Should I invest in BANDHAN Corporate Bond Fund - Direct Quarterly IDCW?

We don't give personal investment advice. BANDHAN Corporate Bond Fund - Direct Quarterly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.8%. 5-year CAGR: 0.30%.

Bandhan

BANDHAN Corporate Bond Fund - Direct Quarterly IDCW

Latest NAV

₹10.7008

As of

3 Jun 2026

2,461 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+14.97%	-14.89	15 / 72	Q1
1W	+0.28%	+15.14%	-14.86	11 / 72	Q1
2W	+0.38%	+15.28%	-14.90	34 / 72	Q2
1M	+0.26%	+15.20%	-14.94	10 / 72	Q1
3M	+0.05%	+14.82%	-14.77	37 / 72	Q3
6M	-0.16%	+15.94%	-16.10	44 / 71	Q3
YTD	+0.77%	+15.04%	-14.27	29 / 71	Q2
1Y	-1.46%	+17.89%	-19.35	50 / 71	Q3
2Y	+0.63%	+5.94%	-5.32	37 / 71	Q3
3Y	+0.60%	+2.32%	-1.72	31 / 66	Q2
4Y	+1.19%	+2.56%	-1.37	29 / 61	Q2
5Y	+0.30%	+1.49%	-1.19	26 / 52	Q2
7Y	+0.24%	+1.91%	-1.67	32 / 50	Q3
10Y	+0.60%	+1.54%	-0.94	16 / 31	Q3
Inception	+0.66%	+6.36%	-5.70	43 / 67	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.77%	-0.52%	+1.29	21 / 58
2025	+1.24%	+3.04%	-1.81	36 / 61
2024	+0.76%	+3.39%	-2.63	38 / 62
2023	+0.66%	+2.73%	-2.07	32 / 60
2022	+0.15%	+19.77%	-19.62	31 / 61
2021	-0.59%	-1.89%	+1.30	28 / 54
2020	-0.08%	+4.23%	-4.31	43 / 50
2019	+0.51%	+2.75%	-2.24	37 / 47
2018	+0.85%	+1.54%	-0.70	14 / 37
2017	+0.36%	+1.60%	-1.24	18 / 33
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.45%

112 windows

min -3.1% · max 3.6%

71% positive

3-Year rolling

+0.34%

88 windows

min -1.2% · max 2.2%

68% positive

5-Year rolling

+0.21%

63 windows

min -0.5% · max 0.9%

89% positive

7-Year rolling

+0.32%

39 windows

min 0.0% · max 0.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.94%

3-year · annualised

Sharpe ratio

-1.99

vs risk-free 6.5%

Sortino ratio

-2.53

Downside-only deviation

Max drawdown

-2.95%

Jun 2025 → Jun 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Corporate Bond Fund

Scheme	Fund house	NAV	As of
HDFC Corporate Bond Fund - IDCW Option - Direct Plan	HDFC	₹21.0823	3 Jun 2026
NIPPON INDIA CORPORATE BOND FUND - DIRECT Plan - DAILY IDCW Option	Nippon India	₹17.0800	3 Jun 2026
SBI Corporate Bond Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.6984	3 Jun 2026
ICICI Prudential Corporate Bond Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹10.2250	3 Jun 2026
Invesco India Corporate Bond Fund - Direct Plan - Annual IDCW (Payout / Reinvestment)	Invesco	₹1,216.0142	3 Jun 2026
BANDHAN Corporate Bond Fund - Direct Annual IDCW	Bandhan	₹10.3094	3 Jun 2026
Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹10.4102	3 Jun 2026
Franklin India Corporate Debt Fund - Plan A - Direct - Annual - IDCW	Franklin India	₹18.7176	3 Jun 2026
Mirae Asset Corporate Bond Fund Direct IDCW	Mirae Asset	₹13.5152	3 Jun 2026
Kotak Corporate Bond Fund- Direct Plan- Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹1,071.7888	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.7008
2 Jun 2026	₹10.7035
1 Jun 2026	₹10.6949
31 May 2026	₹10.6953
29 May 2026	₹10.6913
27 May 2026	₹10.6811
26 May 2026	₹10.6735
25 May 2026	₹10.6719
22 May 2026	₹10.6535
21 May 2026	₹10.6459

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN Corporate Bond Fund - Direct Quarterly IDCW is ₹10.7008. It's a Corporate Bond Fund from Bandhan, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN Corporate Bond Fund - Direct Quarterly IDCW has NAV history starting from 13 Apr 2016, a track record of about 10 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN Corporate Bond Fund - Direct Quarterly IDCW is managed by Bandhan. It's classified by AMFI under the 'Corporate Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Corporate Bond Fund - Direct Quarterly IDCW has delivered a absolute return of -1.46% — -19.35 pp behind the Corporate Bond Fund category average of 17.89%. The fund ranks #50 of 71 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BANDHAN Corporate Bond Fund - Direct Quarterly IDCW has delivered a CAGR of 0.60% — -1.72 pp behind the Corporate Bond Fund category average of 2.32%. The fund ranks #31 of 66 in its category — the second (Q2) quartile.

Over the trailing 5-year window, BANDHAN Corporate Bond Fund - Direct Quarterly IDCW has delivered a CAGR of 0.30% — -1.19 pp behind the Corporate Bond Fund category average of 1.49%. The fund ranks #26 of 52 in its category — the second (Q2) quartile.

₹1 lakh invested in BANDHAN Corporate Bond Fund - Direct Quarterly IDCW exactly 10 years ago would be worth approximately ₹106,179 today — a multiplier of 1.06×, based on the 10-year CAGR of 0.60%. The category average over the same window would have grown ₹1 lakh to ₹116,548.

A ₹10,000 monthly SIP in BANDHAN Corporate Bond Fund - Direct Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹612,539 today. That's an XIRR (money-weighted annualised return) of 0.81%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Corporate Bond Fund - Direct Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,230,831 (multiplier 1.03×). XIRR: 0.50%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Corporate Bond Fund - Direct Quarterly IDCW ranks #26 out of 52 funds in the Corporate Bond Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.49%; this fund delivered 0.30%.

The worst peak-to-trough decline BANDHAN Corporate Bond Fund - Direct Quarterly IDCW has experienced over the last 5-year window is 3.78% — its NAV fell from a high on 14 Jun 2021 to a low on 09 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Corporate Bond Fund - Direct Quarterly IDCW averaged 0.21% (best 0.92%, worst -0.49%). 89% of rolling windows ended positive. The 5-year Sharpe ratio is -2.13 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN Corporate Bond Fund - Direct Quarterly IDCW returned 1.24% — lagging the Corporate Bond Fund category average of 3.04% by 1.81 pp. It ranked #36 of 61 in its category that year.

BANDHAN Corporate Bond Fund - Direct Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. BANDHAN Corporate Bond Fund - Direct Quarterly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.8%. 5-year CAGR: 0.30%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.