Should I invest in ING OptiMix Asset Allocator Multi-Manager FoF Scheme?

We don't give personal investment advice. ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.6%. 5-year CAGR: 3.97%.

ING

ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.90%	-2.07%	+2.97	20 / 84	Q1
1W	+0.11%	-13.38%	+13.49	19 / 94	Q1
2W	+0.98%	-13.67%	+14.65	6 / 94	Q1
1M	-0.77%	-13.46%	+12.69	52 / 94	Q3
3M	+7.99%	-12.45%	+20.44	4 / 94	Q1
6M	+21.79%	-9.59%	+31.38	7 / 94	Q1
YTD	+29.86%	-9.01%	+38.88	5 / 94	Q1
1Y	+38.79%	-3.44%	+42.23	9 / 92	Q1
2Y	+17.00%	-3.39%	+20.39	11 / 89	Q1
3Y	+8.66%	-3.08%	+11.75	40 / 89	Q2
4Y	+2.81%	-5.95%	+8.76	49 / 65	Q4
5Y	+3.97%	-8.91%	+12.88	41 / 61	Q3
7Y	+3.58%	-10.31%	+13.90	39 / 55	Q3
10Y	—	—	—	—	—
Inception	+6.21%	-6.21%	+12.41	54 / 94	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+29.86%	+21.84%	+8.02	7 / 26
2013	-1.08%	+0.30%	-1.38	18 / 26
2012	+13.41%	+13.97%	-0.56	14 / 32
2011	-23.04%	-6.94%	-16.10	21 / 22
2010	+10.14%	+7.82%	+2.32	11 / 31
2009	+25.29%	+18.19%	+7.10	12 / 38
2008	-21.67%	-22.92%	+1.25	18 / 34
2007	+16.85%	+23.03%	-6.17	14 / 23
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.53%

88 windows

min -27.6% · max 43.2%

61% positive

3-Year rolling

+1.90%

63 windows

min -6.8% · max 9.4%

62% positive

5-Year rolling

+1.80%

39 windows

min -1.7% · max 6.6%

79% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+2.84%

15 windows

min 0.8% · max 5.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.09%

3-year · annualised

Sharpe ratio

0.20

vs risk-free 6.5%

Sortino ratio

0.33

Downside-only deviation

Max drawdown

-19.07%

Oct 2011 → Jun 2012

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Income Plus Arbitrage Active FOF - IDCW Option	HDFC	₹35.7271	10 Jun 2026
Nippon India Diversified Equity Flexicap Passive FoF - IDCW Option	Nippon India	₹19.9139	10 Jun 2026
ICICI Prudential Aggressive Plan	ICICI Prudential	₹163.1325	10 Jun 2026
QUANTUM EQUITY FUND OF FUNDS-Dividend Plan	Quantum	₹81.4910	9 Jun 2026
Franklin India Income Plus Arbitrage Active Fund of Funds- IDCW	Franklin India	₹22.0589	9 Jun 2026
FT India Dynamic PE Ratio Fund of Funds-Dividend	Franklin Templeton	₹39.8467	9 Jun 2026
Kotak Gold Fund Payout of Income Distribution cum capital withdrawal option	Kotak	₹55.8496	10 Jun 2026
Kotak Equity-FOF-Dividend	Kotak Mahindra	₹244.4560	9 Jun 2026
HSBC Aggressive Hybrid Active FOF - Dividend	HSBC	₹28.7321	9 Jun 2026
IDFC - All Seasons Bond Fund - Annual Dividend	IDFC	₹14.6259	10 Jun 2026

Recent NAVs

Date	NAV
9 Oct 2014	₹17.5725
8 Oct 2014	₹17.4155
7 Oct 2014	₹17.4376
1 Oct 2014	₹17.5539
30 Sep 2014	₹17.5652
29 Sep 2014	₹17.5494
26 Sep 2014	₹17.5049
25 Sep 2014	₹17.4023
24 Sep 2014	₹17.5608
23 Sep 2014	₹17.6163

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend is a Fund of Funds - Domestic from ING (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend has NAV history starting from 21 Aug 2006, a track record of about 19 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend is managed by ING. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend has delivered a absolute return of 38.79% — +42.23 pp ahead of the Fund of Funds - Domestic category average of -3.44%. The fund ranks #9 of 92 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend has delivered a CAGR of 8.66% — +11.75 pp ahead of the Fund of Funds - Domestic category average of -3.08%. The fund ranks #40 of 89 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend has delivered a CAGR of 3.97% — +12.88 pp ahead of the Fund of Funds - Domestic category average of -8.91%. The fund ranks #41 of 61 in its category — the third (Q3) quartile.

₹1 lakh invested in ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend exactly 5 years ago would be worth approximately ₹121,475 today — a multiplier of 1.21×, based on the 5-year CAGR of 3.97%. The category average over the same window would have grown ₹1 lakh to ₹62,711.

A ₹10,000 monthly SIP in ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹767,464 today. That's an XIRR (money-weighted annualised return) of 9.77%.

ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,105,149 — XIRR 7.71%.

On a 5-year basis, ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend ranks #41 out of 61 funds in the Fund of Funds - Domestic category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -8.91%; this fund delivered 3.97%.

The worst peak-to-trough decline ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend has experienced over the last 5-year window is 27.63% — its NAV fell from a high on 09 Nov 2010 to a low on 18 Jun 2012. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend averaged 1.80% (best 6.63%, worst -1.70%). 79% of rolling windows ended positive. The 5-year Sharpe ratio is -0.14 — negative risk-adjusted performance.

In calendar year 2013, ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend returned -1.08% — lagging the Fund of Funds - Domestic category average of 0.30% by 1.38 pp. It ranked #18 of 26 in its category that year.

ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ING OptiMix Asset Allocator Multi-Manager FoF Scheme - Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.6%. 5-year CAGR: 3.97%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.