Should I invest in Bharti AXA Regular Return Fund-ECO Plan?

We don't give personal investment advice. Bharti AXA Regular Return Fund-ECO Plan-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.2%. 5-year CAGR: 9.94%.

Bharti AXA

Bharti AXA Regular Return Fund-ECO Plan-Growth

Latest NAV

₹36.0194

As of

3 Jun 2026

4,147 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.07%	-5.48%	+5.41	221 / 472	Q2
1W	-0.69%	-6.69%	+5.99	204 / 472	Q2
2W	-0.17%	-6.61%	+6.44	177 / 472	Q2
1M	-0.68%	-6.65%	+5.97	202 / 472	Q2
3M	+0.46%	-6.59%	+7.05	140 / 471	Q2
6M	+0.28%	-6.25%	+6.53	135 / 443	Q2
YTD	+0.47%	-6.33%	+6.80	135 / 452	Q2
1Y	+2.12%	-4.07%	+6.19	121 / 439	Q2
2Y	+3.32%	+0.33%	+2.99	130 / 439	Q2
3Y	+6.79%	+1.73%	+5.05	96 / 439	Q1
4Y	+6.97%	+4.16%	+2.81	29 / 64	Q2
5Y	+9.94%	+3.80%	+6.14	1 / 43	Q1
7Y	+8.03%	+4.79%	+3.24	2 / 23	Q1
10Y	+7.35%	+4.00%	+3.36	1 / 17	Q1
Inception	+7.72%	+1.99%	+5.73	29 / 472	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.47%	+0.71%	-0.24	69 / 87
2025	+4.54%	+6.36%	-1.82	76 / 88
2024	+7.37%	+6.97%	+0.40	67 / 94
2023	+11.17%	+6.24%	+4.93	2 / 71
2022	+21.56%	-4.59%	+26.15	2 / 133
2021	+8.47%	-3.01%	+11.48	2 / 236
2020	+11.66%	+1.27%	+10.39	6 / 344
2019	-7.14%	+2.87%	-10.01	281 / 301
2018	-2.27%	+2.79%	-5.05	175 / 187
2017	+14.25%	+5.18%	+9.06	2 / 71
2016	+8.52%	+8.01%	+0.51	22 / 35

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.78%

198 windows

min -13.5% · max 27.5%

89% positive

3-Year rolling

+8.06%

174 windows

min -1.3% · max 15.3%

97% positive

5-Year rolling

+8.01%

149 windows

min 2.6% · max 12.9%

100% positive

7-Year rolling

+7.46%

125 windows

min 5.1% · max 9.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.86%

3-year · annualised

Sharpe ratio

0.05

vs risk-free 6.5%

Sortino ratio

0.11

Downside-only deviation

Max drawdown

-4.22%

Dec 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
Nippon India Fixed Maturity Plan - XLIII - Series 1 - Regular Plan - Income Distribution cum Capital Withdrawal Plan	Nippon India	₹13.2025	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.1653	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 REGULAR PLAN PERIODIC-IDCW (3652 days)	Bandhan	₹15.0027	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Regular Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.4359	3 Jun 2026
Kotak Bond-Regular-Annual Dividend	Kotak Mahindra	₹47.6827	3 Jun 2026
Kotak FMP Series 304-Regular Plan-Payout of IDCW	Kotak	₹12.9404	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Regular - IDCW	DSP	₹13.1466	3 Jun 2026
HSBC Income Fund - Investment - Regular - Dividend	HSBC	₹10.5254	3 Jun 2026
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Payout of IDCW Option	UTI	₹12.1075	3 Jun 2026
Axis Fixed Maturity Plan - Series 129 (108 Days) - Regular Plan - IDCW	Axis	₹10.1904	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹36.0194
2 Jun 2026	₹36.0447
1 Jun 2026	₹36.0278
29 May 2026	₹36.1502
27 May 2026	₹36.2707
26 May 2026	₹36.1798
25 May 2026	₹36.1707
22 May 2026	₹36.0415
21 May 2026	₹36.0730
20 May 2026	₹36.0809

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bharti AXA Regular Return Fund-ECO Plan-Growth is ₹36.0194. It's a Medium to Long Duration Fund from Bharti AXA, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bharti AXA Regular Return Fund-ECO Plan-Growth has NAV history starting from 20 Mar 2009, a track record of about 17 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Bharti AXA Regular Return Fund-ECO Plan-Growth is managed by Bharti AXA. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bharti AXA Regular Return Fund-ECO Plan-Growth has delivered a absolute return of 2.12% — +6.19 pp ahead of the Medium to Long Duration Fund category average of -4.07%. The fund ranks #121 of 439 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Bharti AXA Regular Return Fund-ECO Plan-Growth has delivered a CAGR of 6.79% — +5.05 pp ahead of the Medium to Long Duration Fund category average of 1.73%. The fund ranks #96 of 439 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Bharti AXA Regular Return Fund-ECO Plan-Growth has delivered a CAGR of 9.94% — +6.14 pp ahead of the Medium to Long Duration Fund category average of 3.80%. The fund ranks #1 of 43 in its category — the top (Q1) quartile.

₹1 lakh invested in Bharti AXA Regular Return Fund-ECO Plan-Growth exactly 10 years ago would be worth approximately ₹203,264 today — a multiplier of 2.03×, based on the 10-year CAGR of 7.35%. The category average over the same window would have grown ₹1 lakh to ₹147,955.

A ₹10,000 monthly SIP in Bharti AXA Regular Return Fund-ECO Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹718,125 today. That's an XIRR (money-weighted annualised return) of 7.12%.

A ₹10,000 monthly SIP for 10 years in Bharti AXA Regular Return Fund-ECO Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,790,744 (multiplier 1.49×). XIRR: 7.76%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bharti AXA Regular Return Fund-ECO Plan-Growth ranks #1 out of 43 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.80%; this fund delivered 9.94%.

The worst peak-to-trough decline Bharti AXA Regular Return Fund-ECO Plan-Growth has experienced over the last 5-year window is 4.22% — its NAV fell from a high on 10 Dec 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bharti AXA Regular Return Fund-ECO Plan-Growth averaged 8.01% (best 12.91%, worst 2.64%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.35 — weak risk-adjusted performance.

In calendar year 2025, Bharti AXA Regular Return Fund-ECO Plan-Growth returned 4.54% — lagging the Medium to Long Duration Fund category average of 6.36% by 1.82 pp. It ranked #76 of 88 in its category that year.

Bharti AXA Regular Return Fund-ECO Plan-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bharti AXA Regular Return Fund-ECO Plan-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.2%. 5-year CAGR: 9.94%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.