Should I invest in Aditya Birla Sun Life Dividend Yield Fund -REGULAR?

We don't give personal investment advice. Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.0%. 5-year CAGR: 5.95%.

Birla Sun Life

Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW

Latest NAV

₹24.8400

As of

24 Jul 2026

4,997 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.16%	-0.21%	+0.05	2 / 9	Q1
1W	-1.55%	-1.26%	-0.29	7 / 9	Q4
2W	-1.35%	-1.17%	-0.18	7 / 9	Q4
1M	-3.27%	-1.16%	-2.11	9 / 9	Q4
3M	-3.42%	-0.38%	-3.04	9 / 9	Q4
6M	-5.73%	-2.81%	-2.92	8 / 9	Q4
YTD	-6.76%	-5.10%	-1.66	7 / 9	Q4
1Y	-6.30%	-3.46%	-2.84	8 / 9	Q4
2Y	-8.44%	-3.47%	-4.97	8 / 9	Q4
3Y	+5.93%	+10.91%	-4.99	8 / 9	Q4
4Y	+8.87%	+12.85%	-3.98	8 / 9	Q4
5Y	+5.95%	+11.06%	-5.11	7 / 8	Q4
7Y	+9.86%	+13.87%	-4.01	6 / 7	Q4
10Y	+5.07%	+10.31%	-5.24	6 / 7	Q4
Inception	+3.14%	+10.14%	-6.99	9 / 9	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.76%	-5.10%	-1.66	7 / 9
2025	-4.24%	+1.95%	-6.20	8 / 9
2024	+9.61%	+16.82%	-7.20	9 / 9
2023	+30.78%	+34.20%	-3.42	8 / 9
2022	-0.88%	+1.00%	-1.88	6 / 9
2021	+28.28%	+36.56%	-8.29	8 / 8
2020	+12.03%	+15.38%	-3.35	6 / 7
2019	-1.86%	-0.48%	-1.38	4 / 7
2018	-19.74%	-11.11%	-8.63	7 / 7
2017	+19.94%	+27.50%	-7.55	6 / 7
2016	-2.73%	+2.74%	-5.47	7 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.83%

236 windows

min -43.2% · max 77.8%

53% positive

3-Year rolling

+5.86%

211 windows

min -15.3% · max 22.0%

73% positive

5-Year rolling

+4.76%

187 windows

min -9.9% · max 20.9%

83% positive

7-Year rolling

+3.93%

163 windows

min -2.7% · max 10.5%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.72%

3-year · annualised

Sharpe ratio

0.01

vs risk-free 6.5%

Sortino ratio

0.01

Downside-only deviation

Max drawdown

-25.02%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Plan	HDFC	₹24.5140	24 Jul 2026
ICICI Prudential Dividend Yield Equity Fund Growth Option	ICICI Prudential	₹52.7600	24 Jul 2026
Franklin India Dividend Yield Fund - IDCW	Franklin Templeton	₹23.3477	24 Jul 2026
UTI Dividend Yield Fund - Regular Plan - IDCW	UTI	₹32.8932	24 Jul 2026
Aditya Birla Sun Life Dividend Yield Fund - Growth - Regular Plan	Birla Sun Life	₹444.4100	24 Jul 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)-Growth Plan	Sundaram	₹130.3845	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹24.8400
23 Jul 2026	₹24.8800
22 Jul 2026	₹25.1100
21 Jul 2026	₹25.3900
20 Jul 2026	₹25.3200
17 Jul 2026	₹25.2300
16 Jul 2026	₹25.2100
15 Jul 2026	₹25.2400
14 Jul 2026	₹25.0300
13 Jul 2026	₹25.2300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW is ₹24.8400. It's a Dividend Yield Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW is managed by Birla Sun Life. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW has delivered a absolute return of -6.30% — -2.84 pp behind the Dividend Yield Fund category average of -3.46%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW has delivered a CAGR of 5.93% — -4.99 pp behind the Dividend Yield Fund category average of 10.91%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW has delivered a CAGR of 5.95% — -5.11 pp behind the Dividend Yield Fund category average of 11.06%. The fund ranks #7 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW exactly 10 years ago would be worth approximately ₹163,960 today — a multiplier of 1.64×, based on the 10-year CAGR of 5.07%. The category average over the same window would have grown ₹1 lakh to ₹266,666.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹665,763 today. That's an XIRR (money-weighted annualised return) of 4.11%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,696,498 (multiplier 1.41×). XIRR: 6.73%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW ranks #7 out of 8 funds in the Dividend Yield Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.06%; this fund delivered 5.95%.

The worst peak-to-trough decline Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW has experienced over the last 5-year window is 25.02% — its NAV fell from a high on 23 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW averaged 4.76% (best 20.94%, worst -9.90%). 83% of rolling windows ended positive. The 5-year Sharpe ratio is 0.02 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW returned -4.24% — lagging the Dividend Yield Fund category average of 1.95% by 6.20 pp. It ranked #8 of 9 in its category that year.

Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Dividend Yield Fund -REGULAR - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.0%. 5-year CAGR: 5.95%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.