Should I invest in Taurus Gilt Fund?

We don't give personal investment advice. Taurus Gilt Fund-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.6%. 5-year CAGR: 5.16%.

Taurus

Taurus Gilt Fund-Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.01%	+0.01	20 / 67	Q2
1W	+0.12%	-10.06%	+10.18	26 / 69	Q2
2W	+0.23%	-9.67%	+9.91	22 / 73	Q2
1M	+0.49%	-9.89%	+10.37	20 / 72	Q2
3M	+1.68%	-12.90%	+14.58	11 / 76	Q1
6M	+3.57%	-12.24%	+15.81	15 / 76	Q1
YTD	+5.12%	-12.22%	+17.34	12 / 75	Q1
1Y	+7.54%	-10.28%	+17.81	11 / 75	Q1
2Y	+7.12%	-12.45%	+19.56	22 / 71	Q2
3Y	+5.85%	-16.88%	+22.73	22 / 70	Q2
4Y	+6.16%	-23.11%	+29.27	20 / 65	Q2
5Y	+5.16%	-27.10%	+32.27	20 / 60	Q2
7Y	+4.59%	-19.22%	+23.82	21 / 49	Q2
10Y	—	—	—	—	—
Inception	+4.23%	-18.29%	+22.53	31 / 85	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+5.12%	+5.14%	-0.01	32 / 43
2013	+6.89%	-3.23%	+10.12	7 / 48
2012	+2.90%	+5.57%	-2.67	33 / 55
2011	+8.45%	+2.07%	+6.38	5 / 59
2010	+2.24%	+0.75%	+1.49	33 / 68
2009	+1.90%	-6.22%	+8.12	11 / 65
2008	+3.06%	+7.61%	-4.56	48 / 63
2007	+3.46%	+1.73%	+1.73	32 / 53
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.18%

91 windows

min 1.3% · max 8.9%

100% positive

3-Year rolling

+3.96%

67 windows

min 2.3% · max 6.4%

100% positive

5-Year rolling

+3.90%

43 windows

min 2.7% · max 5.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+4.10%

18 windows

min 3.6% · max 4.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.62%

3-year · annualised

Sharpe ratio

-0.46

vs risk-free 6.5%

Sortino ratio

-0.71

Downside-only deviation

Max drawdown

-2.55%

Mar 2012 → Apr 2012

% positive months

94.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
17 Sep 2014	₹17.8232
16 Sep 2014	₹17.8201
15 Sep 2014	₹17.8169
12 Sep 2014	₹17.8079
11 Sep 2014	₹17.8049
10 Sep 2014	₹17.8021
9 Sep 2014	₹17.7990
8 Sep 2014	₹17.7960
5 Sep 2014	₹17.7872
4 Sep 2014	₹17.7844

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Taurus Gilt Fund-Growth is a Gilt from Taurus (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Taurus Gilt Fund-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Taurus Gilt Fund-Growth is managed by Taurus. It's classified by AMFI under the 'Gilt' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Taurus Gilt Fund-Growth has delivered a absolute return of 7.54% — +17.81 pp ahead of the Gilt category average of -10.28%. The fund ranks #11 of 75 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Taurus Gilt Fund-Growth has delivered a CAGR of 5.85% — +22.73 pp ahead of the Gilt category average of -16.88%. The fund ranks #22 of 70 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Taurus Gilt Fund-Growth has delivered a CAGR of 5.16% — +32.27 pp ahead of the Gilt category average of -27.10%. The fund ranks #20 of 60 in its category — the second (Q2) quartile.

₹1 lakh invested in Taurus Gilt Fund-Growth exactly 5 years ago would be worth approximately ₹128,619 today — a multiplier of 1.29×, based on the 5-year CAGR of 5.16%. The category average over the same window would have grown ₹1 lakh to ₹20,585.

A ₹10,000 monthly SIP in Taurus Gilt Fund-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹701,145 today. That's an XIRR (money-weighted annualised return) of 6.16%.

Taurus Gilt Fund-Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,019,068 — XIRR 5.43%.

On a 5-year basis, Taurus Gilt Fund-Growth ranks #20 out of 60 funds in the Gilt category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -27.10%; this fund delivered 5.16%.

The worst peak-to-trough decline Taurus Gilt Fund-Growth has experienced over the last 5-year window is 2.55% — its NAV fell from a high on 14 Mar 2012 to a low on 30 Apr 2012. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Taurus Gilt Fund-Growth averaged 3.90% (best 5.16%, worst 2.73%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.97 — negative risk-adjusted performance.

In calendar year 2013, Taurus Gilt Fund-Growth returned 6.89% — beating the Gilt category average of -3.23% by 10.12 pp. It ranked #7 of 48 in its category that year.

Taurus Gilt Fund-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Taurus Gilt Fund-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.6%. 5-year CAGR: 5.16%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Taurus Gilt Fund-Growth

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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