Should I invest in Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW?

We don't give personal investment advice. Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Aditya Birla Sun Life

Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW

Latest NAV

₹17.5303

As of

17 Jul 2026

919 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.03%	-0.15%	+0.12	73 / 125	Q3
1W	-0.41%	-4.47%	+4.05	69 / 130	Q3
2W	-0.26%	-5.11%	+4.85	65 / 130	Q2
1M	+0.91%	-5.39%	+6.30	36 / 130	Q2
3M	+2.89%	-4.67%	+7.56	20 / 130	Q1
6M	-2.27%	-5.19%	+2.92	90 / 122	Q3
YTD	+0.21%	-2.99%	+3.20	74 / 120	Q3
1Y	+10.78%	+12.27%	-1.49	34 / 111	Q2
2Y	+6.64%	+6.29%	+0.35	40 / 84	Q2
3Y	+16.75%	+6.43%	+10.32	20 / 73	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.15%	+8.45%	+7.70	25 / 130	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.21%	+1.22%	-1.01	73 / 114
2025	+15.27%	+30.86%	-15.58	28 / 83
2024	+18.22%	+13.06%	+5.16	18 / 69
2023	+25.57%	+14.87%	+10.70	9 / 68
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.59%

34 windows

min 2.1% · max 39.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+18.68%

10 windows

min 16.7% · max 21.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.11%

3-year · annualised

Sharpe ratio

0.96

vs risk-free 6.5%

Sortino ratio

1.92

Downside-only deviation

Max drawdown

-16.35%

Jan 2026 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Multi-Asset Active FOF - IDCW Option - Direct Plan	HDFC	₹20.6490	17 Jul 2026
Nippon India Multi - Asset Omni FoF - DIRECT Plan - IDCW Option	Nippon India	₹24.7614	17 Jul 2026
ICICI Prudential Passive Multi-Asset Fund of Funds - Direct Plan - IDCW	ICICI Prudential	₹17.0139	17 Jul 2026
Bandhan Multi-Asset Passive FOF - Direct Plan - IDCW	Bandhan	₹21.3291	17 Jul 2026
Aditya Birla Sun Life Multi Asset Omni FOF-DIRECT - IDCW	Aditya Birla Sun Life	₹38.2446	17 Jul 2026
Kotak Multi Asset Omni FOF - Direct Payout of Income Distribution cum capital withdrawal option	Kotak	₹270.0500	17 Jul 2026
Edelweiss Multi Asset Omni Fund of Fund- Direct Plan - IDCW	Edelweiss	₹11.4304	17 Jul 2026
DSP Multi Asset Omni Fund of Funds - Direct - IDCW	DSP	₹10.0504	17 Jul 2026
HSBC Multi Asset Active FOF Direct Plan IDCW	HSBC	₹21.0106	17 Jul 2026
Baroda BNP Paribas Multi Asset Active FOF Direct IDCW Payout	Baroda BNP Paribas	₹11.2711	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹17.5303
16 Jul 2026	₹17.5354
15 Jul 2026	₹17.5266
14 Jul 2026	₹17.4855
13 Jul 2026	₹17.5859
10 Jul 2026	₹17.6029
9 Jul 2026	₹17.4621
8 Jul 2026	₹17.3192
7 Jul 2026	₹17.5899
6 Jul 2026	₹17.6408

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW is ₹17.5303. It's a Fund of Funds - Domestic from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW has NAV history starting from 18 Oct 2022, a track record of about 3 years 9 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW has delivered a absolute return of 10.78% — -1.49 pp behind the Fund of Funds - Domestic category average of 12.27%. The fund ranks #34 of 111 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW has delivered a CAGR of 16.75% — +10.32 pp ahead of the Fund of Funds - Domestic category average of 6.43%. The fund ranks #20 of 73 in its category — the second (Q2) quartile.

Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW exactly 3 years ago would be worth approximately ₹159,123 today — a multiplier of 1.59×, based on the 3-year CAGR of 16.75%. The category average over the same window would have grown ₹1 lakh to ₹120,550.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹431,224 today. That's an XIRR (money-weighted annualised return) of 12.08%.

Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹431,224 — XIRR 12.08%.

On a 3-year basis, Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW ranks #20 out of 73 funds in the Fund of Funds - Domestic category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.43%; this fund delivered 16.75%.

The worst peak-to-trough decline Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW has experienced over the last 3-year window is 16.35% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW averaged 18.68% (best 21.11%, worst 16.75%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.96 — reasonable risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW returned 15.27% — lagging the Fund of Funds - Domestic category average of 30.86% by 15.58 pp. It ranked #28 of 83 in its category that year.

Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Aditya Birla Sun Life Multi-Asset Passive FOF-Direct IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.