Should I invest in BHARAT Bond FOF - April 2031?

We don't give personal investment advice. BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.8%. 5-year CAGR: 6.63%.

BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option

Latest NAV

₹14.3109

As of

17 Jul 2026

1,451 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	-0.15%	+0.23	28 / 125	Q1
1W	-0.34%	-4.47%	+4.12	65 / 130	Q2
2W	-0.34%	-5.11%	+4.77	69 / 130	Q3
1M	+0.97%	-5.39%	+6.36	33 / 130	Q2
3M	+2.34%	-4.67%	+7.01	28 / 130	Q1
6M	+3.09%	-5.19%	+8.28	36 / 122	Q2
YTD	+2.82%	-2.99%	+5.81	52 / 120	Q2
1Y	+5.08%	+12.27%	-7.19	62 / 111	Q3
2Y	+7.85%	+6.29%	+1.56	28 / 84	Q2
3Y	+7.62%	+6.43%	+1.19	48 / 73	Q3
4Y	+7.99%	+5.33%	+2.66	41 / 68	Q3
5Y	+6.63%	-0.23%	+6.86	32 / 55	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.18%	+8.45%	-2.27	76 / 130	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.82%	+1.22%	+1.60	52 / 114
2025	+8.41%	+30.86%	-22.45	40 / 83
2024	+8.96%	+13.06%	-4.10	48 / 69
2023	+7.03%	+14.87%	-7.84	50 / 68
2022	+3.31%	-5.59%	+8.90	29 / 59
2021	+4.88%	+10.93%	-6.06	31 / 51
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.59%

61 windows

min 0.0% · max 11.6%

100% positive

3-Year rolling

+6.82%

37 windows

min 4.6% · max 9.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+6.58%

13 windows

min 6.1% · max 6.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.26%

3-year · annualised

Sharpe ratio

0.39

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.75%

Feb 2026 → Mar 2026

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Diversified Equity All Cap Active FOF - IDCW - Direct Plan	HDFC	₹10.2128	17 Jul 2026
ICICI Prudential Aggressive Plan	ICICI Prudential	₹170.3532	17 Jul 2026
Invesco India Gold ETF Fund of Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹40.6301	17 Jul 2026
Bandhan Aggressive Hybrid Passive FOF - Direct Plan - IDCW	Bandhan	₹36.8685	17 Jul 2026
Aditya Birla Sun Life Aggressive Hybrid Omni FOF- Regular - IDCW	Aditya Birla Sun Life	₹39.2303	17 Jul 2026
Franklin India Dynamic Asset Allocation Active Fund of funds - Direct - IDCW	Franklin India	₹49.0060	17 Jul 2026
FT India Dynamic PE Ratio Fund of Funds-Dividend	Franklin Templeton	₹41.1991	17 Jul 2026
Mirae Asset BSE 200 Equal Weight ETF Fund of Fund - Direct Plan - IDCW	Mirae Asset	₹11.7230	17 Jul 2026
Kotak Equity-FOF-Dividend	Kotak Mahindra	₹247.0000	17 Jul 2026
Kotak Gold Fund Payout of Income Distribution cum capital withdrawal option	Kotak	₹53.5272	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹14.3109
16 Jul 2026	₹14.3006
15 Jul 2026	₹14.2801
14 Jul 2026	₹14.2711
13 Jul 2026	₹14.3205
10 Jul 2026	₹14.3599
9 Jul 2026	₹14.3657
8 Jul 2026	₹14.3084
7 Jul 2026	₹14.4485
6 Jul 2026	₹14.3713

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option is ₹14.3109. It's a Fund of Funds - Domestic from the fund house, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option has NAV history starting from 27 Jul 2020, a track record of about 5 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option is managed by the fund house. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option has delivered a absolute return of 5.08% — -7.19 pp behind the Fund of Funds - Domestic category average of 12.27%. The fund ranks #62 of 111 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option has delivered a CAGR of 7.62% — +1.19 pp ahead of the Fund of Funds - Domestic category average of 6.43%. The fund ranks #48 of 73 in its category — the third (Q3) quartile.

Over the trailing 5-year window, BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option has delivered a CAGR of 6.63% — +6.86 pp ahead of the Fund of Funds - Domestic category average of -0.23%. The fund ranks #32 of 55 in its category — the third (Q3) quartile.

₹1 lakh invested in BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option exactly 5 years ago would be worth approximately ₹137,850 today — a multiplier of 1.38×, based on the 5-year CAGR of 6.63%. The category average over the same window would have grown ₹1 lakh to ₹98,843.

A ₹10,000 monthly SIP in BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹721,479 today. That's an XIRR (money-weighted annualised return) of 7.31%.

BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹721,479 — XIRR 7.31%.

On a 5-year basis, BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option ranks #32 out of 55 funds in the Fund of Funds - Domestic category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -0.23%; this fund delivered 6.63%.

The worst peak-to-trough decline BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option has experienced over the last 5-year window is 3.77% — its NAV fell from a high on 05 Apr 2022 to a low on 13 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option averaged 6.58% (best 6.92%, worst 6.06%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.01 — negative risk-adjusted performance.

In calendar year 2025, BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option returned 8.41% — lagging the Fund of Funds - Domestic category average of 30.86% by 22.45 pp. It ranked #40 of 83 in its category that year.

BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.8%. 5-year CAGR: 6.63%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Fund of Funds - Domestic

Recent NAVs

Frequently asked questions

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