Should I invest in BARODA BNP PARIBAS ELSS Tax Saver Fund?

We don't give personal investment advice. BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Baroda BNP Paribas

BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option

Latest NAV

₹107.9057

As of

3 Jun 2026

1,038 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.24%	-0.17	42 / 59	Q3
1W	-1.83%	-1.27%	-0.56	35 / 59	Q3
2W	+0.16%	+0.30%	-0.14	26 / 59	Q2
1M	-1.98%	-0.87%	-1.11	42 / 59	Q3
3M	-0.36%	+0.83%	-1.20	28 / 59	Q2
6M	-4.66%	-2.14%	-2.52	31 / 59	Q3
YTD	-4.69%	-1.56%	-3.14	29 / 59	Q2
1Y	+2.60%	+5.96%	-3.36	21 / 59	Q2
2Y	+5.27%	+5.58%	-0.31	21 / 58	Q2
3Y	+17.27%	+14.58%	+2.69	10 / 58	Q1
4Y	+16.29%	+14.85%	+1.44	16 / 51	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+14.35%	+14.13%	+0.21	30 / 59	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.69%	-4.44%	-0.25	23 / 53
2025	+5.70%	+3.70%	+2.00	22 / 53
2024	+25.08%	+20.13%	+4.95	10 / 53
2023	+32.27%	+30.82%	+1.45	17 / 51
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.53%

40 windows

min -3.0% · max 45.7%

98% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+19.03%

16 windows

min 13.6% · max 22.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.14%

3-year · annualised

Sharpe ratio

0.75

vs risk-free 6.5%

Sortino ratio

1.21

Downside-only deviation

Max drawdown

-17.34%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - Growth Option - Direct Plan	HDFC	₹1,421.3430	3 Jun 2026
Nippon India ELSS Tax Saver Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹140.6038	3 Jun 2026
SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH	SBI	₹458.2222	3 Jun 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - Growth	ICICI Prudential	₹990.7700	3 Jun 2026
Invesco India ELSS Tax Saver Fund - Direct Plan - Growth	Invesco	₹138.0800	3 Jun 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - Growth	Bandhan	₹173.1540	3 Jun 2026
quant ELSS Tax Saver Fund - Growth Option - Direct Plan	Quant	₹443.2149	3 Jun 2026
Aditya Birla Sun Life ELSS Tax Saver Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹66.4800	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth Option	Motilal Oswal	₹62.1822	3 Jun 2026
Franklin India ELSS Tax Saver Fund - Direct - Growth	Franklin India	₹1,537.4743	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹107.9057
2 Jun 2026	₹108.0621
1 Jun 2026	₹107.9826
29 May 2026	₹109.3021
27 May 2026	₹110.4570
26 May 2026	₹110.0791
25 May 2026	₹110.1916
22 May 2026	₹108.6069
21 May 2026	₹108.4144
20 May 2026	₹108.5019

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option is ₹107.9057. It's a ELSS from Baroda BNP Paribas, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option has NAV history starting from 14 Mar 2022, a track record of about 4 years 2 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option is managed by Baroda BNP Paribas. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option has delivered a absolute return of 2.60% — -3.36 pp behind the ELSS category average of 5.96%. The fund ranks #21 of 59 in its category — the second (Q2) quartile.

Over the trailing 3-year window, BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option has delivered a CAGR of 17.27% — +2.69 pp ahead of the ELSS category average of 14.58%. The fund ranks #10 of 58 in its category — the top (Q1) quartile.

BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option exactly 3 years ago would be worth approximately ₹161,259 today — a multiplier of 1.61×, based on the 3-year CAGR of 17.27%. The category average over the same window would have grown ₹1 lakh to ₹150,421.

A ₹10,000 monthly SIP in BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹412,137 today. That's an XIRR (money-weighted annualised return) of 8.97%.

BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹412,137 — XIRR 8.97%.

On a 3-year basis, BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option ranks #10 out of 58 funds in the ELSS category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 14.58%; this fund delivered 17.27%.

The worst peak-to-trough decline BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option has experienced over the last 3-year window is 17.34% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option averaged 19.03% (best 22.47%, worst 13.63%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.75 — reasonable risk-adjusted performance.

In calendar year 2025, BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option returned 5.70% — beating the ELSS category average of 3.70% by 2.00 pp. It ranked #22 of 53 in its category that year.

BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.