Birla Sun Life

Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend)

Unit split applied to historical metrics

This scheme had a 10× unit consolidation on 7 Oct 2011. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹99.9054

As of

30 Apr 2020

3,668 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.02%	-0.02	19 / 24	Q4
1W	-0.49%	+0.17%	-0.65	24 / 24	Q4
2W	-0.11%	+0.14%	-0.25	24 / 24	Q4
1M	-1.38%	+0.05%	-1.43	24 / 24	Q4
3M	-1.05%	+0.50%	-1.55	24 / 24	Q4
6M	-1.16%	+1.14%	-2.30	24 / 24	Q4
YTD	-1.07%	+0.98%	-2.05	24 / 24	Q4
1Y	-0.86%	+2.95%	-3.81	23 / 24	Q4
2Y	-0.24%	+3.90%	-4.14	23 / 24	Q4
3Y	-0.21%	+3.88%	-4.10	24 / 24	Q4
4Y	-0.14%	+3.80%	-3.94	24 / 24	Q4
5Y	-0.08%	+3.60%	-3.67	23 / 24	Q4
7Y	-0.05%	+3.48%	-3.53	23 / 24	Q4
10Y	-0.02%	+2.83%	-2.85	22 / 24	Q4
Inception	-0.01%	+2.53%	-2.54	22 / 23	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-1.07%	+3.80%	-4.86	24 / 24
2019	+0.69%	+0.37%	+0.32	7 / 24
2018	-0.18%	+2.13%	-2.31	24 / 24
2017	-0.26%	+1.82%	-2.07	20 / 24
2016	+0.48%	+2.57%	-2.08	10 / 24
2015	-0.09%	-0.09%	+0.00	1 / 1
2014	+0.04%	+0.04%	+0.00	1 / 1
2013	+0.04%	+0.04%	+0.00	1 / 1
2012	-0.04%	-0.04%	+0.00	1 / 1
2011	+0.02%	+0.02%	+0.00	1 / 1
2010	+0.05%	+0.05%	+0.00	1 / 1

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.06%

160 windows

min -0.9% · max 0.9%

68% positive

3-Year rolling

+0.05%

136 windows

min -0.2% · max 0.3%

76% positive

5-Year rolling

+0.05%

111 windows

min -0.1% · max 0.2%

84% positive

7-Year rolling

+0.05%

87 windows

min 0.0% · max 0.1%

94% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.84%

3-year · annualised

Sharpe ratio

-7.93

vs risk-free 6.5%

Sortino ratio

-8.72

Downside-only deviation

Max drawdown

-2.02%

Feb 2020 → Mar 2020

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
SBI Short Horizon Debt Fund - Ultra Short Term Fund - Institutional Plan - Daily Dividend	SBI	₹1,425.4634	3 Jun 2026
Mirae Asset Ultra Short Term Bond Fund-Institutional Plan- Daily Dividend	Mirae Asset	₹1,005.1646	3 Jun 2026
UTI - Treasury Advantage Fund - Institutional Monthly Dividend Option	UTI	₹1,469.4427	3 Jun 2026
Birla Sun Life Cash Manager-Plan A(Institutional Daily Dividend)	Birla Sun Life	₹100.0000	3 Jun 2026
Reliance Money Manager Fund-Institutional Plan Growth Option	Reliance	₹3,931.5882	3 Jun 2026
Religare Ultra Short Term Fund - Institutional - Growth	Religare	₹3,975.7201	3 Jun 2026

Recent NAVs

Date	NAV
30 Apr 2020	₹99.9054
29 Apr 2020	₹99.8994
28 Apr 2020	₹99.8680
27 Apr 2020	₹99.9986
24 Apr 2020	₹100.0972
23 Apr 2020	₹100.3925
22 Apr 2020	₹100.3177
21 Apr 2020	₹100.6736
20 Apr 2020	₹100.5392
17 Apr 2020	₹100.3134

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 30 Apr 2020, the NAV of Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) is ₹99.9054. It's a Low Duration Fund from Birla Sun Life, run as a Institutional plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) is managed by Birla Sun Life. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) has delivered a absolute return of -0.86% — -3.81 pp behind the Low Duration Fund category average of 2.95%. The fund ranks #23 of 24 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) has delivered a CAGR of -0.21% — -4.1 pp behind the Low Duration Fund category average of 3.88%. The fund ranks #24 of 24 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) has delivered a CAGR of -0.08% — -3.67 pp behind the Low Duration Fund category average of 3.60%. The fund ranks #23 of 24 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) exactly 10 years ago would be worth approximately ₹99,809 today — a multiplier of 1.00×, based on the 10-year CAGR of -0.02%. The category average over the same window would have grown ₹1 lakh to ₹132,250.

A ₹10,000 monthly SIP in Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) over the last 5 years — total invested ₹600,000 — would be worth ₹596,204 today. That's an XIRR (money-weighted annualised return) of -0.25%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) = ₹1,200,000 invested. It would currently be worth ₹1,194,765 (multiplier 1.00×). XIRR: -0.09%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) ranks #23 out of 24 funds in the Low Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.60%; this fund delivered -0.08%.

The worst peak-to-trough decline Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) has experienced over the last 5-year window is 2.02% — its NAV fell from a high on 11 Feb 2020 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) averaged 0.05% (best 0.20%, worst -0.08%). 84% of rolling windows ended positive. The 5-year Sharpe ratio is -8.63 — negative risk-adjusted performance.

In calendar year 2019, Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) returned 0.69% — beating the Low Duration Fund category average of 0.37% by 0.32 pp. It ranked #7 of 24 in its category that year.

Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.0%. 5-year CAGR: -0.08%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Birla Sun Life Cash Manager-Plan E(Institutional Weekly Dividend)

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Low Duration Fund

Recent NAVs

Frequently asked questions

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