Should I invest in Aditya Birla Sun Life Corporate Bond Fund -DIRECT?

We don't give personal investment advice. Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.3%. 5-year CAGR: -5.13%.

Aditya Birla Sun Life

Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW

Latest NAV

₹10.4102

As of

3 Jun 2026

3,057 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+14.97%	-14.90	29 / 72	Q2
1W	+0.21%	+15.14%	-14.93	53 / 72	Q3
2W	+0.53%	+15.28%	-14.75	7 / 72	Q1
1M	+0.15%	+15.20%	-15.04	33 / 72	Q2
3M	-6.00%	+14.82%	-20.82	67 / 72	Q4
6M	-5.20%	+15.94%	-21.14	67 / 71	Q4
YTD	-5.34%	+15.04%	-20.38	67 / 71	Q4
1Y	-3.07%	+17.89%	-20.96	60 / 71	Q4
2Y	+0.48%	+5.94%	-5.46	41 / 71	Q3
3Y	-2.02%	+2.32%	-4.33	66 / 66	Q4
4Y	-1.46%	+2.56%	-4.02	61 / 61	Q4
5Y	-5.13%	+1.49%	-6.62	52 / 52	Q4
7Y	-2.76%	+1.91%	-4.67	50 / 50	Q4
10Y	-0.36%	+1.54%	-1.91	29 / 31	Q4
Inception	+0.32%	+6.36%	-6.05	49 / 67	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.34%	-0.52%	-4.82	55 / 58
2025	+7.59%	+3.04%	+4.55	20 / 61
2024	-4.44%	+3.39%	-7.84	62 / 62
2023	-0.09%	+2.73%	-2.82	54 / 60
2022	-9.78%	+19.77%	-29.55	61 / 61
2021	-15.45%	-1.89%	-13.57	50 / 54
2020	+5.28%	+4.23%	+1.05	18 / 50
2019	+1.56%	+2.75%	-1.19	28 / 47
2018	+7.09%	+1.54%	+5.55	3 / 37
2017	+6.41%	+1.60%	+4.81	2 / 33
2016	+10.27%	+4.73%	+5.54	5 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.45%

143 windows

min -24.0% · max 11.2%

65% positive

3-Year rolling

+0.32%

118 windows

min -8.8% · max 8.2%

57% positive

5-Year rolling

-0.10%

94 windows

min -5.3% · max 6.2%

45% positive

7-Year rolling

-0.02%

70 windows

min -2.8% · max 4.6%

51% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.58%

3-year · annualised

Sharpe ratio

-1.09

vs risk-free 6.5%

Sortino ratio

-1.14

Downside-only deviation

Max drawdown

-11.64%

Dec 2023 → Mar 2024

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Corporate Bond Fund

Scheme	Fund house	NAV	As of
HDFC Corporate Bond Fund - IDCW Option - Direct Plan	HDFC	₹21.0823	3 Jun 2026
NIPPON INDIA CORPORATE BOND FUND - DIRECT Plan - DAILY IDCW Option	Nippon India	₹17.0800	3 Jun 2026
SBI Corporate Bond Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.6984	3 Jun 2026
ICICI Prudential Corporate Bond Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹10.2250	3 Jun 2026
Invesco India Corporate Bond Fund - Direct Plan - Annual IDCW (Payout / Reinvestment)	Invesco	₹1,216.0142	3 Jun 2026
BANDHAN Corporate Bond Fund - Direct Annual IDCW	Bandhan	₹10.3094	3 Jun 2026
Aditya Birla Sun Life Corporate Bond Fund -DIRECT - MONTHLY IDCW	Aditya Birla Sun Life	₹12.6726	3 Jun 2026
Franklin India Corporate Debt Fund - Plan A - Direct - Annual - IDCW	Franklin India	₹18.7176	3 Jun 2026
Mirae Asset Corporate Bond Fund Direct IDCW	Mirae Asset	₹13.5152	3 Jun 2026
Kotak Corporate Bond Fund- Direct Plan- Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹1,071.7888	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.4102
2 Jun 2026	₹10.4122
1 Jun 2026	₹10.4051
29 May 2026	₹10.4059
27 May 2026	₹10.3953
26 May 2026	₹10.3902
25 May 2026	₹10.3867
22 May 2026	₹10.3587
21 May 2026	₹10.3477
20 May 2026	₹10.3575

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW is ₹10.4102. It's a Corporate Bond Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW has NAV history starting from 01 Oct 2013, a track record of about 12 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Corporate Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW has delivered a absolute return of -3.07% — -20.96 pp behind the Corporate Bond Fund category average of 17.89%. The fund ranks #60 of 71 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW has delivered a CAGR of -2.02% — -4.33 pp behind the Corporate Bond Fund category average of 2.32%. The fund ranks #66 of 66 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW has delivered a CAGR of -5.13% — -6.62 pp behind the Corporate Bond Fund category average of 1.49%. The fund ranks #52 of 52 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW exactly 10 years ago would be worth approximately ₹96,429 today — a multiplier of 0.96×, based on the 10-year CAGR of -0.36%. The category average over the same window would have grown ₹1 lakh to ₹116,548.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹570,260 today. That's an XIRR (money-weighted annualised return) of -2.00%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,068,995 (multiplier 0.89×). XIRR: -2.31%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW ranks #52 out of 52 funds in the Corporate Bond Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 1.49%; this fund delivered -5.13%.

The worst peak-to-trough decline Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW has experienced over the last 5-year window is 25.33% — its NAV fell from a high on 14 Jun 2021 to a low on 27 Mar 2024. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW averaged -0.10% (best 6.22%, worst -5.28%). 45% of rolling windows ended positive. The 5-year Sharpe ratio is -1.33 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW returned 7.59% — beating the Corporate Bond Fund category average of 3.04% by 4.54 pp. It ranked #20 of 61 in its category that year.

Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.3%. 5-year CAGR: -5.13%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.