Should I invest in Aditya Birla Sun Life Special Opportunities Fund-Direct?

We don't give personal investment advice. Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.5%. 5-year CAGR: 10.35%.

Aditya Birla Sun Life

Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW

Latest NAV

₹23.5900

As of

17 Jul 2026

1,409 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.34%	-0.04%	-0.30	180 / 249	Q3
1W	-0.92%	-0.15%	-0.77	227 / 249	Q4
2W	-0.42%	-0.61%	+0.19	184 / 251	Q3
1M	+1.81%	+1.14%	+0.67	136 / 251	Q3
3M	+7.77%	+3.90%	+3.87	67 / 251	Q2
6M	-0.72%	+2.59%	-3.30	165 / 243	Q3
YTD	-1.54%	+0.68%	-2.23	149 / 241	Q3
1Y	+6.94%	+2.39%	+4.55	68 / 229	Q2
2Y	+6.70%	+0.44%	+6.26	41 / 186	Q1
3Y	+14.85%	+11.53%	+3.33	57 / 151	Q2
4Y	+14.08%	+12.75%	+1.32	62 / 125	Q2
5Y	+10.35%	+9.05%	+1.29	62 / 113	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.06%	+10.06%	+6.00	50 / 251	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.54%	+1.51%	-3.05	148 / 237
2025	+14.38%	+1.49%	+12.89	21 / 204
2024	+14.18%	+20.10%	-5.92	105 / 158
2023	+26.39%	+30.21%	-3.82	78 / 131
2022	-5.54%	+1.48%	-7.03	87 / 119
2021	+27.85%	+31.54%	-3.69	55 / 106
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.38%

58 windows

min -13.7% · max 61.8%

79% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+14.24%

34 windows

min 7.7% · max 18.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+12.62%

9 windows

min 10.3% · max 17.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.38%

3-year · annualised

Sharpe ratio

0.59

vs risk-free 6.5%

Sortino ratio

0.97

Downside-only deviation

Max drawdown

-18.61%

Jan 2026 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹17.4480	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹30.5463	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.5864	17 Jul 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹70.0600	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹14.5200	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹22.0968	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹32.1000	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.5239	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹23.5900
16 Jul 2026	₹23.6700
15 Jul 2026	₹23.7200
14 Jul 2026	₹23.6400
13 Jul 2026	₹23.8100
10 Jul 2026	₹23.8100
9 Jul 2026	₹23.5800
8 Jul 2026	₹23.2700
7 Jul 2026	₹23.6400
6 Jul 2026	₹23.7200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW is ₹23.5900. It's a Sectoral/Thematic Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW has NAV history starting from 27 Oct 2020, a track record of about 5 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW has delivered a absolute return of 6.94% — +4.55 pp ahead of the Sectoral/Thematic Fund category average of 2.39%. The fund ranks #68 of 229 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW has delivered a CAGR of 14.85% — +3.33 pp ahead of the Sectoral/Thematic Fund category average of 11.53%. The fund ranks #57 of 151 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW has delivered a CAGR of 10.35% — +1.29 pp ahead of the Sectoral/Thematic Fund category average of 9.05%. The fund ranks #62 of 113 in its category — the third (Q3) quartile.

₹1 lakh invested in Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW exactly 5 years ago would be worth approximately ₹163,592 today — a multiplier of 1.64×, based on the 5-year CAGR of 10.35%. The category average over the same window would have grown ₹1 lakh to ₹154,217.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹808,979 today. That's an XIRR (money-weighted annualised return) of 11.90%.

Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹808,979 — XIRR 11.90%.

On a 5-year basis, Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW ranks #62 out of 113 funds in the Sectoral/Thematic Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.05%; this fund delivered 10.35%.

The worst peak-to-trough decline Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW has experienced over the last 5-year window is 24.48% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW averaged 12.62% (best 17.02%, worst 10.31%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.28 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW returned 14.38% — beating the Sectoral/Thematic Fund category average of 1.49% by 12.89 pp. It ranked #21 of 204 in its category that year.

Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Special Opportunities Fund-Direct - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.5%. 5-year CAGR: 10.35%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.