Should I invest in Axis Liquid Fund?

We don't give personal investment advice. Axis Liquid Fund - Retail Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 5.58%.

Axis

Axis Liquid Fund - Retail Plan - Growth Option

Latest NAV

₹2,801.5194

As of

3 Jun 2026

5,307 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.01%	0.00	2 / 2	Q4
1W	+0.13%	+0.13%	0.00	2 / 2	Q4
2W	+0.22%	+0.23%	-0.01	2 / 2	Q4
1M	+0.44%	+0.46%	-0.02	2 / 2	Q4
3M	+1.54%	+1.60%	-0.06	2 / 2	Q4
6M	+2.92%	+3.04%	-0.12	2 / 2	Q4
YTD	+2.46%	+2.56%	-0.10	2 / 2	Q4
1Y	+5.67%	+5.93%	-0.26	2 / 2	Q4
2Y	+6.21%	+6.46%	-0.25	2 / 2	Q4
3Y	+6.39%	+6.62%	-0.24	2 / 2	Q4
4Y	+6.23%	+6.45%	-0.22	2 / 2	Q4
5Y	+5.58%	+5.78%	-0.21	2 / 2	Q4
7Y	+5.13%	+5.34%	-0.21	2 / 2	Q4
10Y	+5.56%	+5.56%	+0.00	1 / 1	Q4
Inception	+6.54%	+6.24%	+0.30	1 / 2	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.46%	+2.56%	-0.10	2 / 2
2025	+6.01%	+6.26%	-0.25	2 / 2
2024	+6.82%	+7.07%	-0.25	2 / 2
2023	+6.50%	+6.67%	-0.17	2 / 2
2022	+4.34%	+4.49%	-0.15	2 / 2
2021	+2.76%	+2.99%	-0.23	2 / 2
2020	+3.79%	+3.95%	-0.16	2 / 2
2019	+6.10%	+6.34%	-0.24	2 / 2
2018	+6.82%	+7.10%	-0.28	2 / 2
2017	+6.10%	+6.32%	-0.22	2 / 2
2016	+7.06%	+7.06%	+0.00	1 / 1

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.62%

186 windows

min 2.7% · max 9.4%

100% positive

3-Year rolling

+6.51%

162 windows

min 3.5% · max 8.9%

100% positive

5-Year rolling

+6.36%

138 windows

min 4.7% · max 8.6%

100% positive

7-Year rolling

+6.33%

113 windows

min 5.1% · max 8.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.21%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Dec 2025 → Dec 2025

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
HDFC Liquid Fund - Growth Option - Direct Plan	HDFC	₹5,475.7034	3 Jun 2026
Nippon India Liquid Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹6,826.8562	3 Jun 2026
SBI Liquid Fund - DIRECT PLAN -Growth	SBI	₹4,358.9364	3 Jun 2026
ICICI Prudential Liquid Fund - Direct Plan - Growth	ICICI Prudential	₹412.5956	3 Jun 2026
Invesco India Liquid Fund - Direct Plan - Growth	Invesco	₹3,826.8123	3 Jun 2026
BANDHAN LIQUID Fund -Direct Plan-Growth	Bandhan	₹3,367.4474	3 Jun 2026
quant Liquid Fund - Growth Option - Direct Plan	Quant	₹44.7002	3 Jun 2026
Quantum Liquid Fund - Regular Plan Growth Option	Quantum	₹36.8042	3 Jun 2026
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹450.5148	3 Jun 2026
Motilal Oswal Liquid Fund - Direct Growth	Motilal Oswal	₹14.6931	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹2,801.5194
2 Jun 2026	₹2,801.1517
1 Jun 2026	₹2,800.8007
31 May 2026	₹2,800.2433
29 May 2026	₹2,799.3401
28 May 2026	₹2,798.5327
26 May 2026	₹2,797.5882
25 May 2026	₹2,797.2541
24 May 2026	₹2,796.9016
22 May 2026	₹2,796.0267

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Axis Liquid Fund - Retail Plan - Growth Option is ₹2,801.5194. It's a Liquid Fund from Axis, run as a Retail plan Growth option. NAVs update once per business day from the AMFI feed.

Axis Liquid Fund - Retail Plan - Growth Option has NAV history starting from 02 Mar 2010, a track record of about 16 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Axis Liquid Fund - Retail Plan - Growth Option is managed by Axis. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Axis Liquid Fund - Retail Plan - Growth Option has delivered a absolute return of 5.67% — -0.26 pp behind the Liquid Fund category average of 5.93%. The fund ranks #2 of 2 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Axis Liquid Fund - Retail Plan - Growth Option has delivered a CAGR of 6.39% — -0.24 pp behind the Liquid Fund category average of 6.62%. The fund ranks #2 of 2 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Axis Liquid Fund - Retail Plan - Growth Option has delivered a CAGR of 5.58% — -0.21 pp behind the Liquid Fund category average of 5.78%. The fund ranks #2 of 2 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Axis Liquid Fund - Retail Plan - Growth Option exactly 10 years ago would be worth approximately ₹171,844 today — a multiplier of 1.72×, based on the 10-year CAGR of 5.56%. The category average over the same window would have grown ₹1 lakh to ₹171,844.

A ₹10,000 monthly SIP in Axis Liquid Fund - Retail Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹700,224 today. That's an XIRR (money-weighted annualised return) of 6.11%.

A ₹10,000 monthly SIP for 10 years in Axis Liquid Fund - Retail Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,591,893 (multiplier 1.33×). XIRR: 5.51%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Axis Liquid Fund - Retail Plan - Growth Option ranks #2 out of 2 funds in the Liquid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.78%; this fund delivered 5.58%.

The worst peak-to-trough decline Axis Liquid Fund - Retail Plan - Growth Option has experienced over the last 5-year window is 0.03% — its NAV fell from a high on 03 May 2022 to a low on 05 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Axis Liquid Fund - Retail Plan - Growth Option averaged 6.36% (best 8.57%, worst 4.70%). 100% of rolling windows ended positive.

In calendar year 2025, Axis Liquid Fund - Retail Plan - Growth Option returned 6.01% — lagging the Liquid Fund category average of 6.26% by 0.25 pp. It ranked #2 of 2 in its category that year.

Axis Liquid Fund - Retail Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Axis Liquid Fund - Retail Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 5.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Axis Liquid Fund - Retail Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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