Should I invest in Axis Credit Risk Fund?

We don't give personal investment advice. Axis Credit Risk Fund - Regular Plan - Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 6.59%.

Axis

Axis Credit Risk Fund - Regular Plan - Growth

Latest NAV

₹22.7579

As of

3 Jun 2026

2,872 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.04%	+0.01	2 / 8	Q1
1W	+0.24%	+20.96%	-20.72	3 / 9	Q2
2W	+0.49%	+36.31%	-35.82	2 / 8	Q1
1M	+0.36%	+36.44%	-36.08	2 / 8	Q1
3M	+0.99%	+38.01%	-37.02	5 / 8	Q3
6M	+2.59%	+40.85%	-38.26	4 / 8	Q2
YTD	+2.17%	+38.38%	-36.21	4 / 8	Q2
1Y	+6.50%	+30.24%	-23.73	3 / 9	Q2
2Y	+7.81%	-0.66%	+8.47	5 / 9	Q3
3Y	+7.54%	+8.30%	-0.76	4 / 7	Q3
4Y	+7.38%	+7.83%	-0.45	3 / 6	Q2
5Y	+6.59%	+7.66%	-1.07	5 / 6	Q4
7Y	+6.99%	+6.07%	+0.92	3 / 6	Q2
10Y	+6.66%	+6.17%	+0.49	3 / 5	Q3
Inception	+7.13%	-11.82%	+18.94	5 / 10	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.17%	+2.47%	-0.30	3 / 7
2025	+8.74%	+10.49%	-1.75	4 / 7
2024	+8.02%	+8.22%	-0.20	3 / 7
2023	+7.00%	+7.37%	-0.37	3 / 7
2022	+4.02%	+44.94%	-40.92	4 / 7
2021	+5.95%	-7.03%	+12.98	4 / 8
2020	+8.14%	-1.71%	+9.85	2 / 7
2019	+4.35%	+1.40%	+2.94	2 / 6
2018	+5.79%	+5.40%	+0.39	3 / 6
2017	+6.15%	+7.19%	-1.04	5 / 5
2016	+9.74%	+10.47%	-0.73	5 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.03%

133 windows

min 3.0% · max 10.7%

100% positive

3-Year rolling

+6.63%

109 windows

min 5.2% · max 9.5%

100% positive

5-Year rolling

+6.45%

84 windows

min 5.4% · max 7.4%

100% positive

7-Year rolling

+6.45%

60 windows

min 5.9% · max 7.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.94%

3-year · annualised

Sharpe ratio

0.84

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.46%

Mar 2026 → Mar 2026

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Credit Risk Fund

Scheme	Fund house	NAV	As of
Invesco India Credit Risk Fund - Regular Plan - Growth	Invesco	₹2,038.4448	3 Jun 2026
BANDHAN Credit Risk Fund - Regular Plan Growth	Bandhan	₹16.9818	3 Jun 2026
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹24.7007	3 Jun 2026
HSBC Credit Risk Fund - Regular Growth	HSBC	₹33.7773	3 Jun 2026
Baroda BNP Paribas Credit Risk fund -Regular-Growth -Seg. Portfolio 2 (erstwhile BBNPP Medium Duration Fund Regular Growth Seg. Portfolio 1)	Baroda BNP Paribas	₹0.0000	3 Jun 2026
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Growth Option	UTI	₹0.0000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹22.7579
2 Jun 2026	₹22.7545
1 Jun 2026	₹22.7429
31 May 2026	₹22.7352
29 May 2026	₹22.7277
27 May 2026	₹22.7151
26 May 2026	₹22.6995
25 May 2026	₹22.6856
22 May 2026	₹22.6557
21 May 2026	₹22.6415

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Axis Credit Risk Fund - Regular Plan - Growth is ₹22.7579. It's a Credit Risk Fund from Axis, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Axis Credit Risk Fund - Regular Plan - Growth has NAV history starting from 21 Jul 2014, a track record of about 11 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Axis Credit Risk Fund - Regular Plan - Growth is managed by Axis. It's classified by AMFI under the 'Credit Risk Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Axis Credit Risk Fund - Regular Plan - Growth has delivered a absolute return of 6.50% — -23.73 pp behind the Credit Risk Fund category average of 30.24%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Axis Credit Risk Fund - Regular Plan - Growth has delivered a CAGR of 7.54% — -0.76 pp behind the Credit Risk Fund category average of 8.30%. The fund ranks #4 of 7 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Axis Credit Risk Fund - Regular Plan - Growth has delivered a CAGR of 6.59% — -1.07 pp behind the Credit Risk Fund category average of 7.66%. The fund ranks #5 of 6 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Axis Credit Risk Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹190,605 today — a multiplier of 1.91×, based on the 10-year CAGR of 6.66%. The category average over the same window would have grown ₹1 lakh to ₹181,952.

A ₹10,000 monthly SIP in Axis Credit Risk Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹720,210 today. That's an XIRR (money-weighted annualised return) of 7.23%.

A ₹10,000 monthly SIP for 10 years in Axis Credit Risk Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,694,843 (multiplier 1.41×). XIRR: 6.71%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Axis Credit Risk Fund - Regular Plan - Growth ranks #5 out of 6 funds in the Credit Risk Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.66%; this fund delivered 6.59%.

The worst peak-to-trough decline Axis Credit Risk Fund - Regular Plan - Growth has experienced over the last 5-year window is 1.00% — its NAV fell from a high on 07 Apr 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Axis Credit Risk Fund - Regular Plan - Growth averaged 6.45% (best 7.43%, worst 5.44%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.08 — negative risk-adjusted performance.

In calendar year 2025, Axis Credit Risk Fund - Regular Plan - Growth returned 8.74% — lagging the Credit Risk Fund category average of 10.49% by 1.75 pp. It ranked #4 of 7 in its category that year.

Axis Credit Risk Fund - Regular Plan - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Axis Credit Risk Fund - Regular Plan - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 6.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Axis Credit Risk Fund - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Credit Risk Fund

Recent NAVs

Frequently asked questions

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