Should I invest in ING OptiMix Active Debt Multi-Manager FoF Scheme?

We don't give personal investment advice. ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.0%. 5-year CAGR: 1.83%.

ING

ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.23%	-2.07%	+1.85	80 / 84	Q4
1W	+0.30%	-13.38%	+13.68	14 / 94	Q1
2W	-1.36%	-13.67%	+12.31	55 / 94	Q3
1M	-0.78%	-13.46%	+12.67	54 / 94	Q3
3M	+0.24%	-12.45%	+12.70	50 / 94	Q3
6M	+2.32%	-9.59%	+11.90	39 / 94	Q2
YTD	+4.28%	-9.01%	+13.29	28 / 94	Q2
1Y	+3.19%	-3.44%	+6.63	46 / 92	Q2
2Y	-0.03%	-3.39%	+3.36	66 / 89	Q3
3Y	+1.35%	-3.08%	+4.43	64 / 89	Q3
4Y	+2.08%	-5.95%	+8.03	51 / 65	Q4
5Y	+1.83%	-8.91%	+10.74	48 / 61	Q4
7Y	+1.11%	-10.31%	+11.42	43 / 55	Q4
10Y	—	—	—	—	—
Inception	+1.23%	-6.21%	+7.44	70 / 94	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+4.28%	+21.84%	-17.56	26 / 26
2013	-4.84%	+0.30%	-5.14	23 / 26
2012	+2.48%	+13.97%	-11.49	32 / 32
2011	+4.84%	-6.94%	+11.78	2 / 22
2010	+1.96%	+7.82%	-5.86	24 / 31
2009	+0.33%	+18.19%	-17.86	32 / 38
2008	+1.29%	-22.92%	+24.22	3 / 34
2007	+3.10%	+23.03%	-19.93	22 / 23
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.01%

83 windows

min -5.8% · max 6.7%

63% positive

3-Year rolling

+1.56%

59 windows

min -0.6% · max 4.3%

81% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+1.54%

35 windows

min 0.4% · max 2.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+1.04%

10 windows

min 0.9% · max 1.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.72%

3-year · annualised

Sharpe ratio

-1.07

vs risk-free 6.5%

Sortino ratio

-1.34

Downside-only deviation

Max drawdown

-12.00%

May 2013 → Aug 2013

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Income Plus Arbitrage Active FOF - IDCW Option	HDFC	₹35.7271	10 Jun 2026
Nippon India Diversified Equity Flexicap Passive FoF - IDCW Option	Nippon India	₹19.9139	10 Jun 2026
ICICI Prudential Aggressive Plan	ICICI Prudential	₹163.1325	10 Jun 2026
QUANTUM EQUITY FUND OF FUNDS-Dividend Plan	Quantum	₹81.4910	9 Jun 2026
Franklin India Income Plus Arbitrage Active Fund of Funds- IDCW	Franklin India	₹22.0589	9 Jun 2026
FT India Dynamic PE Ratio Fund of Funds-Dividend	Franklin Templeton	₹39.8467	9 Jun 2026
Kotak Gold Fund Payout of Income Distribution cum capital withdrawal option	Kotak	₹55.8496	10 Jun 2026
Kotak Equity-FOF-Dividend	Kotak Mahindra	₹244.4560	9 Jun 2026
HSBC Aggressive Hybrid Active FOF - Dividend	HSBC	₹28.7321	9 Jun 2026
IDFC - All Seasons Bond Fund - Annual Dividend	IDFC	₹14.6259	10 Jun 2026

Recent NAVs

Date	NAV
9 Oct 2014	₹11.0150
8 Oct 2014	₹11.0399
7 Oct 2014	₹11.0117
1 Oct 2014	₹10.9825
30 Sep 2014	₹10.9633
29 Sep 2014	₹10.9755
26 Sep 2014	₹10.9938
25 Sep 2014	₹11.1669
24 Sep 2014	₹11.1673
23 Sep 2014	₹11.1680

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend is a Fund of Funds - Domestic from ING (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend has NAV history starting from 29 Dec 2006, a track record of about 19 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend is managed by ING. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend has delivered a absolute return of 3.19% — +6.63 pp ahead of the Fund of Funds - Domestic category average of -3.44%. The fund ranks #46 of 92 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend has delivered a CAGR of 1.35% — +4.43 pp ahead of the Fund of Funds - Domestic category average of -3.08%. The fund ranks #64 of 89 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend has delivered a CAGR of 1.83% — +10.74 pp ahead of the Fund of Funds - Domestic category average of -8.91%. The fund ranks #48 of 61 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend exactly 5 years ago would be worth approximately ₹109,469 today — a multiplier of 1.09×, based on the 5-year CAGR of 1.83%. The category average over the same window would have grown ₹1 lakh to ₹62,711.

A ₹10,000 monthly SIP in ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹623,056 today. That's an XIRR (money-weighted annualised return) of 1.48%.

ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹884,437 — XIRR 1.45%.

On a 5-year basis, ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend ranks #48 out of 61 funds in the Fund of Funds - Domestic category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is -8.91%; this fund delivered 1.83%.

The worst peak-to-trough decline ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend has experienced over the last 5-year window is 12.00% — its NAV fell from a high on 27 May 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend averaged 1.54% (best 2.46%, worst 0.36%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.23 — negative risk-adjusted performance.

In calendar year 2013, ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend returned -4.84% — lagging the Fund of Funds - Domestic category average of 0.30% by 5.14 pp. It ranked #23 of 26 in its category that year.

ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ING OptiMix Active Debt Multi-Manager FoF Scheme- Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.0%. 5-year CAGR: 1.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.