Aditya Birla Sun Life

Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth

Latest NAV

₹22.4660

As of

17 Jul 2026

1,808 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.11%	+0.13%	-0.02	10 / 18	Q3
1W	-0.38%	-0.10%	-0.28	15 / 18	Q4
2W	+0.64%	+0.25%	+0.39	1 / 18	Q1
1M	+3.04%	+1.54%	+1.49	1 / 18	Q1
3M	+8.41%	+3.45%	+4.96	1 / 18	Q1
6M	+9.81%	+2.40%	+7.41	1 / 18	Q1
YTD	+7.95%	+1.18%	+6.77	1 / 18	Q1
1Y	+11.17%	+2.15%	+9.02	1 / 18	Q1
2Y	+8.41%	+3.25%	+5.16	1 / 18	Q1
3Y	+15.68%	+9.84%	+5.85	1 / 15	Q1
4Y	+15.99%	+10.64%	+5.36	1 / 14	Q1
5Y	+11.65%	+8.44%	+3.21	2 / 14	Q1
7Y	+13.01%	+9.49%	+3.52	2 / 7	Q2
10Y	—	—	—	—	—
Inception	+11.63%	+9.91%	+1.72	6 / 18	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+7.95%	+1.18%	+6.77	1 / 18
2025	+8.24%	+4.08%	+4.16	1 / 18
2024	+17.66%	+14.07%	+3.59	5 / 16
2023	+21.03%	+18.56%	+2.47	6 / 15
2022	+0.29%	+0.25%	+0.03	7 / 14
2021	+12.09%	+12.35%	-0.26	5 / 10
2020	+14.55%	+13.17%	+1.38	4 / 10
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.10%

78 windows

min -19.9% · max 44.0%

81% positive

3-Year rolling

+12.95%

54 windows

min 6.3% · max 18.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+13.42%

29 windows

min 9.0% · max 18.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+11.16%

5 windows

min 9.4% · max 13.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.21%

3-year · annualised

Sharpe ratio

0.64

vs risk-free 6.5%

Sortino ratio

1.09

Downside-only deviation

Max drawdown

-19.41%

Sep 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Retirement Fund

Scheme	Fund house	NAV	As of
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth	SBI	₹19.4111	17 Jul 2026
Bandhan Retirement Fund - Regular Plan - Growth	Bandhan	₹12.6600	17 Jul 2026
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular Plan-Growth	Aditya Birla Sun Life	₹19.1990	17 Jul 2026
Baroda BNP Paribas Retirement Fund - Regular plan - Growth option	Baroda BNP Paribas	₹11.5445	17 Jul 2026
PGIM India Retirement Fund - Regular Plan - Growth Option	PGIM India	₹12.2300	17 Jul 2026
Axis Retirement Fund - Aggressive Plan - Regular Growth	Axis	₹18.4200	17 Jul 2026
Tata Retirement Savings Fund - Progressive Plan -Regular Plan-Growth Option	Tata	₹68.3290	17 Jul 2026
Union Retirement Fund - Regular Plan - Growth Option	Union	₹16.5200	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹22.4660
16 Jul 2026	₹22.4420
15 Jul 2026	₹22.5110
14 Jul 2026	₹22.3420
13 Jul 2026	₹22.5130
10 Jul 2026	₹22.5510
9 Jul 2026	₹22.3130
8 Jul 2026	₹22.0610
7 Jul 2026	₹22.4190
6 Jul 2026	₹22.4340

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth is ₹22.4660. It's a Retirement Fund from Aditya Birla Sun Life, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth has NAV history starting from 12 Mar 2019, a track record of about 7 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Retirement Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth has delivered a absolute return of 11.17% — +9.02 pp ahead of the Retirement Fund category average of 2.15%. The fund ranks #1 of 18 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth has delivered a CAGR of 15.68% — +5.85 pp ahead of the Retirement Fund category average of 9.84%. The fund ranks #1 of 15 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth has delivered a CAGR of 11.65% — +3.21 pp ahead of the Retirement Fund category average of 8.44%. The fund ranks #2 of 14 in its category — the top (Q1) quartile.

₹1 lakh invested in Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth exactly 5 years ago would be worth approximately ₹173,496 today — a multiplier of 1.73×, based on the 5-year CAGR of 11.65%. The category average over the same window would have grown ₹1 lakh to ₹149,979.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth over the last 5 years — total invested ₹600,000 — would be worth ₹858,177 today. That's an XIRR (money-weighted annualised return) of 14.29%.

Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,382,212 — XIRR 13.97%.

On a 5-year basis, Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth ranks #2 out of 14 funds in the Retirement Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.44%; this fund delivered 11.65%.

The worst peak-to-trough decline Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth has experienced over the last 5-year window is 19.41% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth averaged 13.42% (best 18.67%, worst 9.04%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.39 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth returned 8.24% — beating the Retirement Fund category average of 4.08% by 4.16 pp. It ranked #1 of 18 in its category that year.

Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.4%. 5-year CAGR: 11.65%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Retirement Fund

Recent NAVs

Frequently asked questions

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