Aditya Birla Sun Life

Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW

Latest NAV

₹10.7293

As of

17 Jul 2026

904 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.08%	-0.05	171 / 296	Q3
1W	+0.11%	-0.25%	+0.36	118 / 296	Q2
2W	+0.26%	+0.03%	+0.23	105 / 296	Q2
1M	+0.57%	+0.66%	-0.10	192 / 296	Q3
3M	+1.82%	+1.92%	-0.10	124 / 296	Q2
6M	-0.42%	+0.72%	-1.14	189 / 289	Q3
YTD	-0.22%	-0.18%	-0.04	169 / 287	Q3
1Y	-1.00%	+1.67%	-2.68	197 / 276	Q3
2Y	+0.98%	+2.29%	-1.31	104 / 196	Q3
3Y	+0.79%	+9.65%	-8.85	140 / 152	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+1.96%	+7.39%	-5.43	232 / 294	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.22%	-0.15%	-0.07	166 / 282
2025	+1.86%	+5.41%	-3.56	168 / 226
2024	+1.39%	+13.06%	-11.67	153 / 159
2023	+1.87%	+21.46%	-19.59	116 / 121
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.39%

34 windows

min -2.1% · max 4.0%

82% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.21%

10 windows

min 0.4% · max 2.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.22%

3-year · annualised

Sharpe ratio

-1.32

vs risk-free 6.5%

Sortino ratio

-1.57

Downside-only deviation

Max drawdown

-4.28%

Sep 2023 → Oct 2023

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
Nippon India CRISIL - IBX AAA Financial Services - Dec 2026 Index Fund - Direct Plan - IDCW Option	Nippon India	₹11.3511	17 Jul 2026
SBI CRISIL - IBX Financial Services 3-6 Months Debt Index Fund - Direct Plan - IDCW	SBI	₹10.1625	17 Jul 2026
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹10.9659	17 Jul 2026
BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - NOV 2026 INDEX FUND - DIRECT IDCW	Bandhan	₹10.5575	17 Jul 2026
Aditya Birla Sun Life Crisil IBX 50:50 Gilt Plus SDL APR 2028 Index Fund-Direct IDCW	Aditya Birla Sun Life	₹13.2882	17 Jul 2026
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Direct Plan - IDCW	Mirae Asset	₹13.4843	17 Jul 2026
Kotak CRISIL - IBX AAA Bond Financial Services Index Dec 2026 Fund - Direct - IDCW	Kotak	₹11.0776	17 Jul 2026
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL April 2037 Index Fund - Direct Plan - IDCW Option	Edelweiss	₹13.5205	17 Jul 2026
DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund - Direct - IDCW	DSP	₹13.1078	17 Jul 2026
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct - Payout of IDCW	HSBC	₹13.2876	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.7293
16 Jul 2026	₹10.7261
15 Jul 2026	₹10.7176
14 Jul 2026	₹10.7129
13 Jul 2026	₹10.7193
10 Jul 2026	₹10.7174
9 Jul 2026	₹10.7079
8 Jul 2026	₹10.7051
7 Jul 2026	₹10.7171
6 Jul 2026	₹10.7146

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW is ₹10.7293. It's a Index Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW has NAV history starting from 21 Oct 2022, a track record of about 3 years 8 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW has delivered a absolute return of -1.00% — -2.68 pp behind the Index Fund category average of 1.67%. The fund ranks #197 of 276 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW has delivered a CAGR of 0.79% — -8.85 pp behind the Index Fund category average of 9.65%. The fund ranks #140 of 152 in its category — the bottom (Q4) quartile.

Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW exactly 3 years ago would be worth approximately ₹102,391 today — a multiplier of 1.02×, based on the 3-year CAGR of 0.79%. The category average over the same window would have grown ₹1 lakh to ₹131,816.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹366,374 today. That's an XIRR (money-weighted annualised return) of 1.14%.

Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹366,374 — XIRR 1.14%.

On a 3-year basis, Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW ranks #140 out of 152 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.65%; this fund delivered 0.79%.

The worst peak-to-trough decline Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW has experienced over the last 3-year window is 4.28% — its NAV fell from a high on 14 Sep 2023 to a low on 09 Oct 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW averaged 1.21% (best 2.17%, worst 0.35%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -1.32 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW returned 1.86% — lagging the Index Fund category average of 5.41% by 3.56 pp. It ranked #168 of 226 in its category that year.

Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Direct IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.