Aditya Birla Sun Life

Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW

Latest NAV

₹23.1342

As of

28 Jul 2023

2,602 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.23%	-0.04%	+0.27	90 / 249	Q2
1W	+0.74%	-0.15%	+0.89	23 / 249	Q1
2W	+1.31%	-0.61%	+1.92	29 / 251	Q1
1M	+4.22%	+1.14%	+3.08	41 / 251	Q1
3M	+10.37%	+3.90%	+6.48	42 / 251	Q1
6M	+10.25%	+2.59%	+7.67	50 / 243	Q1
YTD	+8.46%	+0.68%	+7.78	45 / 241	Q1
1Y	+14.21%	+2.39%	+11.82	24 / 229	Q1
2Y	+5.15%	+0.44%	+4.70	59 / 186	Q2
3Y	+17.21%	+11.53%	+5.69	39 / 151	Q2
4Y	+10.20%	+12.75%	-2.55	93 / 125	Q3
5Y	+5.37%	+9.05%	-3.68	92 / 113	Q4
7Y	+6.00%	+14.43%	-8.43	88 / 92	Q4
10Y	+9.08%	+11.87%	-2.79	57 / 77	Q3
Inception	+7.91%	+10.06%	-2.15	170 / 251	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2023 YTD	+8.46%	+30.21%	-21.74	129 / 131
2022	-0.89%	+1.48%	-2.37	71 / 119
2021	+15.87%	+31.54%	-15.67	83 / 106
2020	+8.28%	+19.90%	-11.62	65 / 95
2019	+0.72%	+6.43%	-5.71	62 / 87
2018	-11.58%	-9.17%	-2.42	43 / 78
2017	+27.04%	+32.45%	-5.41	52 / 77
2016	+5.56%	+2.96%	+2.60	25 / 77
2015	-1.19%	-8.20%	+7.00	1 / 2
2014	+30.27%	+14.40%	+15.86	1 / 2
2013	+5.84%	+7.73%	-1.88	2 / 2

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.43%

117 windows

min -27.6% · max 58.7%

64% positive

3-Year rolling

+7.29%

93 windows

min -9.1% · max 19.0%

87% positive

5-Year rolling

+5.80%

68 windows

min -2.5% · max 14.2%

93% positive

7-Year rolling

+6.44%

44 windows

min 3.6% · max 9.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.06%

3-year · annualised

Sharpe ratio

0.74

vs risk-free 6.5%

Sortino ratio

1.65

Downside-only deviation

Max drawdown

-19.75%

Oct 2021 → Jun 2022

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹17.4480	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹30.5463	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.5864	17 Jul 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹70.0600	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹14.5200	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹22.0968	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹32.1000	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.5239	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
28 Jul 2023	₹23.1342
27 Jul 2023	₹23.0813
26 Jul 2023	₹23.0769
25 Jul 2023	₹22.9946
24 Jul 2023	₹22.9595
21 Jul 2023	₹22.9648
20 Jul 2023	₹23.0923
19 Jul 2023	₹23.0586
18 Jul 2023	₹22.9616
17 Jul 2023	₹22.9085

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 28 Jul 2023, the NAV of Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW is ₹23.1342. It's a Sectoral/Thematic Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW has delivered a absolute return of 14.21% — +11.82 pp ahead of the Sectoral/Thematic Fund category average of 2.39%. The fund ranks #24 of 229 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW has delivered a CAGR of 17.21% — +5.69 pp ahead of the Sectoral/Thematic Fund category average of 11.53%. The fund ranks #39 of 151 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW has delivered a CAGR of 5.37% — -3.68 pp behind the Sectoral/Thematic Fund category average of 9.05%. The fund ranks #92 of 113 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW exactly 10 years ago would be worth approximately ₹238,416 today — a multiplier of 2.38×, based on the 10-year CAGR of 9.08%. The category average over the same window would have grown ₹1 lakh to ₹306,966.

A ₹10,000 monthly SIP in Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹768,536 today. That's an XIRR (money-weighted annualised return) of 9.84%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,753,319 (multiplier 1.46×). XIRR: 7.36%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW ranks #92 out of 113 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.05%; this fund delivered 5.37%.

The worst peak-to-trough decline Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW has experienced over the last 5-year window is 63.61% — its NAV fell from a high on 10 Apr 2019 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW averaged 5.80% (best 14.19%, worst -2.51%). 93% of rolling windows ended positive. The 5-year Sharpe ratio is 0.02 — weak risk-adjusted performance.

In calendar year 2022, Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW returned -0.89% — lagging the Sectoral/Thematic Fund category average of 1.48% by 2.37 pp. It ranked #71 of 119 in its category that year.

Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life International Equity Fund - Plan B - Direct - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 63.6%. 5-year CAGR: 5.37%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.