Should I invest in Sundaram BNP Paribas Money Fund?

We don't give personal investment advice. Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 7.22%.

Sundaram BNP Paribas

Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.34%	-0.33	50 / 110	Q2
1W	+0.10%	+0.31%	-0.20	34 / 107	Q2
2W	+0.20%	+0.36%	-0.16	34 / 106	Q2
1M	+0.42%	+0.37%	+0.05	27 / 106	Q2
3M	+1.30%	+0.70%	+0.60	25 / 105	Q1
6M	+2.70%	-0.73%	+3.42	23 / 105	Q1
YTD	+0.59%	-1.59%	+2.17	26 / 102	Q2
1Y	+6.36%	-0.61%	+6.97	20 / 100	Q1
2Y	+6.92%	-0.86%	+7.78	18 / 96	Q1
3Y	+6.82%	-1.06%	+7.88	20 / 89	Q1
4Y	+6.98%	-1.39%	+8.37	16 / 86	Q1
5Y	+7.22%	+0.08%	+7.14	17 / 76	Q1
7Y	+7.78%	-1.37%	+9.14	8 / 53	Q1
10Y	+7.77%	+3.10%	+4.67	2 / 16	Q1
Inception	+10.01%	-1.26%	+11.28	2 / 110	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	+0.59%	+1.12%	-0.54	6 / 14
2019	+6.59%	+5.19%	+1.40	3 / 15
2018	+7.37%	+0.91%	+6.46	2 / 15
2017	+6.61%	+1.55%	+5.06	1 / 17
2016	+7.57%	+1.80%	+5.77	2 / 33
2015	+8.30%	+2.35%	+5.95	5 / 38
2014	+9.06%	+2.71%	+6.35	3 / 47
2013	+9.24%	+0.78%	+8.46	4 / 64
2012	+9.07%	+155.04%	-145.98	14 / 65
2011	+8.53%	-0.45%	+8.98	16 / 67
2010	+5.10%	-1.24%	+6.33	13 / 73

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.62%

157 windows

min 3.8% · max 9.7%

100% positive

3-Year rolling

+7.65%

133 windows

min 6.1% · max 9.2%

100% positive

5-Year rolling

+7.89%

109 windows

min 6.7% · max 13.7%

100% positive

7-Year rolling

+7.93%

84 windows

min 7.3% · max 8.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.22%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Peak to trough

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
12 Feb 2020	₹40.2955
11 Feb 2020	₹40.2895
10 Feb 2020	₹40.2827
9 Feb 2020	₹40.2771
7 Feb 2020	₹40.2658
6 Feb 2020	₹40.2599
5 Feb 2020	₹40.2537
4 Feb 2020	₹40.2482
3 Feb 2020	₹40.2423
2 Feb 2020	₹40.2368

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option is a Liquid from Sundaram BNP Paribas (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option has NAV history starting from 01 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option is managed by Sundaram BNP Paribas. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option has delivered a absolute return of 6.36% — +6.97 pp ahead of the Liquid category average of -0.61%. The fund ranks #20 of 100 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option has delivered a CAGR of 6.82% — +7.88 pp ahead of the Liquid category average of -1.06%. The fund ranks #20 of 89 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option has delivered a CAGR of 7.22% — +7.14 pp ahead of the Liquid category average of 0.08%. The fund ranks #17 of 76 in its category — the top (Q1) quartile.

₹1 lakh invested in Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option exactly 10 years ago would be worth approximately ₹211,366 today — a multiplier of 2.11×, based on the 10-year CAGR of 7.77%. The category average over the same window would have grown ₹1 lakh to ₹135,735.

A ₹10,000 monthly SIP in Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹714,529 today. That's an XIRR (money-weighted annualised return) of 6.91%.

A ₹10,000 monthly SIP for 10 years in Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,780,040 (multiplier 1.48×). XIRR: 7.64%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option ranks #17 out of 76 funds in the Liquid category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.08%; this fund delivered 7.22%.

The worst peak-to-trough decline Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option has experienced over the last 5-year window is 0.00%. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option averaged 7.89% (best 13.66%, worst 6.66%). 100% of rolling windows ended positive.

In calendar year 2019, Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option returned 6.59% — beating the Liquid category average of 5.19% by 1.40 pp. It ranked #3 of 15 in its category that year.

Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 7.22%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Sundaram BNP Paribas Money Fund-Institutional Plan-Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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