

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 28 Jul 2023, the NAV of Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend is ₹20.6236. It's a Sectoral/Thematic Fund from Birla Sun Life, run as a Retail plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend has NAV history starting from 12 Nov 2008, a track record of about 17 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend is managed by Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend has delivered a absolute return of -3.01% — +0.18 pp ahead of the Sectoral/Thematic Fund category average of -3.19%. The fund ranks #6 of 9 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend has delivered a CAGR of 17.24% — +4 pp ahead of the Sectoral/Thematic Fund category average of 13.23%. The fund ranks #2 of 9 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend has delivered a CAGR of 5.90% — -3.61 pp behind the Sectoral/Thematic Fund category average of 9.51%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend exactly 10 years ago would be worth approximately ₹122,612 today — a multiplier of 1.23×, based on the 10-year CAGR of 2.06%. The category average over the same window would have grown ₹1 lakh to ₹261,260.

A ₹10,000 monthly SIP in Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹750,080 today. That's an XIRR (money-weighted annualised return) of 8.86%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend = ₹1,200,000 invested. It would currently be worth ₹1,495,398 (multiplier 1.25×). XIRR: 4.31%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend ranks #8 out of 9 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.51%; this fund delivered 5.90%.

The worst peak-to-trough decline Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend has experienced over the last 5-year window is 46.54% — its NAV fell from a high on 09 Oct 2018 to a low on 19 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend averaged 1.31% (best 12.91%, worst -10.30%). 58% of rolling windows ended positive. The 5-year Sharpe ratio is 0.07 — weak risk-adjusted performance.

In calendar year 2022, Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend returned 7.65% — lagging the Sectoral/Thematic Fund category average of 8.46% by 0.81 pp. It ranked #5 of 9 in its category that year.

Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life Commodities Equities Fund Global Agri Plan -Retail Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 46.5%. 5-year CAGR: 5.90%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.