Should I invest in BHARAT Bond FOF - April 2031?

We don't give personal investment advice. BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.8%. 5-year CAGR: 6.12%.

BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option

Latest NAV

₹13.9508

As of

2 Jun 2026

1,419 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.24%	+0.31%	-0.07	66 / 125	Q3
1W	+0.24%	-4.51%	+4.75	6 / 130	Q1
2W	+0.39%	-4.01%	+4.40	21 / 130	Q1
1M	-0.23%	-2.34%	+2.11	100 / 130	Q4
3M	-0.13%	-4.98%	+4.85	56 / 127	Q2
6M	+0.07%	+2.60%	-2.53	71 / 119	Q3
YTD	+0.23%	-1.18%	+1.41	69 / 120	Q3
1Y	+2.33%	+20.16%	-17.83	69 / 107	Q3
2Y	+6.94%	+10.05%	-3.11	38 / 83	Q2
3Y	+6.75%	+8.02%	-1.27	50 / 73	Q3
4Y	+7.55%	+5.01%	+2.54	40 / 67	Q3
5Y	+6.12%	0.00%	+6.12	33 / 54	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.85%	+10.64%	-4.78	75 / 130	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.23%	+3.12%	-2.90	68 / 114
2025	+8.41%	+30.86%	-22.45	40 / 83
2024	+8.96%	+13.06%	-4.10	48 / 69
2023	+7.03%	+14.87%	-7.84	50 / 68
2022	+3.31%	-5.59%	+8.90	29 / 59
2021	+4.88%	+10.93%	-6.06	31 / 51
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.60%

60 windows

min 0.4% · max 11.4%

100% positive

3-Year rolling

+6.82%

35 windows

min 4.8% · max 9.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+6.53%

11 windows

min 6.1% · max 7.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.51%

3-year · annualised

Sharpe ratio

0.03

vs risk-free 6.5%

Sortino ratio

0.08

Downside-only deviation

Max drawdown

-1.75%

Feb 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Diversified Equity All Cap Active FOF - IDCW - Direct Plan	HDFC	₹9.6507	3 Jun 2026
Nippon India Diversified Equity Flexicap Passive FoF - IDCW Option	Nippon India	₹20.1044	3 Jun 2026
SBI Gold Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹47.1093	3 Jun 2026
ICICI Prudential Aggressive Plan	ICICI Prudential	₹164.1283	3 Jun 2026
Invesco India Gold ETF Fund of Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹44.6644	3 Jun 2026
Bandhan Aggressive Hybrid Passive FOF - Direct Plan - IDCW	Bandhan	₹36.1127	3 Jun 2026
Aditya Birla Sun Life Gold Fund-DIRECT - IDCW	Aditya Birla Sun Life	₹46.6049	3 Jun 2026
Motilal Oswal Gold and Silver Passive Fund of Funds(Direct Plan)	Motilal Oswal	₹32.6025	3 Jun 2026
Mirae Asset BSE 200 Equal Weight ETF Fund of Fund - Direct Plan - IDCW	Mirae Asset	₹11.3510	3 Jun 2026
Kotak Gold Fund Payout of Income Distribution cum capital withdrawal option	Kotak	₹58.9660	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹13.9508
1 Jun 2026	₹13.9171
29 May 2026	₹13.9131
27 May 2026	₹13.9265
26 May 2026	₹13.9173
25 May 2026	₹13.8625
22 May 2026	₹13.8507
21 May 2026	₹13.8908
20 May 2026	₹13.8575
19 May 2026	₹13.8972

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option is ₹13.9508. It's a Fund of Funds - Domestic from the fund house, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option has NAV history starting from 27 Jul 2020, a track record of about 5 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option is managed by the fund house. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option has delivered a absolute return of 2.33% — -17.83 pp behind the Fund of Funds - Domestic category average of 20.16%. The fund ranks #69 of 107 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option has delivered a CAGR of 6.75% — -1.27 pp behind the Fund of Funds - Domestic category average of 8.02%. The fund ranks #50 of 73 in its category — the third (Q3) quartile.

Over the trailing 5-year window, BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option has delivered a CAGR of 6.12% — +6.12 pp ahead of the Fund of Funds - Domestic category average of 0.00%. The fund ranks #33 of 54 in its category — the third (Q3) quartile.

₹1 lakh invested in BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option exactly 5 years ago would be worth approximately ₹134,599 today — a multiplier of 1.35×, based on the 5-year CAGR of 6.12%. The category average over the same window would have grown ₹1 lakh to ₹99,997.

A ₹10,000 monthly SIP in BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹708,223 today. That's an XIRR (money-weighted annualised return) of 6.56%.

BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹708,223 — XIRR 6.56%.

On a 5-year basis, BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option ranks #33 out of 54 funds in the Fund of Funds - Domestic category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -0.00%; this fund delivered 6.12%.

The worst peak-to-trough decline BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option has experienced over the last 5-year window is 3.77% — its NAV fell from a high on 05 Apr 2022 to a low on 13 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option averaged 6.53% (best 7.02%, worst 6.12%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.16 — negative risk-adjusted performance.

In calendar year 2025, BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option returned 8.41% — lagging the Fund of Funds - Domestic category average of 30.86% by 22.45 pp. It ranked #40 of 83 in its category that year.

BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.8%. 5-year CAGR: 6.12%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BHARAT Bond FOF - April 2031 - Direct Plan - IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Fund of Funds - Domestic

Recent NAVs

Frequently asked questions

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