Should I invest in Aditya Birla Sun Life PSU Equity Fund?

We don't give personal investment advice. Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.4%. 5-year CAGR: 22.75%.

Aditya Birla Sun Life

Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth

Latest NAV

₹35.9000

As of

3 Jun 2026

1,583 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	+0.27%	-0.33	127 / 175	Q3
1W	-2.48%	-1.35%	-1.13	144 / 175	Q4
2W	-0.53%	-0.09%	-0.44	113 / 176	Q3
1M	-3.72%	-0.53%	-3.19	169 / 176	Q4
3M	-4.39%	+2.12%	-6.51	149 / 174	Q4
6M	+4.41%	-1.85%	+6.26	36 / 165	Q1
YTD	+2.49%	-1.98%	+4.47	47 / 165	Q2
1Y	+7.88%	+3.78%	+4.09	40 / 151	Q2
2Y	-1.88%	+3.55%	-5.43	94 / 106	Q4
3Y	+26.17%	+14.41%	+11.76	3 / 67	Q1
4Y	+25.57%	+13.82%	+11.75	4 / 54	Q1
5Y	+22.75%	+10.37%	+12.37	3 / 45	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+21.85%	+7.02%	+14.83	7 / 176	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.49%	-1.38%	+3.87	47 / 164
2025	+9.82%	+1.66%	+8.16	27 / 133
2024	+13.09%	+21.92%	-8.83	65 / 82
2023	+59.10%	+31.01%	+28.08	1 / 59
2022	+28.55%	+2.36%	+26.19	2 / 52
2021	+35.58%	+31.79%	+3.80	14 / 42
2020	-2.39%	+20.01%	-22.40	32 / 34

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+31.64%

67 windows

min -13.9% · max 97.3%

82% positive

3-Year rolling

+32.17%

42 windows

min 19.8% · max 45.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+28.61%

18 windows

min 22.7% · max 33.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

22.38%

3-year · annualised

Sharpe ratio

0.87

vs risk-free 6.5%

Sortino ratio

1.73

Downside-only deviation

Max drawdown

-27.38%

Aug 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹11.4966	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹19.3101	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹22.0100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹59.0200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.3121	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹20.1120	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹35.9000
2 Jun 2026	₹35.7500
1 Jun 2026	₹35.7700
29 May 2026	₹36.1200
27 May 2026	₹36.8100
26 May 2026	₹36.6600
25 May 2026	₹36.7300
22 May 2026	₹36.0900
21 May 2026	₹36.1000
20 May 2026	₹36.0700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth is ₹35.9000. It's a Sectoral/Thematic Fund from Aditya Birla Sun Life, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth has NAV history starting from 01 Jan 2020, a track record of about 6 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth has delivered a absolute return of 7.88% — +4.09 pp ahead of the Sectoral/Thematic Fund category average of 3.78%. The fund ranks #40 of 151 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth has delivered a CAGR of 26.17% — +11.76 pp ahead of the Sectoral/Thematic Fund category average of 14.41%. The fund ranks #3 of 67 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth has delivered a CAGR of 22.75% — +12.37 pp ahead of the Sectoral/Thematic Fund category average of 10.37%. The fund ranks #3 of 45 in its category — the top (Q1) quartile.

₹1 lakh invested in Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth exactly 5 years ago would be worth approximately ₹278,644 today — a multiplier of 2.79×, based on the 5-year CAGR of 22.75%. The category average over the same window would have grown ₹1 lakh to ₹163,805.

A ₹10,000 monthly SIP in Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹1,015,906 today. That's an XIRR (money-weighted annualised return) of 21.18%.

Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹1,015,906 — XIRR 21.18%.

On a 5-year basis, Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth ranks #3 out of 45 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.37%; this fund delivered 22.75%.

The worst peak-to-trough decline Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth has experienced over the last 5-year window is 27.38% — its NAV fell from a high on 01 Aug 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth averaged 28.61% (best 33.26%, worst 22.75%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.80 — reasonable risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth returned 9.82% — beating the Sectoral/Thematic Fund category average of 1.66% by 8.16 pp. It ranked #27 of 133 in its category that year.

Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.4%. 5-year CAGR: 22.75%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.