Should I invest in BANDHAN Overnight Fund PERIODIC IDCW?

We don't give personal investment advice. BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Bandhan

BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW

Latest NAV

₹1,315.6671

As of

3 Jun 2026

1,468 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-0.01%	+0.02	28 / 72	Q2
1W	+0.10%	+0.01%	+0.09	14 / 72	Q1
2W	+0.20%	+0.01%	+0.19	8 / 71	Q1
1M	+0.41%	+0.06%	+0.35	5 / 71	Q1
3M	+1.26%	+0.21%	+1.05	6 / 70	Q1
6M	+2.53%	+0.39%	+2.14	5 / 70	Q1
YTD	+2.09%	+0.32%	+1.77	7 / 70	Q1
1Y	+5.25%	+0.59%	+4.66	4 / 69	Q1
2Y	+5.82%	+0.52%	+5.30	2 / 68	Q1
3Y	+6.12%	+0.63%	+5.49	3 / 66	Q1
4Y	+6.05%	+0.60%	+5.44	1 / 58	Q1
5Y	—	—	—	—	—
7Y	+3.96%	+0.56%	+3.40	2 / 30	Q1
10Y	—	—	—	—	—
Inception	+3.93%	+0.68%	+3.25	5 / 72	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.09%	+0.34%	+1.75	7 / 65
2025	+5.70%	+0.59%	+5.11	3 / 63
2024	+6.60%	+0.79%	+5.80	3 / 68
2023	+6.57%	+0.79%	+5.78	4 / 62
2022	+4.58%	+0.56%	+4.02	1 / 55
2021	—	—	—	—
2020	—	—	—	—
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.98%

46 windows

min 3.7% · max 6.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+5.83%

23 windows

min 1.2% · max 6.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+3.86%

2 windows

min 3.1% · max 4.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+3.90%

1 window

min 3.9% · max 3.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.19%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Overnight Fund

Scheme	Fund house	NAV	As of
SBI Overnight Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,365.1790	3 Jun 2026
Invesco India Overnight Fund - Regular Plan - Daily IDCW (Reinvestment)	Invesco	₹1,000.1395	3 Jun 2026
BANDHAN Overnight Fund - Regular Plan - Daily IDCW	Bandhan	₹1,000.0098	3 Jun 2026
quant Overnight Fund - IDCW Option - Regular Plan	Quant	₹12.3610	3 Jun 2026
ADITYA BIRLA SUN LIFE OVERNIGHT FUND- Regular - Weekly Reinvestment of IDCW option	Aditya Birla Sun Life	₹1,000.7178	3 Jun 2026
Mirae Asset Overnight Fund Regular Daily IDCW	Mirae Asset	₹1,000.0068	3 Jun 2026
Kotak Overnight Fund-Regular Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option	Kotak	₹1,004.7568	3 Jun 2026
Edelweiss Overnight Fund - Regular Plan - Annual - IDCW Option	Edelweiss	₹1,400.4044	3 Jun 2026
DSP Overnight Fund - Regular Plan - IDCW - Daily	DSP	₹1,000.0099	3 Jun 2026
HSBC Overnight Fund - Regular Daily IDCW	HSBC	₹1,000.0149	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,315.6671
2 Jun 2026	₹1,315.4874
1 Jun 2026	₹1,315.3072
31 May 2026	₹1,315.1280
30 May 2026	₹1,314.9390
29 May 2026	₹1,314.7505
28 May 2026	₹1,314.5617
26 May 2026	₹1,314.1899
25 May 2026	₹1,314.0081
24 May 2026	₹1,313.8277

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW is ₹1,315.6671. It's a Overnight Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW has NAV history starting from 23 Apr 2019, a track record of about 7 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW is managed by Bandhan. It's classified by AMFI under the 'Overnight Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW has delivered a absolute return of 5.25% — +4.66 pp ahead of the Overnight Fund category average of 0.59%. The fund ranks #4 of 69 in its category — the top (Q1) quartile.

Over the trailing 3-year window, BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW has delivered a CAGR of 6.12% — +5.49 pp ahead of the Overnight Fund category average of 0.63%. The fund ranks #3 of 66 in its category — the top (Q1) quartile.

BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW exactly 3 years ago would be worth approximately ₹119,501 today — a multiplier of 1.20×, based on the 3-year CAGR of 6.12%. The category average over the same window would have grown ₹1 lakh to ₹101,902.

A ₹10,000 monthly SIP in BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW over the last 5 years — total invested ₹560,000 — would be worth ₹643,791 today. That's an XIRR (money-weighted annualised return) of 5.91%.

BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹643,791 — XIRR 5.91%.

On a 3-year basis, BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW ranks #3 out of 66 funds in the Overnight Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.63%; this fund delivered 6.12%.

The worst peak-to-trough decline BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW has experienced over the last 3-year window is 0.00%. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW averaged 3.86% (best 4.57%, worst 3.14%). 100% of rolling windows ended positive.

In calendar year 2025, BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW returned 5.70% — beating the Overnight Fund category average of 0.59% by 5.11 pp. It ranked #3 of 63 in its category that year.

BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Overnight Fund

Recent NAVs

Frequently asked questions

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