Should I invest in Aditya Birla Sun Life Pharma and Healthcare Fund-Regular?

We don't give personal investment advice. Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.4%. 5-year CAGR: 12.94%.

Aditya Birla Sun Life

Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth

Latest NAV

₹35.4900

As of

17 Jul 2026

1,728 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.14%	-0.07%	-1.08	165 / 175	Q4
1W	-0.08%	-0.23%	+0.15	77 / 175	Q2
2W	+0.34%	-0.28%	+0.62	78 / 176	Q2
1M	+6.13%	+1.47%	+4.66	9 / 176	Q1
3M	+14.59%	+4.83%	+9.77	11 / 176	Q1
6M	+16.51%	+4.22%	+12.30	15 / 168	Q1
YTD	+15.53%	+2.36%	+13.16	10 / 165	Q1
1Y	+13.31%	+4.18%	+9.13	16 / 155	Q1
2Y	+11.38%	+2.32%	+9.06	8 / 111	Q1
3Y	+22.11%	+13.55%	+8.56	7 / 74	Q1
4Y	+20.19%	+14.92%	+5.26	13 / 55	Q1
5Y	+12.94%	+10.53%	+2.41	21 / 46	Q2
7Y	+19.77%	+16.29%	+3.48	8 / 32	Q1
10Y	—	—	—	—	—
Inception	+19.68%	+9.09%	+10.59	18 / 176	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+15.53%	+2.99%	+12.54	10 / 164
2025	-4.72%	+1.66%	-6.38	104 / 133
2024	+35.22%	+21.92%	+13.29	11 / 82
2023	+38.49%	+31.01%	+7.48	12 / 59
2022	-12.68%	+2.36%	-15.04	46 / 52
2021	+18.60%	+31.79%	-13.19	33 / 42
2020	+53.41%	+20.01%	+33.40	5 / 34
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.59%

74 windows

min -15.1% · max 63.8%

78% positive

3-Year rolling

+18.04%

50 windows

min 11.6% · max 25.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+18.52%

25 windows

min 12.4% · max 26.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+19.77%

1 window

min 19.8% · max 19.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.69%

3-year · annualised

Sharpe ratio

1.13

vs risk-free 6.5%

Sortino ratio

2.45

Downside-only deviation

Max drawdown

-16.34%

Oct 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹11.1190	17 Jul 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.8415	17 Jul 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹12.2936	17 Jul 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹14.1900	17 Jul 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.9190	17 Jul 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹21.0071	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹23.1700	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹64.3300	17 Jul 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.5060	17 Jul 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹21.9450	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹35.4900
16 Jul 2026	₹35.9000
15 Jul 2026	₹35.8900
14 Jul 2026	₹35.7300
13 Jul 2026	₹35.5100
10 Jul 2026	₹35.5200
9 Jul 2026	₹35.3800
8 Jul 2026	₹34.9100
7 Jul 2026	₹35.3000
6 Jul 2026	₹35.4400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth is ₹35.4900. It's a Sectoral/Thematic Fund from Aditya Birla Sun Life, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth has NAV history starting from 11 Jul 2019, a track record of about 7 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth has delivered a absolute return of 13.31% — +9.13 pp ahead of the Sectoral/Thematic Fund category average of 4.18%. The fund ranks #16 of 155 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth has delivered a CAGR of 22.11% — +8.56 pp ahead of the Sectoral/Thematic Fund category average of 13.55%. The fund ranks #7 of 74 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth has delivered a CAGR of 12.94% — +2.41 pp ahead of the Sectoral/Thematic Fund category average of 10.53%. The fund ranks #21 of 46 in its category — the second (Q2) quartile.

₹1 lakh invested in Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth exactly 5 years ago would be worth approximately ₹183,791 today — a multiplier of 1.84×, based on the 5-year CAGR of 12.94%. The category average over the same window would have grown ₹1 lakh to ₹164,992.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹939,373 today. That's an XIRR (money-weighted annualised return) of 17.97%.

Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,602,592 — XIRR 18.12%.

On a 5-year basis, Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth ranks #21 out of 46 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.53%; this fund delivered 12.94%.

The worst peak-to-trough decline Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth has experienced over the last 5-year window is 21.38% — its NAV fell from a high on 16 Sep 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth averaged 18.52% (best 25.97%, worst 12.36%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.49 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth returned -4.72% — lagging the Sectoral/Thematic Fund category average of 1.66% by 6.38 pp. It ranked #104 of 133 in its category that year.

Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.4%. 5-year CAGR: 12.94%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Aditya Birla Sun Life Pharma and Healthcare Fund-Regular-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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