Should I invest in Aditya Birla Sun Life Focused Fund -Regular?

We don't give personal investment advice. Aditya Birla Sun Life Focused Fund -Regular - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.8%. 5-year CAGR: 4.48%.

Birla Sun Life

Aditya Birla Sun Life Focused Fund -Regular - IDCW

Latest NAV

₹24.6632

As of

24 Jul 2026

4,999 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.08%	-0.19%	+0.11	3 / 17	Q1
1W	-1.73%	-2.15%	+0.42	5 / 17	Q2
2W	-1.25%	-1.98%	+0.72	7 / 17	Q2
1M	+0.12%	-0.56%	+0.69	8 / 17	Q2
3M	+2.63%	+2.49%	+0.15	7 / 17	Q2
6M	-0.12%	+1.65%	-1.78	10 / 17	Q3
YTD	-3.67%	-3.55%	-0.13	10 / 17	Q3
1Y	-3.57%	-1.54%	-2.02	12 / 17	Q3
2Y	-0.25%	-0.21%	-0.04	8 / 17	Q2
3Y	+7.63%	+9.82%	-2.19	13 / 17	Q4
4Y	+6.18%	+11.44%	-5.26	14 / 17	Q4
5Y	+4.48%	+9.99%	-5.51	14 / 16	Q4
7Y	+7.68%	+12.31%	-4.63	12 / 16	Q3
10Y	+4.39%	+9.83%	-5.43	13 / 16	Q4
Inception	+2.60%	+8.22%	-5.61	15 / 17	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.67%	-3.55%	-0.13	10 / 17
2025	+3.01%	+3.05%	-0.04	7 / 17
2024	+10.59%	+16.43%	-5.83	14 / 17
2023	+13.66%	+23.77%	-10.10	16 / 17
2022	-5.57%	+2.25%	-7.82	14 / 17
2021	+19.59%	+29.90%	-10.30	13 / 16
2020	+8.77%	+10.37%	-1.60	9 / 16
2019	+2.39%	+6.11%	-3.72	13 / 16
2018	-15.49%	-12.13%	-3.37	12 / 16
2017	+16.96%	+33.15%	-16.20	16 / 16
2016	-2.38%	-0.16%	-2.22	10 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.81%

236 windows

min -54.6% · max 73.3%

59% positive

3-Year rolling

+3.42%

211 windows

min -12.7% · max 16.8%

64% positive

5-Year rolling

+3.11%

187 windows

min -8.8% · max 16.5%

75% positive

7-Year rolling

+2.75%

163 windows

min -2.3% · max 8.8%

88% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.24%

3-year · annualised

Sharpe ratio

0.14

vs risk-free 6.5%

Sortino ratio

0.21

Downside-only deviation

Max drawdown

-17.77%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - GROWTH PLAN	HDFC	₹229.8100	24 Jul 2026
SBI Focused Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹71.0702	24 Jul 2026
Franklin India Focused Equity Fund - Growth Plan	Franklin Templeton	₹99.5472	24 Jul 2026
Aditya Birla Sun Life Focused Fund -Growth Option	Birla Sun Life	₹144.4529	24 Jul 2026
Bandhan Focused Fund - Regular Plan - Growth	IDFC	₹86.5290	24 Jul 2026
JM Focused Fund (Regular) - Growth Option	JM Financial	₹19.6755	24 Jul 2026
NIPPON INDIA FOCUSED FUND - IDCW OPTION	Reliance	₹31.9967	24 Jul 2026
quant Focused Fund - Growth Option - Regular Plan	Escorts	₹91.6024	24 Jul 2026
Sundaram Focused Fund (Formerly Known as Principal Focused Multicap Fund)-Growth Option	Sundaram	₹160.7671	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹24.6632
23 Jul 2026	₹24.6831
22 Jul 2026	₹24.8239
21 Jul 2026	₹25.0790
20 Jul 2026	₹25.0712
17 Jul 2026	₹25.0968
16 Jul 2026	₹24.9433
15 Jul 2026	₹24.9905
14 Jul 2026	₹24.9301
13 Jul 2026	₹25.0322

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Aditya Birla Sun Life Focused Fund -Regular - IDCW is ₹24.6632. It's a Focused Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Focused Fund -Regular - IDCW has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Aditya Birla Sun Life Focused Fund -Regular - IDCW is managed by Birla Sun Life. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Focused Fund -Regular - IDCW has delivered a absolute return of -3.57% — -2.02 pp behind the Focused Fund category average of -1.54%. The fund ranks #12 of 17 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Focused Fund -Regular - IDCW has delivered a CAGR of 7.63% — -2.19 pp behind the Focused Fund category average of 9.82%. The fund ranks #13 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Focused Fund -Regular - IDCW has delivered a CAGR of 4.48% — -5.51 pp behind the Focused Fund category average of 9.99%. The fund ranks #14 of 16 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Focused Fund -Regular - IDCW exactly 10 years ago would be worth approximately ₹153,727 today — a multiplier of 1.54×, based on the 10-year CAGR of 4.39%. The category average over the same window would have grown ₹1 lakh to ₹255,326.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Focused Fund -Regular - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹678,214 today. That's an XIRR (money-weighted annualised return) of 4.84%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Focused Fund -Regular - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,608,637 (multiplier 1.34×). XIRR: 5.71%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Focused Fund -Regular - IDCW ranks #14 out of 16 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.99%; this fund delivered 4.48%.

The worst peak-to-trough decline Aditya Birla Sun Life Focused Fund -Regular - IDCW has experienced over the last 5-year window is 17.77% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Focused Fund -Regular - IDCW averaged 3.11% (best 16.54%, worst -8.81%). 75% of rolling windows ended positive. The 5-year Sharpe ratio is -0.11 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Focused Fund -Regular - IDCW returned 3.01% — lagging the Focused Fund category average of 3.05% by 0.04 pp. It ranked #7 of 17 in its category that year.

Aditya Birla Sun Life Focused Fund -Regular - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Focused Fund -Regular - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.8%. 5-year CAGR: 4.48%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.