Should I invest in Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW?

We don't give personal investment advice. Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: 0.03%.

Aditya Birla Sun Life

Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW

Latest NAV

₹100.9289

As of

3 Jun 2026

3,142 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.01%	+0.02	22 / 41	Q3
1W	+0.20%	+0.16%	+0.04	18 / 41	Q2
2W	+0.16%	+0.23%	-0.07	29 / 41	Q3
1M	+0.06%	+0.14%	-0.07	30 / 41	Q3
3M	-0.12%	+0.25%	-0.37	30 / 41	Q3
6M	-0.22%	+0.78%	-1.00	32 / 41	Q4
YTD	-0.13%	+0.72%	-0.85	34 / 41	Q4
1Y	-0.23%	+1.77%	-2.00	31 / 41	Q4
2Y	+0.21%	+3.19%	-2.98	25 / 40	Q3
3Y	+0.26%	+3.41%	-3.14	26 / 41	Q3
4Y	+0.20%	+3.32%	-3.12	28 / 40	Q3
5Y	+0.03%	+2.80%	-2.77	31 / 40	Q4
7Y	+0.06%	+1.82%	-1.76	17 / 22	Q4
10Y	+0.06%	+1.07%	-1.01	8 / 14	Q3
Inception	+0.07%	+2.98%	-2.91	34 / 41	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.13%	+0.69%	-0.82	31 / 38
2025	+0.39%	+3.79%	-3.40	25 / 37
2024	+0.33%	+4.17%	-3.84	32 / 37
2023	+0.28%	+3.85%	-3.56	27 / 38
2022	-0.50%	+1.83%	-2.33	40 / 40
2021	-0.99%	-0.08%	-0.90	18 / 24
2020	+1.01%	+2.77%	-1.76	11 / 22
2019	+0.46%	+2.87%	-2.41	10 / 21
2018	-0.14%	+1.04%	-1.18	17 / 17
2017	-0.09%	+0.28%	-0.37	11 / 16
2016	-0.15%	+0.67%	-0.82	16 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.09%

147 windows

min -1.1% · max 1.2%

63% positive

3-Year rolling

+0.06%

123 windows

min -0.5% · max 0.5%

61% positive

5-Year rolling

+0.05%

98 windows

min -0.1% · max 0.3%

73% positive

7-Year rolling

+0.08%

74 windows

min -0.1% · max 0.3%

80% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.44%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.70%

Jun 2025 → May 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
HDFC Floating Rate Debt Fund - Direct Plan - Daily IDCW	HDFC	₹10.0800	3 Jun 2026
NIPPON INDIA FLOATER FUND - DIRECT Plan - WEEKLY IDCW Option	Nippon India	₹10.2557	3 Jun 2026
SBI Floating Rate DEBT Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹14.1138	3 Jun 2026
ICICI Prudential Floating Interest Fund - Direct Plan - Daily IDCW	ICICI Prudential	₹100.1450	3 Jun 2026
BANDHAN FLOATER FUND - DIRECT PLAN DAILY IDCW	Bandhan	₹10.1312	3 Jun 2026
Aditya Birla Sun Life Floating Rate Fund-Direct - daily IDCW	Aditya Birla Sun Life	₹100.0001	3 Jun 2026
Franklin India Floating Rate Fund - Direct - IDCW	Franklin India	₹10.0589	3 Jun 2026
KOTAK FLOATING RATE FUND-DIRECT PLAN-Standard Reinvestment of Income Distribution cum capital withdrawal option	Kotak	₹1,417.9966	3 Jun 2026
DSP Floater Fund - Direct Plan - IDCW	DSP	₹13.9635	3 Jun 2026
UTI Floater Fund - Direct Plan - Annual IDCW	UTI	₹1,509.5189	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹100.9289
2 Jun 2026	₹101.1238
1 Jun 2026	₹101.0999
29 May 2026	₹101.0275
27 May 2026	₹100.9494
26 May 2026	₹100.9248
25 May 2026	₹100.9145
22 May 2026	₹100.8463
21 May 2026	₹100.8259
20 May 2026	₹100.9143

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW is ₹100.9289. It's a Floater Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW has NAV history starting from 29 May 2013, a track record of about 13 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW has delivered a absolute return of -0.23% — -2 pp behind the Floater Fund category average of 1.77%. The fund ranks #31 of 41 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW has delivered a CAGR of 0.26% — -3.14 pp behind the Floater Fund category average of 3.41%. The fund ranks #26 of 41 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW has delivered a CAGR of 0.03% — -2.77 pp behind the Floater Fund category average of 2.80%. The fund ranks #31 of 40 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW exactly 10 years ago would be worth approximately ₹100,582 today — a multiplier of 1.01×, based on the 10-year CAGR of 0.06%. The category average over the same window would have grown ₹1 lakh to ₹111,191.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹602,152 today. That's an XIRR (money-weighted annualised return) of 0.14%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,204,721 (multiplier 1.00×). XIRR: 0.08%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW ranks #31 out of 40 funds in the Floater Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.80%; this fund delivered 0.03%.

The worst peak-to-trough decline Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW has experienced over the last 5-year window is 0.87% — its NAV fell from a high on 14 Jun 2021 to a low on 21 Sep 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW averaged 0.05% (best 0.33%, worst -0.13%). 73% of rolling windows ended positive.

In calendar year 2025, Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW returned 0.39% — lagging the Floater Fund category average of 3.79% by 3.40 pp. It ranked #25 of 37 in its category that year.

Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Aditya Birla Sun Life Floating Rate Fund-Direct - weekly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: 0.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.