Should I invest in Baroda BNP Paribas Credit Risk Fund -Regular?

We don't give personal investment advice. Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: 8.32%.

Baroda BNP Paribas

Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option

Latest NAV

₹23.4101

As of

3 Jun 2026

2,742 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.04%	+0.00	5 / 8	Q3
1W	+0.22%	+20.96%	-20.74	6 / 9	Q3
2W	+0.32%	+36.31%	-35.99	6 / 8	Q3
1M	+0.33%	+36.44%	-36.11	3 / 8	Q2
3M	+1.12%	+38.01%	-36.89	4 / 8	Q2
6M	+2.30%	+40.85%	-38.55	5 / 8	Q3
YTD	+1.94%	+38.38%	-36.44	5 / 8	Q3
1Y	+5.61%	+30.24%	-24.62	4 / 9	Q2
2Y	+7.44%	-0.66%	+8.10	6 / 9	Q3
3Y	+7.44%	+8.30%	-0.85	5 / 7	Q3
4Y	+7.36%	+7.83%	-0.46	4 / 6	Q3
5Y	+8.32%	+7.66%	+0.66	3 / 6	Q2
7Y	+7.56%	+6.07%	+1.49	2 / 6	Q2
10Y	+7.43%	+6.17%	+1.26	2 / 5	Q2
Inception	+7.74%	-11.82%	+19.56	4 / 10	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.94%	+2.47%	-0.53	4 / 7
2025	+8.16%	+10.49%	-2.34	5 / 7
2024	+8.11%	+8.22%	-0.11	2 / 7
2023	+7.32%	+7.37%	-0.04	2 / 7
2022	+4.57%	+44.94%	-40.38	3 / 7
2021	+19.20%	-7.03%	+26.22	2 / 8
2020	+2.34%	-1.71%	+4.05	5 / 7
2019	+2.10%	+1.40%	+0.70	4 / 6
2018	+5.84%	+5.40%	+0.44	2 / 6
2017	+8.23%	+7.19%	+1.04	1 / 5
2016	+11.25%	+10.47%	+0.78	1 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.83%

127 windows

min -4.3% · max 20.6%

95% positive

3-Year rolling

+7.40%

102 windows

min 1.8% · max 11.9%

100% positive

5-Year rolling

+7.35%

78 windows

min 5.3% · max 10.3%

100% positive

7-Year rolling

+7.32%

54 windows

min 6.8% · max 8.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.82%

3-year · annualised

Sharpe ratio

0.86

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.31%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Credit Risk Fund

Scheme	Fund house	NAV	As of
Invesco India Credit Risk Fund - Regular Plan - Growth	Invesco	₹2,038.4448	3 Jun 2026
BANDHAN Credit Risk Fund - Regular Plan Growth	Bandhan	₹16.9818	3 Jun 2026
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹24.7007	3 Jun 2026
HSBC Credit Risk Fund - Regular Growth	HSBC	₹33.7773	3 Jun 2026
Baroda BNP Paribas Credit Risk fund -Regular-Growth -Seg. Portfolio 2 (erstwhile BBNPP Medium Duration Fund Regular Growth Seg. Portfolio 1)	Baroda BNP Paribas	₹0.0000	3 Jun 2026
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Growth Option	UTI	₹0.0000	3 Jun 2026
Axis Credit Risk Fund - Regular Plan - Growth	Axis	₹22.7579	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹23.4101
2 Jun 2026	₹23.4112
1 Jun 2026	₹23.4012
29 May 2026	₹23.3961
27 May 2026	₹23.3762
26 May 2026	₹23.3595
25 May 2026	₹23.3537
22 May 2026	₹23.3238
21 May 2026	₹23.3114
20 May 2026	₹23.3307

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option is ₹23.4101. It's a Credit Risk Fund from Baroda BNP Paribas, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option has NAV history starting from 27 Jan 2015, a track record of about 11 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Credit Risk Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option has delivered a absolute return of 5.61% — -24.62 pp behind the Credit Risk Fund category average of 30.24%. The fund ranks #4 of 9 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option has delivered a CAGR of 7.44% — -0.85 pp behind the Credit Risk Fund category average of 8.30%. The fund ranks #5 of 7 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option has delivered a CAGR of 8.32% — +0.66 pp ahead of the Credit Risk Fund category average of 7.66%. The fund ranks #3 of 6 in its category — the second (Q2) quartile.

₹1 lakh invested in Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option exactly 10 years ago would be worth approximately ₹204,677 today — a multiplier of 2.05×, based on the 10-year CAGR of 7.43%. The category average over the same window would have grown ₹1 lakh to ₹181,952.

A ₹10,000 monthly SIP in Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹722,045 today. That's an XIRR (money-weighted annualised return) of 7.33%.

A ₹10,000 monthly SIP for 10 years in Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,762,349 (multiplier 1.47×). XIRR: 7.46%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option ranks #3 out of 6 funds in the Credit Risk Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 7.66%; this fund delivered 8.32%.

The worst peak-to-trough decline Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option has experienced over the last 5-year window is 0.89% — its NAV fell from a high on 07 Apr 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option averaged 7.35% (best 10.29%, worst 5.28%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2025, Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option returned 8.16% — lagging the Credit Risk Fund category average of 10.49% by 2.34 pp. It ranked #5 of 7 in its category that year.

Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: 8.32%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Credit Risk Fund

Recent NAVs

Frequently asked questions

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