Should I invest in Bandhan Short Duration Fund - Quarterly IDCW?

We don't give personal investment advice. Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.2%. 5-year CAGR: 0.59%.

Bandhan

Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW

Latest NAV

₹10.7649

As of

17 Jul 2026

1,989 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.01%	+0.00	38 / 70	Q3
1W	-0.04%	+7.45%	-7.49	53 / 70	Q4
2W	-0.08%	+7.41%	-7.50	42 / 70	Q3
1M	-1.11%	+8.42%	-9.54	67 / 70	Q4
3M	+0.05%	+9.30%	-9.25	53 / 70	Q4
6M	+0.89%	+9.67%	-8.78	38 / 70	Q3
YTD	+0.83%	+9.57%	-8.74	38 / 70	Q3
1Y	+0.91%	+10.46%	-9.55	38 / 70	Q3
2Y	+1.01%	+6.36%	-5.35	40 / 69	Q3
3Y	+0.91%	+5.29%	-4.38	39 / 67	Q3
4Y	+0.91%	+5.04%	-4.13	35 / 59	Q3
5Y	+0.59%	+4.43%	-3.84	33 / 57	Q3
7Y	+0.72%	+3.79%	-3.07	29 / 50	Q3
10Y	—	—	—	—	—
Inception	+0.91%	+3.29%	-2.39	40 / 69	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.83%	+1.08%	-0.25	28 / 57
2025	+1.27%	+12.93%	-11.66	39 / 62
2024	+0.70%	+3.52%	-2.81	38 / 64
2023	+0.60%	+3.38%	-2.78	39 / 62
2022	-0.06%	+1.79%	-1.84	50 / 60
2021	-0.18%	+1.60%	-1.77	38 / 49
2020	+2.27%	+4.17%	-1.90	28 / 51
2019	+0.84%	+0.83%	+0.01	22 / 50
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.74%

88 windows

min -2.9% · max 3.4%

81% positive

3-Year rolling

+0.63%

64 windows

min -0.1% · max 1.9%

95% positive

5-Year rolling

+0.64%

39 windows

min 0.3% · max 1.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.79%

15 windows

min 0.6% · max 1.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.03%

3-year · annualised

Sharpe ratio

-1.82

vs risk-free 6.5%

Sortino ratio

-2.37

Downside-only deviation

Max drawdown

-2.91%

Jun 2025 → Jun 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW - Direct Plan	HDFC	₹10.3040	17 Jul 2026
NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option	Nippon India	₹24.8850	17 Jul 2026
SBI Short Term Debt Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹20.2356	17 Jul 2026
ICICI Prudential Short Term Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹12.6812	17 Jul 2026
Invesco India Short Duration Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,021.8141	17 Jul 2026
Bandhan Short Duration Fund - Direct Plan - Annual IDCW	Bandhan	₹11.0863	17 Jul 2026
Aditya Birla Sun Life Short Term Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹11.0543	17 Jul 2026
Franklin India Short term Income Plan- Retail Plan-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Monthly - IDCW	Franklin India	₹0.0000	17 Jul 2026
Mirae Asset Short Duration Fund - Direct Plan - IDCW	Mirae Asset	₹17.6720	17 Jul 2026
Kotak Bond Short Term Plan - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹16.1853	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.7649
16 Jul 2026	₹10.7633
15 Jul 2026	₹10.7547
14 Jul 2026	₹10.7495
13 Jul 2026	₹10.7718
10 Jul 2026	₹10.7692
9 Jul 2026	₹10.7584
8 Jul 2026	₹10.7546
7 Jul 2026	₹10.7783
6 Jul 2026	₹10.7818

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW is ₹10.7649. It's a Short Duration Fund from Bandhan, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW has NAV history starting from 14 May 2018, a track record of about 8 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW is managed by Bandhan. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW has delivered a absolute return of 0.91% — -9.55 pp behind the Short Duration Fund category average of 10.46%. The fund ranks #38 of 70 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW has delivered a CAGR of 0.91% — -4.38 pp behind the Short Duration Fund category average of 5.29%. The fund ranks #39 of 67 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW has delivered a CAGR of 0.59% — -3.84 pp behind the Short Duration Fund category average of 4.43%. The fund ranks #33 of 57 in its category — the third (Q3) quartile.

₹1 lakh invested in Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW exactly 5 years ago would be worth approximately ₹102,975 today — a multiplier of 1.03×, based on the 5-year CAGR of 0.59%. The category average over the same window would have grown ₹1 lakh to ₹124,190.

A ₹10,000 monthly SIP in Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹610,644 today. That's an XIRR (money-weighted annualised return) of 0.69%.

Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹858,752 — XIRR 0.62%.

On a 5-year basis, Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW ranks #33 out of 57 funds in the Short Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 4.43%; this fund delivered 0.59%.

The worst peak-to-trough decline Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW has experienced over the last 5-year window is 3.17% — its NAV fell from a high on 20 Sep 2021 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW averaged 0.64% (best 1.23%, worst 0.35%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -2.01 — negative risk-adjusted performance.

In calendar year 2025, Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW returned 1.27% — lagging the Short Duration Fund category average of 12.93% by 11.66 pp. It ranked #39 of 62 in its category that year.

Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bandhan Short Duration Fund - Direct Plan - Quarterly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.2%. 5-year CAGR: 0.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.