Should I invest in Kotak Flexi Debt Weekly Dividend?

We don't give personal investment advice. Kotak Flexi Debt - Institutional Plan Weekly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.8%. 5-year CAGR: 0.31%.

Kotak Mahindra

Kotak Flexi Debt - Institutional Plan Weekly Dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.04%	+6.99%	-7.04	508 / 763	Q3
1W	-0.06%	+6.38%	-6.43	300 / 722	Q2
2W	-0.35%	+6.63%	-6.98	356 / 725	Q2
1M	-0.04%	+6.29%	-6.33	352 / 752	Q2
3M	-0.08%	+7.87%	-7.94	477 / 728	Q3
6M	+1.57%	+9.67%	-8.10	367 / 642	Q3
YTD	+1.01%	+8.47%	-7.46	331 / 666	Q2
1Y	-0.11%	+13.70%	-13.81	424 / 591	Q3
2Y	+0.85%	-5.03%	+5.88	88 / 197	Q2
3Y	+0.57%	-3.09%	+3.65	66 / 140	Q2
4Y	+0.39%	+1.62%	-1.23	56 / 119	Q2
5Y	+0.31%	-0.16%	+0.46	48 / 102	Q2
7Y	+0.47%	+2.05%	-1.58	28 / 64	Q2
10Y	—	—	—	—	—
Inception	+0.56%	-3.28%	+3.84	373 / 797	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+1.01%	+0.74%	+0.27	6 / 23
2016	-0.29%	+195.67%	-195.96	35 / 38
2015	-0.15%	+2.23%	-2.37	53 / 65
2014	+0.11%	+2.77%	-2.65	50 / 82
2013	0.00%	+1.77%	-1.77	83 / 101
2012	+0.02%	-0.30%	+0.32	60 / 113
2011	+0.42%	+1.75%	-1.32	49 / 109
2010	+1.29%	-0.95%	+2.24	62 / 165
2009	+1.46%	-0.31%	+1.77	231 / 482
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.48%

102 windows

min -1.7% · max 2.6%

71% positive

3-Year rolling

+0.40%

77 windows

min -0.2% · max 1.1%

78% positive

5-Year rolling

+0.35%

53 windows

min -0.1% · max 0.7%

94% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.45%

29 windows

min 0.2% · max 0.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.70%

3-year · annualised

Sharpe ratio

-2.19

vs risk-free 6.5%

Sortino ratio

-2.84

Downside-only deviation

Max drawdown

-3.84%

Nov 2016 → Dec 2016

% positive months

47.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
15 Sep 2017	₹10.5335
14 Sep 2017	₹10.5381
13 Sep 2017	₹10.5396
12 Sep 2017	₹10.5412
11 Sep 2017	₹10.5419
8 Sep 2017	₹10.5395
7 Sep 2017	₹10.5426
6 Sep 2017	₹10.5452
5 Sep 2017	₹10.5424
4 Sep 2017	₹10.5715

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Kotak Flexi Debt - Institutional Plan Weekly Dividend is a Income from Kotak Mahindra (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Kotak Flexi Debt - Institutional Plan Weekly Dividend has NAV history starting from 03 Jun 2008, a track record of about 18 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak Flexi Debt - Institutional Plan Weekly Dividend is managed by Kotak Mahindra. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Flexi Debt - Institutional Plan Weekly Dividend has delivered a absolute return of -0.11% — -13.81 pp behind the Income category average of 13.70%. The fund ranks #424 of 591 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Kotak Flexi Debt - Institutional Plan Weekly Dividend has delivered a CAGR of 0.57% — +3.65 pp ahead of the Income category average of -3.09%. The fund ranks #66 of 140 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Flexi Debt - Institutional Plan Weekly Dividend has delivered a CAGR of 0.31% — +0.46 pp ahead of the Income category average of -0.16%. The fund ranks #48 of 102 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Flexi Debt - Institutional Plan Weekly Dividend exactly 5 years ago would be worth approximately ₹101,551 today — a multiplier of 1.02×, based on the 5-year CAGR of 0.31%. The category average over the same window would have grown ₹1 lakh to ₹99,222.

A ₹10,000 monthly SIP in Kotak Flexi Debt - Institutional Plan Weekly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹607,457 today. That's an XIRR (money-weighted annualised return) of 0.49%.

Kotak Flexi Debt - Institutional Plan Weekly Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹851,937 — XIRR 0.40%.

On a 5-year basis, Kotak Flexi Debt - Institutional Plan Weekly Dividend ranks #48 out of 102 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -0.16%; this fund delivered 0.31%.

The worst peak-to-trough decline Kotak Flexi Debt - Institutional Plan Weekly Dividend has experienced over the last 5-year window is 3.84% — its NAV fell from a high on 15 Nov 2016 to a low on 28 Dec 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Flexi Debt - Institutional Plan Weekly Dividend averaged 0.35% (best 0.69%, worst -0.13%). 94% of rolling windows ended positive. The 5-year Sharpe ratio is -2.88 — negative risk-adjusted performance.

In calendar year 2016, Kotak Flexi Debt - Institutional Plan Weekly Dividend returned -0.29% — lagging the Income category average of 195.67% by 195.96 pp. It ranked #35 of 38 in its category that year.

Kotak Flexi Debt - Institutional Plan Weekly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Kotak Flexi Debt - Institutional Plan Weekly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.8%. 5-year CAGR: 0.31%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.