Should I invest in Bharti AXA Regular Return Fund?

We don't give personal investment advice. Bharti AXA Regular Return Fund-Regular Plan-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 9.65%.

Bharti AXA

Bharti AXA Regular Return Fund-Regular Plan-Growth

Latest NAV

₹34.6926

As of

3 Jun 2026

4,147 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.07%	-5.48%	+5.41	222 / 472	Q2
1W	-0.70%	-6.69%	+5.99	210 / 472	Q2
2W	-0.19%	-6.61%	+6.42	179 / 472	Q2
1M	-0.71%	-6.65%	+5.94	206 / 472	Q2
3M	+0.37%	-6.59%	+6.96	141 / 471	Q2
6M	+0.12%	-6.25%	+6.37	141 / 443	Q2
YTD	+0.33%	-6.33%	+6.66	144 / 452	Q2
1Y	+1.78%	-4.07%	+5.85	130 / 439	Q2
2Y	+2.94%	+0.33%	+2.61	134 / 439	Q2
3Y	+6.38%	+1.73%	+4.65	118 / 439	Q2
4Y	+6.64%	+4.16%	+2.48	34 / 64	Q3
5Y	+9.65%	+3.80%	+5.85	4 / 43	Q1
7Y	+7.74%	+4.79%	+2.95	4 / 23	Q1
10Y	+7.06%	+4.00%	+3.06	2 / 17	Q1
Inception	+7.49%	+1.99%	+5.50	40 / 472	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.33%	+0.71%	-0.38	76 / 87
2025	+4.17%	+6.36%	-2.19	80 / 88
2024	+6.93%	+6.97%	-0.04	80 / 94
2023	+10.85%	+6.24%	+4.61	4 / 71
2022	+21.48%	-4.59%	+26.07	6 / 133
2021	+8.31%	-3.01%	+11.33	3 / 236
2020	+11.30%	+1.27%	+10.03	12 / 344
2019	-7.42%	+2.87%	-10.29	284 / 301
2018	-2.55%	+2.79%	-5.34	177 / 187
2017	+13.92%	+5.18%	+8.73	3 / 71
2016	+8.39%	+8.01%	+0.38	23 / 35

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.56%

198 windows

min -13.7% · max 27.4%

88% positive

3-Year rolling

+7.85%

174 windows

min -1.6% · max 15.1%

95% positive

5-Year rolling

+7.80%

149 windows

min 2.4% · max 12.6%

100% positive

7-Year rolling

+7.25%

125 windows

min 4.9% · max 9.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.85%

3-year · annualised

Sharpe ratio

-0.05

vs risk-free 6.5%

Sortino ratio

-0.10

Downside-only deviation

Max drawdown

-4.31%

Dec 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
Nippon India Fixed Maturity Plan - XLIII - Series 1 - Regular Plan - Income Distribution cum Capital Withdrawal Plan	Nippon India	₹13.2025	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.1653	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 REGULAR PLAN PERIODIC-IDCW (3652 days)	Bandhan	₹15.0027	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Regular Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.4359	3 Jun 2026
Kotak Bond-Regular-Annual Dividend	Kotak Mahindra	₹47.6827	3 Jun 2026
Kotak FMP Series 304-Regular Plan-Payout of IDCW	Kotak	₹12.9404	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Regular - IDCW	DSP	₹13.1466	3 Jun 2026
HSBC Income Fund - Investment - Regular - Dividend	HSBC	₹10.5254	3 Jun 2026
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Payout of IDCW Option	UTI	₹12.1075	3 Jun 2026
Axis Fixed Maturity Plan - Series 129 (108 Days) - Regular Plan - IDCW	Axis	₹10.1904	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹34.6926
2 Jun 2026	₹34.7173
1 Jun 2026	₹34.7014
29 May 2026	₹34.8206
27 May 2026	₹34.9374
26 May 2026	₹34.8503
25 May 2026	₹34.8419
22 May 2026	₹34.7186
21 May 2026	₹34.7493
20 May 2026	₹34.7574

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bharti AXA Regular Return Fund-Regular Plan-Growth is ₹34.6926. It's a Medium to Long Duration Fund from Bharti AXA, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bharti AXA Regular Return Fund-Regular Plan-Growth has NAV history starting from 20 Mar 2009, a track record of about 17 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Bharti AXA Regular Return Fund-Regular Plan-Growth is managed by Bharti AXA. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bharti AXA Regular Return Fund-Regular Plan-Growth has delivered a absolute return of 1.78% — +5.85 pp ahead of the Medium to Long Duration Fund category average of -4.07%. The fund ranks #130 of 439 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Bharti AXA Regular Return Fund-Regular Plan-Growth has delivered a CAGR of 6.38% — +4.65 pp ahead of the Medium to Long Duration Fund category average of 1.73%. The fund ranks #118 of 439 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Bharti AXA Regular Return Fund-Regular Plan-Growth has delivered a CAGR of 9.65% — +5.85 pp ahead of the Medium to Long Duration Fund category average of 3.80%. The fund ranks #4 of 43 in its category — the top (Q1) quartile.

₹1 lakh invested in Bharti AXA Regular Return Fund-Regular Plan-Growth exactly 10 years ago would be worth approximately ₹197,773 today — a multiplier of 1.98×, based on the 10-year CAGR of 7.06%. The category average over the same window would have grown ₹1 lakh to ₹147,955.

A ₹10,000 monthly SIP in Bharti AXA Regular Return Fund-Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹711,813 today. That's an XIRR (money-weighted annualised return) of 6.76%.

A ₹10,000 monthly SIP for 10 years in Bharti AXA Regular Return Fund-Regular Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,762,499 (multiplier 1.47×). XIRR: 7.46%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bharti AXA Regular Return Fund-Regular Plan-Growth ranks #4 out of 43 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.80%; this fund delivered 9.65%.

The worst peak-to-trough decline Bharti AXA Regular Return Fund-Regular Plan-Growth has experienced over the last 5-year window is 4.31% — its NAV fell from a high on 10 Dec 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bharti AXA Regular Return Fund-Regular Plan-Growth averaged 7.80% (best 12.63%, worst 2.42%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.32 — weak risk-adjusted performance.

In calendar year 2025, Bharti AXA Regular Return Fund-Regular Plan-Growth returned 4.17% — lagging the Medium to Long Duration Fund category average of 6.36% by 2.19 pp. It ranked #80 of 88 in its category that year.

Bharti AXA Regular Return Fund-Regular Plan-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bharti AXA Regular Return Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 9.65%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.