Should I invest in Bajaj Finserv Overnight Fund?

We don't give personal investment advice. Bajaj Finserv Overnight Fund - Direct Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Bajaj Finserv

Bajaj Finserv Overnight Fund - Direct Plan - Growth

Latest NAV

₹1,200.1761

As of

19 Jul 2026

912 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.03%	+0.00	5 / 41	Q1
1W	+0.10%	+0.09%	+0.01	4 / 41	Q1
2W	+0.20%	+0.19%	+0.01	6 / 41	Q1
1M	+0.43%	+0.40%	+0.03	5 / 41	Q1
3M	+1.29%	+1.22%	+0.08	5 / 41	Q1
6M	+2.57%	+2.42%	+0.16	8 / 41	Q1
YTD	+2.83%	+2.64%	+0.19	7 / 41	Q1
1Y	+5.41%	+5.04%	+0.36	3 / 41	Q1
2Y	+5.87%	+5.50%	+0.37	4 / 38	Q1
3Y	+6.17%	+5.80%	+0.37	7 / 37	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.18%	+5.16%	+1.01	4 / 41	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.83%	+2.64%	+0.19	7 / 41
2025	+5.85%	+5.45%	+0.39	2 / 38
2024	+6.70%	+6.34%	+0.36	17 / 38
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.24%

26 windows

min 5.4% · max 6.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.17%

1 window

min 6.2% · max 6.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.19%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Overnight Fund

Scheme	Fund house	NAV	As of
HDFC Overnight Fund - Growth Option - Direct Plan	HDFC	₹4,054.4043	19 Jul 2026
Nippon India Overnight Fund - Direct Plan - Growth Option	Nippon India	₹146.9404	19 Jul 2026
SBI OVERNIGHT FUND - DIRECT PLAN - GROWTH	SBI	₹4,447.1112	19 Jul 2026
ICICI Prudential Overnight Fund - Direct Plan - Growth	ICICI Prudential	₹1,473.9137	19 Jul 2026
Invesco India Overnight Fund - Direct Plan - Growth	Invesco	₹1,382.0265	19 Jul 2026
BANDHAN Overnight Fund - Direct Plan - Growth	Bandhan	₹1,458.7401	19 Jul 2026
quant Overnight Fund - Growth Option - Direct Plan	Quant	₹12.4957	19 Jul 2026
ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH	Aditya Birla Sun Life	₹1,479.3341	19 Jul 2026
Franklin India Overnight Fund- Growth - Direct	Franklin India	₹1,426.9965	19 Jul 2026
Mirae Asset Overnight Fund Direct Plan Growth	Mirae Asset	₹1,402.7660	19 Jul 2026

Recent NAVs

Date	NAV
19 Jul 2026	₹1,200.1761
17 Jul 2026	₹1,199.8288
16 Jul 2026	₹1,199.6574
15 Jul 2026	₹1,199.4822
14 Jul 2026	₹1,199.3147
13 Jul 2026	₹1,199.1458
12 Jul 2026	₹1,198.9764
10 Jul 2026	₹1,198.6317
9 Jul 2026	₹1,198.4614
8 Jul 2026	₹1,198.2885

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 19 Jul 2026, the NAV of Bajaj Finserv Overnight Fund - Direct Plan - Growth is ₹1,200.1761. It's a Overnight Fund from Bajaj Finserv, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Bajaj Finserv Overnight Fund - Direct Plan - Growth has NAV history starting from 05 Jul 2023, a track record of about 3 years. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Bajaj Finserv Overnight Fund - Direct Plan - Growth is managed by Bajaj Finserv. It's classified by AMFI under the 'Overnight Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bajaj Finserv Overnight Fund - Direct Plan - Growth has delivered a absolute return of 5.41% — +0.36 pp ahead of the Overnight Fund category average of 5.04%. The fund ranks #3 of 41 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Bajaj Finserv Overnight Fund - Direct Plan - Growth has delivered a CAGR of 6.17% — +0.37 pp ahead of the Overnight Fund category average of 5.80%. The fund ranks #7 of 37 in its category — the top (Q1) quartile.

Bajaj Finserv Overnight Fund - Direct Plan - Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Bajaj Finserv Overnight Fund - Direct Plan - Growth exactly 3 years ago would be worth approximately ₹119,691 today — a multiplier of 1.20×, based on the 3-year CAGR of 6.17%. The category average over the same window would have grown ₹1 lakh to ₹118,445.

A ₹10,000 monthly SIP in Bajaj Finserv Overnight Fund - Direct Plan - Growth over the last 3 years — total invested ₹360,000 — would be worth ₹393,452 today. That's an XIRR (money-weighted annualised return) of 5.85%.

Bajaj Finserv Overnight Fund - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹393,452 — XIRR 5.85%.

On a 3-year basis, Bajaj Finserv Overnight Fund - Direct Plan - Growth ranks #7 out of 37 funds in the Overnight Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 5.80%; this fund delivered 6.17%.

The worst peak-to-trough decline Bajaj Finserv Overnight Fund - Direct Plan - Growth has experienced over the last 3-year window is 0.00%. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Bajaj Finserv Overnight Fund - Direct Plan - Growth averaged 6.17% (best 6.17%, worst 6.17%). 100% of rolling windows ended positive.

In calendar year 2025, Bajaj Finserv Overnight Fund - Direct Plan - Growth returned 5.85% — beating the Overnight Fund category average of 5.45% by 0.39 pp. It ranked #2 of 38 in its category that year.

Bajaj Finserv Overnight Fund - Direct Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bajaj Finserv Overnight Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.