Should I invest in Aditya Birla Sun Life International Equity Fund - Plan B?

We don't give personal investment advice. Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 60.9%. 5-year CAGR: 9.47%.

Aditya Birla Sun Life

Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan

Latest NAV

₹30.2806

As of

28 Jul 2023

2,599 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.23%	-0.05%	+0.28	96 / 258	Q2
1W	+0.74%	-0.18%	+0.92	22 / 258	Q1
2W	+1.31%	-0.17%	+1.48	30 / 259	Q1
1M	+4.22%	+1.63%	+2.60	42 / 259	Q1
3M	+10.37%	+4.83%	+5.55	46 / 259	Q1
6M	+10.25%	+4.61%	+5.65	63 / 250	Q2
YTD	+8.46%	+2.98%	+5.48	59 / 247	Q1
1Y	+14.21%	+5.46%	+8.75	29 / 235	Q1
2Y	+5.15%	+4.09%	+1.06	80 / 187	Q2
3Y	+19.43%	+15.93%	+3.51	51 / 148	Q2
4Y	+13.51%	+17.58%	-4.07	98 / 121	Q4
5Y	+9.47%	+13.72%	-4.25	95 / 110	Q4
7Y	+10.15%	+17.79%	-7.64	88 / 91	Q4
10Y	+12.05%	+14.89%	-2.84	64 / 76	Q4
Inception	+10.61%	+12.07%	-1.46	169 / 259	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2023 YTD	+8.46%	+33.51%	-25.05	125 / 127
2022	-0.89%	+4.32%	-5.22	76 / 116
2021	+22.59%	+34.43%	-11.84	80 / 104
2020	+15.22%	+21.19%	-5.98	45 / 94
2019	+8.28%	+9.30%	-1.02	38 / 85
2018	-4.42%	-5.36%	+0.94	37 / 77
2017	+27.05%	+35.61%	-8.56	55 / 76
2016	+5.55%	+4.98%	+0.57	30 / 76
2015	-1.07%	-3.30%	+2.23	1 / 2
2014	+30.18%	+18.77%	+11.41	1 / 2
2013	+4.88%	+8.69%	-3.81	2 / 2

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.47%

117 windows

min -22.2% · max 68.9%

75% positive

3-Year rolling

+10.85%

93 windows

min -4.4% · max 23.8%

94% positive

5-Year rolling

+9.72%

68 windows

min 0.5% · max 16.0%

100% positive

7-Year rolling

+10.15%

44 windows

min 5.8% · max 13.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.12%

3-year · annualised

Sharpe ratio

0.88

vs risk-free 6.5%

Sortino ratio

1.95

Downside-only deviation

Max drawdown

-19.75%

Oct 2021 → Jun 2022

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹19.7420	17 Jul 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹13.0154	17 Jul 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.8700	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹14.5000	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹22.0723	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹24.7900	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹72.8200	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.5242	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- Growth	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
28 Jul 2023	₹30.2806
27 Jul 2023	₹30.2113
26 Jul 2023	₹30.2056
25 Jul 2023	₹30.0978
24 Jul 2023	₹30.0520
21 Jul 2023	₹30.0589
20 Jul 2023	₹30.2258
19 Jul 2023	₹30.1816
18 Jul 2023	₹30.0546
17 Jul 2023	₹29.9851

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 28 Jul 2023, the NAV of Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan is ₹30.2806. It's a Sectoral/Thematic Fund from Aditya Birla Sun Life, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan has NAV history starting from 07 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan has delivered a absolute return of 14.21% — +8.75 pp ahead of the Sectoral/Thematic Fund category average of 5.46%. The fund ranks #29 of 235 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan has delivered a CAGR of 19.43% — +3.51 pp ahead of the Sectoral/Thematic Fund category average of 15.93%. The fund ranks #51 of 148 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan has delivered a CAGR of 9.47% — -4.25 pp behind the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #95 of 110 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan exactly 10 years ago would be worth approximately ₹312,066 today — a multiplier of 3.12×, based on the 10-year CAGR of 12.05%. The category average over the same window would have grown ₹1 lakh to ₹400,745.

A ₹10,000 monthly SIP in Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹830,349 today. That's an XIRR (money-weighted annualised return) of 12.95%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹2,116,383 (multiplier 1.76×). XIRR: 10.93%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan ranks #95 out of 110 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.72%; this fund delivered 9.47%.

The worst peak-to-trough decline Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan has experienced over the last 5-year window is 60.88% — its NAV fell from a high on 10 Apr 2019 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan averaged 9.72% (best 15.98%, worst 0.46%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.24 — weak risk-adjusted performance.

In calendar year 2022, Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan returned -0.89% — lagging the Sectoral/Thematic Fund category average of 4.32% by 5.22 pp. It ranked #76 of 116 in its category that year.

Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life International Equity Fund - Plan B - Growth - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 60.9%. 5-year CAGR: 9.47%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.