Should I invest in BHARAT Bond FOF - April 2025?

We don't give personal investment advice. BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option

Latest NAV

₹12.8931

As of

16 Apr 2025

1,148 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-4.18%	+4.20	47 / 100	Q2
1W	+0.11%	-4.68%	+4.79	9 / 100	Q1
2W	+0.29%	-5.34%	+5.62	10 / 100	Q1
1M	+0.62%	-5.74%	+6.36	48 / 100	Q2
3M	+1.98%	-4.97%	+6.94	26 / 100	Q2
6M	+3.66%	-5.75%	+9.41	10 / 92	Q1
YTD	+2.16%	-3.32%	+5.47	43 / 90	Q2
1Y	+7.55%	+13.10%	-5.54	29 / 81	Q2
2Y	+7.33%	+13.98%	-6.65	23 / 51	Q2
3Y	+6.32%	+13.59%	-7.27	32 / 41	Q4
4Y	+5.88%	+12.50%	-6.61	27 / 36	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.52%	+8.51%	-2.99	57 / 100	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+2.16%	+34.91%	-32.75	42 / 55
2024	+7.69%	+12.37%	-4.68	32 / 42
2023	+6.99%	+13.03%	-6.04	27 / 41
2022	+2.24%	+2.29%	-0.05	16 / 29
2021	+4.39%	+7.04%	-2.65	18 / 28
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.46%

46 windows

min 1.0% · max 7.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+5.18%

22 windows

min 4.4% · max 6.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.68%

3-year · annualised

Sharpe ratio

-0.21

vs risk-free 6.5%

Sortino ratio

-0.38

Downside-only deviation

Max drawdown

-1.95%

May 2022 → Jun 2022

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Diversified Equity All Cap Active FOF - IDCW - Direct Plan	HDFC	₹10.2128	17 Jul 2026
ICICI Prudential Aggressive Plan	ICICI Prudential	₹170.3532	17 Jul 2026
Invesco India Gold ETF Fund of Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹40.6301	17 Jul 2026
Bandhan Aggressive Hybrid Passive FOF - Direct Plan - IDCW	Bandhan	₹36.8685	17 Jul 2026
Aditya Birla Sun Life Aggressive Hybrid Omni FOF- Regular - IDCW	Aditya Birla Sun Life	₹39.2303	17 Jul 2026
Franklin India Dynamic Asset Allocation Active Fund of funds - Direct - IDCW	Franklin India	₹49.0060	17 Jul 2026
FT India Dynamic PE Ratio Fund of Funds-Dividend	Franklin Templeton	₹41.1991	17 Jul 2026
Mirae Asset BSE 200 Equal Weight ETF Fund of Fund - Direct Plan - IDCW	Mirae Asset	₹11.7230	17 Jul 2026
Kotak Equity-FOF-Dividend	Kotak Mahindra	₹247.0000	17 Jul 2026
Kotak Gold Fund Payout of Income Distribution cum capital withdrawal option	Kotak	₹53.5272	17 Jul 2026

Recent NAVs

Date	NAV
16 Apr 2025	₹12.8931
15 Apr 2025	₹12.8911
11 Apr 2025	₹12.8832
9 Apr 2025	₹12.8789
8 Apr 2025	₹12.8735
7 Apr 2025	₹12.8705
4 Apr 2025	₹12.8667
3 Apr 2025	₹12.8618
2 Apr 2025	₹12.8564
1 Apr 2025	₹12.8554

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 16 Apr 2025, the NAV of BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option is ₹12.8931. It's a Fund of Funds - Domestic from the fund house, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option has NAV history starting from 27 Jul 2020, a track record of about 5 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option is managed by the fund house. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option has delivered a absolute return of 7.55% — -5.54 pp behind the Fund of Funds - Domestic category average of 13.10%. The fund ranks #29 of 81 in its category — the second (Q2) quartile.

Over the trailing 3-year window, BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option has delivered a CAGR of 6.32% — -7.27 pp behind the Fund of Funds - Domestic category average of 13.59%. The fund ranks #32 of 41 in its category — the bottom (Q4) quartile.

BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option exactly 3 years ago would be worth approximately ₹120,173 today — a multiplier of 1.20×, based on the 3-year CAGR of 6.32%. The category average over the same window would have grown ₹1 lakh to ₹146,545.

A ₹10,000 monthly SIP in BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option over the last 3 years — total invested ₹360,000 — would be worth ₹402,401 today. That's an XIRR (money-weighted annualised return) of 7.36%.

BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹402,401 — XIRR 7.36%.

On a 3-year basis, BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option ranks #32 out of 41 funds in the Fund of Funds - Domestic category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.59%; this fund delivered 6.32%.

The worst peak-to-trough decline BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option has experienced over the last 3-year window is 1.95% — its NAV fell from a high on 02 May 2022 to a low on 15 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option averaged 5.18% (best 6.32%, worst 4.43%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.21 — negative risk-adjusted performance.

In calendar year 2024, BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option returned 7.69% — lagging the Fund of Funds - Domestic category average of 12.37% by 4.68 pp. It ranked #32 of 42 in its category that year.

BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. BHARAT Bond FOF - April 2025 - Regular Plan - IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.