Should I invest in Baroda BNP Paribas Money Market Fund- Daily IDCW?

We don't give personal investment advice. Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 0.00%.

Baroda BNP Paribas

Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW

Latest NAV

₹1,005.9752

As of

17 Jul 2026

1,714 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.04%	-0.03	42 / 46	Q4
1W	+0.04%	+0.05%	-0.01	38 / 46	Q4
2W	+0.01%	+0.02%	-0.01	28 / 44	Q3
1M	+0.00%	+0.15%	-0.15	27 / 45	Q3
3M	+0.00%	+0.49%	-0.49	29 / 43	Q3
6M	+0.00%	+1.06%	-1.06	31 / 43	Q3
YTD	+0.00%	+0.97%	-0.97	28 / 42	Q3
1Y	+0.00%	+1.56%	-1.56	20 / 42	Q2
2Y	+0.00%	+2.34%	-2.34	28 / 39	Q3
3Y	+0.00%	+2.52%	-2.52	29 / 39	Q3
4Y	+0.00%	+2.46%	-2.46	29 / 33	Q4
5Y	+0.00%	+1.93%	-1.93	26 / 32	Q4
7Y	+0.05%	+2.11%	-2.06	17 / 22	Q4
10Y	—	—	—	—	—
Inception	+0.08%	+1.86%	-1.78	35 / 46	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.00%	+0.97%	-0.97	25 / 38
2025	+0.00%	+2.33%	-2.33	25 / 36
2024	+0.00%	+2.60%	-2.60	25 / 39
2023	+0.00%	+2.54%	-2.54	27 / 35
2022	+0.00%	+1.53%	-1.52	26 / 30
2021	+0.01%	+0.99%	-0.98	16 / 29
2020	+0.01%	+1.58%	-1.57	21 / 27
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.02%

75 windows

min -0.2% · max 0.6%

59% positive

3-Year rolling

+0.01%

50 windows

min 0.0% · max 0.2%

72% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.01%

26 windows

min 0.0% · max 0.1%

96% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.07%

2 windows

min 0.0% · max 0.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.04%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.18%

Mar 2024 → May 2026

% positive months

38.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
SBI Savings Fund - Regular Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹14.3686	17 Jul 2026
Invesco India Money Market Fund - Regular - Monthly IDCW (Payout / Reinvestment)	Invesco	₹1,512.0118	17 Jul 2026
Bandhan Money Market Fund - Regular Plan - Periodic IDCW	Bandhan	₹14.1109	17 Jul 2026
Mirae Asset Money Market Fund Regular IDCW	Mirae Asset	₹1,341.6330	17 Jul 2026
Edelweiss Money Market Fund - Regular Plan - Annual - IDCW Option	Edelweiss	₹29.9517	17 Jul 2026
DSP Savings Fund - Regular Plan - IDCW - Daily	DSP	₹10.1021	17 Jul 2026
HSBC Money Market Fund - Regular Daily IDCW	HSBC	₹10.8591	17 Jul 2026
Baroda BNP Paribas Money Market Fund - Regular Plan - Monthly IDCW	Baroda BNP Paribas	₹1,015.9102	17 Jul 2026
UTI MMF - Regular Plan - Flexi Dividend Option	UTI	₹1,274.4634	17 Jul 2026
PGIM India Money Market Fund - Regular Plan - Daily Dividend Option	PGIM India	₹1,009.0935	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,005.9752
16 Jul 2026	₹1,005.8713
15 Jul 2026	₹1,005.5004
14 Jul 2026	₹1,005.3218
13 Jul 2026	₹1,005.8801
10 Jul 2026	₹1,005.6038
9 Jul 2026	₹1,005.4457
8 Jul 2026	₹1,004.9374
7 Jul 2026	₹1,005.4156
6 Jul 2026	₹1,005.9752

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW is ₹1,005.9752. It's a Money Market Fund from Baroda BNP Paribas, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW has NAV history starting from 20 Jun 2019, a track record of about 7 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW has delivered a absolute return of 0.00% — -1.56 pp behind the Money Market Fund category average of 1.56%. The fund ranks #20 of 42 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW has delivered a CAGR of 0.00% — -2.52 pp behind the Money Market Fund category average of 2.52%. The fund ranks #29 of 39 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW has delivered a CAGR of 0.00% — -1.93 pp behind the Money Market Fund category average of 1.93%. The fund ranks #26 of 32 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW exactly 5 years ago would be worth approximately ₹100,008 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹110,044.

A ₹10,000 monthly SIP in Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹600,023 today. That's an XIRR (money-weighted annualised return) of 0.00%.

Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹840,128 — XIRR 0.00%.

On a 5-year basis, Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW ranks #26 out of 32 funds in the Money Market Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 1.93%; this fund delivered 0.00%.

The worst peak-to-trough decline Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW has experienced over the last 5-year window is 0.23% — its NAV fell from a high on 13 Mar 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW averaged 0.01% (best 0.12%, worst -0.01%). 96% of rolling windows ended positive.

In calendar year 2025, Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW returned 0.00% — lagging the Money Market Fund category average of 2.33% by 2.33 pp. It ranked #25 of 36 in its category that year.

Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Baroda BNP Paribas Money Market Fund-Regular Plan- Daily IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.