Should I invest in BANDHAN Corporate Bond Fund - Direct Periodic IDCW?

We don't give personal investment advice. BANDHAN Corporate Bond Fund - Direct Periodic IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 6.24%.

Bandhan

BANDHAN Corporate Bond Fund - Direct Periodic IDCW

Latest NAV

₹13.9939

As of

17 Jul 2026

2,550 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-1.47%	+1.48	27 / 68	Q2
1W	-0.08%	-1.52%	+1.44	54 / 68	Q4
2W	-0.18%	-1.57%	+1.39	58 / 68	Q4
1M	+0.75%	-1.35%	+2.10	17 / 68	Q1
3M	+1.94%	-0.46%	+2.40	12 / 68	Q1
6M	+3.77%	-0.61%	+4.38	2 / 67	Q1
YTD	+3.55%	-0.85%	+4.39	3 / 67	Q1
1Y	+5.63%	-0.07%	+5.70	6 / 67	Q1
2Y	+7.60%	+1.20%	+6.40	4 / 67	Q1
3Y	+7.47%	+2.57%	+4.90	2 / 66	Q1
4Y	+7.22%	+2.67%	+4.55	14 / 61	Q1
5Y	+6.24%	+1.67%	+4.57	5 / 52	Q1
7Y	+1.58%	+1.88%	-0.30	18 / 49	Q2
10Y	+2.94%	+1.53%	+1.42	8 / 31	Q2
Inception	+3.24%	+0.94%	+2.30	22 / 63	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.55%	+0.53%	+3.01	1 / 58
2025	+7.73%	+3.04%	+4.68	12 / 61
2024	+7.94%	+3.39%	+4.55	18 / 62
2023	+7.16%	+2.73%	+4.43	11 / 60
2022	+2.94%	+0.36%	+2.58	7 / 57
2021	-7.23%	-0.78%	-6.45	49 / 50
2020	-12.53%	+4.23%	-16.76	50 / 50
2019	+8.80%	+2.75%	+6.05	8 / 47
2018	+6.55%	+1.54%	+5.00	7 / 37
2017	+6.29%	+1.60%	+4.69	7 / 33
2016	+4.87%	+4.73%	+0.14	10 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.23%

116 windows

min -14.9% · max 10.1%

79% positive

3-Year rolling

+2.14%

92 windows

min -6.1% · max 7.9%

67% positive

5-Year rolling

+0.83%

68 windows

min -0.8% · max 6.2%

37% positive

7-Year rolling

+1.57%

43 windows

min 1.0% · max 2.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.36%

3-year · annualised

Sharpe ratio

0.54

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.58%

May 2026 → May 2026

% positive months

94.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Corporate Bond Fund

Scheme	Fund house	NAV	As of
HDFC Corporate Bond Fund - IDCW Option - Direct Plan	HDFC	₹21.5550	17 Jul 2026
NIPPON INDIA CORPORATE BOND FUND - DIRECT Plan - DAILY IDCW Option	Nippon India	₹17.0694	17 Jul 2026
SBI Corporate Bond Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.9933	17 Jul 2026
ICICI Prudential Corporate Bond Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹10.2250	17 Jul 2026
Invesco India Corporate Bond Fund - Direct Plan - Annual IDCW (Payout / Reinvestment)	Invesco	₹1,240.9877	17 Jul 2026
BANDHAN Corporate Bond Fund - Direct Annual IDCW	Bandhan	₹10.5086	17 Jul 2026
Aditya Birla Sun Life Corporate Bond Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹10.6342	17 Jul 2026
Franklin India Corporate Debt Fund - Plan A - Direct - Annual - IDCW	Franklin India	₹18.9827	17 Jul 2026
Mirae Asset Corporate Bond Fund Direct IDCW	Mirae Asset	₹13.7612	17 Jul 2026
Kotak Corporate Bond Fund- Direct Plan- Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹1,071.0150	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹13.9939
16 Jul 2026	₹13.9915
15 Jul 2026	₹13.9796
14 Jul 2026	₹13.9749
13 Jul 2026	₹14.0064
10 Jul 2026	₹14.0045
9 Jul 2026	₹13.9885
8 Jul 2026	₹13.9841
7 Jul 2026	₹14.0199
6 Jul 2026	₹14.0257

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANDHAN Corporate Bond Fund - Direct Periodic IDCW is ₹13.9939. It's a Corporate Bond Fund from Bandhan, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN Corporate Bond Fund - Direct Periodic IDCW has NAV history starting from 13 Jan 2016, a track record of about 10 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN Corporate Bond Fund - Direct Periodic IDCW is managed by Bandhan. It's classified by AMFI under the 'Corporate Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Corporate Bond Fund - Direct Periodic IDCW has delivered a absolute return of 5.63% — +5.7 pp ahead of the Corporate Bond Fund category average of -0.07%. The fund ranks #6 of 67 in its category — the top (Q1) quartile.

Over the trailing 3-year window, BANDHAN Corporate Bond Fund - Direct Periodic IDCW has delivered a CAGR of 7.47% — +4.9 pp ahead of the Corporate Bond Fund category average of 2.57%. The fund ranks #2 of 66 in its category — the top (Q1) quartile.

Over the trailing 5-year window, BANDHAN Corporate Bond Fund - Direct Periodic IDCW has delivered a CAGR of 6.24% — +4.57 pp ahead of the Corporate Bond Fund category average of 1.67%. The fund ranks #5 of 52 in its category — the top (Q1) quartile.

₹1 lakh invested in BANDHAN Corporate Bond Fund - Direct Periodic IDCW exactly 10 years ago would be worth approximately ₹133,652 today — a multiplier of 1.34×, based on the 10-year CAGR of 2.94%. The category average over the same window would have grown ₹1 lakh to ₹116,346.

A ₹10,000 monthly SIP in BANDHAN Corporate Bond Fund - Direct Periodic IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹716,793 today. That's an XIRR (money-weighted annualised return) of 7.05%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Corporate Bond Fund - Direct Periodic IDCW = ₹1,200,000 invested. It would currently be worth ₹1,457,883 (multiplier 1.21×). XIRR: 3.82%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Corporate Bond Fund - Direct Periodic IDCW ranks #5 out of 52 funds in the Corporate Bond Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 1.67%; this fund delivered 6.24%.

The worst peak-to-trough decline BANDHAN Corporate Bond Fund - Direct Periodic IDCW has experienced over the last 5-year window is 1.57% — its NAV fell from a high on 05 Apr 2022 to a low on 09 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Corporate Bond Fund - Direct Periodic IDCW averaged 0.83% (best 6.24%, worst -0.83%). 37% of rolling windows ended positive. The 5-year Sharpe ratio is -0.29 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN Corporate Bond Fund - Direct Periodic IDCW returned 7.73% — beating the Corporate Bond Fund category average of 3.04% by 4.68 pp. It ranked #12 of 61 in its category that year.

BANDHAN Corporate Bond Fund - Direct Periodic IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. BANDHAN Corporate Bond Fund - Direct Periodic IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 6.24%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.