Aditya Birla Sun Life
ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH
Unit split applied to historical metrics
This scheme had
a 100× unit consolidation on
4 Nov 2018.
Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).
Latest NAV
₹1,469.7090
As of
3 Jun 2026
2,418 NAV records on file
Category
Overnight Fund
Plan type
Growth
Structure
Close-ended
AMFI Scheme Code
145486
ISIN (Growth)
INF209KB1ZH2
ISIN (Dividend)
—
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.01% | +0.01% | +0.00 | 2 / 41 | Q1 |
| 1W | +0.10% | +0.10% | +0.00 | 25 / 41 | Q3 |
| 2W | +0.20% | +0.19% | +0.01 | 19 / 41 | Q2 |
| 1M | +0.42% | +0.40% | +0.02 | 20 / 41 | Q2 |
| 3M | +1.28% | +1.21% | +0.07 | 22 / 41 | Q3 |
| 6M | +2.57% | +2.43% | +0.14 | 21 / 41 | Q3 |
| YTD | +2.13% | +2.02% | +0.11 | 21 / 41 | Q3 |
| 1Y | +5.34% | +5.02% | +0.32 | 19 / 41 | Q2 |
| 2Y | +5.92% | +5.58% | +0.34 | 15 / 38 | Q2 |
| 3Y | +6.22% | +5.86% | +0.37 | 13 / 37 | Q2 |
| 4Y | +6.15% | +5.75% | +0.40 | 12 / 33 | Q2 |
| 5Y | +5.60% | +5.58% | +0.02 | 12 / 27 | Q2 |
| 7Y | +5.10% | +5.07% | +0.04 | 8 / 21 | Q2 |
| 10Y | — | — | — | — | — |
| Inception | +5.20% | +5.14% | +0.06 | 16 / 41 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | +2.13% | +2.02% | +0.11 | 21 / 41 |
| 2025 | +5.80% | +5.45% | +0.35 | 15 / 38 |
| 2024 | +6.71% | +6.34% | +0.37 | 12 / 38 |
| 2023 | +6.69% | +6.31% | +0.38 | 12 / 36 |
| 2022 | +4.69% | +4.68% | +0.01 | 14 / 27 |
| 2021 | +3.21% | +3.19% | +0.02 | 6 / 27 |
| 2020 | +3.38% | +3.40% | -0.02 | 16 / 26 |
| 2019 | +5.69% | +5.64% | +0.06 | 2 / 8 |
| 2018 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+5.13%
81 windows
min 3.0% · max 6.8%
100% positive
3-Year rolling
+5.08%
56 windows
min 3.7% · max 6.5%
100% positive
Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.
5-Year rolling
+5.07%
32 windows
min 4.7% · max 5.6%
100% positive
Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.
7-Year rolling
+5.15%
8 windows
min 5.1% · max 5.2%
100% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
0.20%
3-year · annualised
Sharpe ratio
—
vs risk-free 6.5%
Sortino ratio
—
Downside-only deviation
Max drawdown
-0.00%
Peak to trough
% positive months
100.0%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Overnight Fund
| Scheme | NAV |
|---|---|
| HDFC Overnight Fund - Growth Option - Direct Plan | ₹4,028.2058 |
| Nippon India Overnight Fund - Direct Plan - Growth Option | ₹145.9846 |
| SBI OVERNIGHT FUND - DIRECT PLAN - GROWTH | ₹4,418.4117 |
| ICICI Prudential Overnight Fund - Direct Plan - Growth | ₹1,464.3701 |
| Invesco India Overnight Fund - Direct Plan - Growth | ₹1,372.9716 |
| BANDHAN Overnight Fund - Direct Plan - Growth | ₹1,449.3104 |
| quant Overnight Fund - Growth Option - Direct Plan | ₹12.4167 |
| Franklin India Overnight Fund- Growth - Direct | ₹1,417.6439 |
| Mirae Asset Overnight Fund Direct Plan Growth | ₹1,393.6862 |
| Kotak Overnight Fund -Direct Plan-Growth Option | ₹1,449.9144 |
Recent NAVs
| Date | NAV |
|---|---|
| 3 Jun 2026 | ₹1,469.7090 |
| 2 Jun 2026 | ₹1,469.5028 |
| 1 Jun 2026 | ₹1,469.2945 |
| 31 May 2026 | ₹1,469.0883 |
| 29 May 2026 | ₹1,468.6621 |
| 28 May 2026 | ₹1,468.4495 |
| 26 May 2026 | ₹1,468.0352 |
| 25 May 2026 | ₹1,467.8293 |
| 24 May 2026 | ₹1,467.6208 |
| 22 May 2026 | ₹1,467.2031 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 03 Jun 2026, the NAV of ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH is ₹1,469.7090. It's a Overnight Fund from Aditya Birla Sun Life, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.
ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH has NAV history starting from 02 Nov 2018, a track record of about 7 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.
ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Overnight Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH has delivered a absolute return of 5.34% — +0.32 pp ahead of the Overnight Fund category average of 5.02%. The fund ranks #19 of 41 in its category — the second (Q2) quartile.
Over the trailing 3-year window, ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH has delivered a CAGR of 6.22% — +0.37 pp ahead of the Overnight Fund category average of 5.86%. The fund ranks #13 of 37 in its category — the second (Q2) quartile.
Over the trailing 5-year window, ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH has delivered a CAGR of 5.60% — +0.02 pp ahead of the Overnight Fund category average of 5.58%. The fund ranks #12 of 27 in its category — the second (Q2) quartile.
₹1 lakh invested in ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH exactly 5 years ago would be worth approximately ₹131,296 today — a multiplier of 1.31×, based on the 5-year CAGR of 5.60%. The category average over the same window would have grown ₹1 lakh to ₹131,185.
A ₹10,000 monthly SIP in ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹697,679 today. That's an XIRR (money-weighted annualised return) of 5.97%.
ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,024,064 — XIRR 5.57%.
On a 5-year basis, ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH ranks #12 out of 27 funds in the Overnight Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 5.58%; this fund delivered 5.60%.
The worst peak-to-trough decline ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH has experienced over the last 5-year window is 0.00%. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH averaged 5.07% (best 5.60%, worst 4.73%). 100% of rolling windows ended positive.
In calendar year 2025, ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH returned 5.80% — beating the Overnight Fund category average of 5.45% by 0.35 pp. It ranked #15 of 38 in its category that year.
ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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