Should I invest in IDFC-Money Manager Fund-Treasury Plan- Daily Dividend?

We don't give personal investment advice. IDFC-Money Manager Fund-Treasury Plan- Daily Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 0.00%.

IDFC

IDFC-Money Manager Fund-Treasury Plan- Daily Dividend

Latest NAV

₹10.0994

As of

9 Jun 2026

4,389 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.01%	+0.01	20 / 51	Q2
1W	+0.00%	+0.15%	-0.15	40 / 51	Q4
2W	+0.13%	+0.30%	-0.17	39 / 51	Q4
1M	+0.00%	+0.23%	-0.23	39 / 51	Q4
3M	+0.00%	+0.56%	-0.56	39 / 51	Q4
6M	+0.00%	+0.99%	-0.99	35 / 51	Q3
YTD	+0.00%	+0.96%	-0.96	34 / 51	Q3
1Y	+0.00%	+2.11%	-2.11	30 / 51	Q3
2Y	+0.00%	+2.84%	-2.84	39 / 51	Q4
3Y	+0.00%	+3.11%	-3.11	33 / 43	Q4
4Y	+0.00%	+3.12%	-3.12	38 / 43	Q4
5Y	+0.00%	+2.79%	-2.79	38 / 43	Q4
7Y	+0.00%	+2.66%	-2.66	38 / 43	Q4
10Y	+0.03%	+2.73%	-2.70	32 / 42	Q4
Inception	+0.02%	+3.47%	-3.45	37 / 50	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.00%	+0.89%	-0.89	30 / 42
2025	+0.00%	+3.15%	-3.15	30 / 42
2024	+0.00%	+3.39%	-3.39	31 / 41
2023	+0.00%	+3.51%	-3.51	32 / 39
2022	+0.00%	+2.03%	-2.03	33 / 41
2021	+0.00%	+1.44%	-1.44	27 / 41
2020	+0.00%	+2.26%	-2.26	34 / 47
2019	+0.00%	+2.96%	-2.96	31 / 47
2018	+0.00%	+2.57%	-2.57	30 / 43
2017	+0.00%	+2.37%	-2.37	25 / 43
2016	+0.29%	+2.97%	-2.68	22 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.01%

208 windows

min -0.4% · max 0.3%

12% positive

3-Year rolling

+0.02%

184 windows

min -0.1% · max 0.4%

27% positive

5-Year rolling

+0.02%

159 windows

min -0.1% · max 0.1%

45% positive

7-Year rolling

+0.03%

135 windows

min 0.0% · max 0.0%

70% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.01%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.22%

Mar 2025 → May 2026

% positive months

5.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
HDFC Cash Management Fund - Savings Plan-Daily Dividend Option	HDFC	₹1,063.6400	9 Jun 2026
NIPPON INDIA MONEY MARKET FUND - QUARTERLY IDCW Option	Nippon India	₹1,026.1430	9 Jun 2026
SBI Magnum Income Fund - F R P - Short Term - (G)	SBI	₹43.7165	9 Jun 2026
ICICI Prudential Money Market Fund Option - IDCW Others	ICICI Prudential	₹184.4730	9 Jun 2026
Invesco India Money Market Fund - Daily IDCW (Reinvestment)	Invesco	₹1,000.2900	9 Jun 2026
Franklin India Money Market Fund - DP - Wkly IDCW R	Franklin India	₹10.1018	9 Jun 2026
Templeton Floating Rate Income Fund-Long Term Plan-Dividend Option	Franklin Templeton	₹11.2107	9 Jun 2026
Kotak Floater Short Term-(Growth)	Kotak Mahindra	₹4,754.2529	9 Jun 2026
DSP BlackRock Treasury Bill Fund - Dividend	DSP BlackRock	₹12.3876	9 Jun 2026
UTI MMF - Instn Growth Plan	UTI	₹3,265.4981	9 Jun 2026

Recent NAVs

Date	NAV
9 Jun 2026	₹10.0994
8 Jun 2026	₹10.0994
5 Jun 2026	₹10.0994
4 Jun 2026	₹10.0994
3 Jun 2026	₹10.0994
2 Jun 2026	₹10.0994
1 Jun 2026	₹10.0994
31 May 2026	₹10.1005
29 May 2026	₹10.0967
27 May 2026	₹10.0885

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 09 Jun 2026, the NAV of IDFC-Money Manager Fund-Treasury Plan- Daily Dividend is ₹10.0994. It's a Money Market Fund from IDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

IDFC-Money Manager Fund-Treasury Plan- Daily Dividend has NAV history starting from 31 May 2008, a track record of about 18 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

IDFC-Money Manager Fund-Treasury Plan- Daily Dividend is managed by IDFC. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, IDFC-Money Manager Fund-Treasury Plan- Daily Dividend has delivered a absolute return of 0.00% — -2.11 pp behind the Money Market Fund category average of 2.11%. The fund ranks #30 of 51 in its category — the third (Q3) quartile.

Over the trailing 3-year window, IDFC-Money Manager Fund-Treasury Plan- Daily Dividend has delivered a CAGR of 0.00% — -3.11 pp behind the Money Market Fund category average of 3.11%. The fund ranks #33 of 43 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, IDFC-Money Manager Fund-Treasury Plan- Daily Dividend has delivered a CAGR of 0.00% — -2.79 pp behind the Money Market Fund category average of 2.79%. The fund ranks #38 of 43 in its category — the bottom (Q4) quartile.

₹1 lakh invested in IDFC-Money Manager Fund-Treasury Plan- Daily Dividend exactly 10 years ago would be worth approximately ₹100,293 today — a multiplier of 1.00×, based on the 10-year CAGR of 0.03%. The category average over the same window would have grown ₹1 lakh to ₹130,921.

A ₹10,000 monthly SIP in IDFC-Money Manager Fund-Treasury Plan- Daily Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹600,031 today. That's an XIRR (money-weighted annualised return) of 0.00%.

A ₹10,000 monthly SIP for 10 years in IDFC-Money Manager Fund-Treasury Plan- Daily Dividend = ₹1,200,000 invested. It would currently be worth ₹1,200,261 (multiplier 1.00×). XIRR: 0.00%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, IDFC-Money Manager Fund-Treasury Plan- Daily Dividend ranks #38 out of 43 funds in the Money Market Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.79%; this fund delivered 0.00%.

The worst peak-to-trough decline IDFC-Money Manager Fund-Treasury Plan- Daily Dividend has experienced over the last 5-year window is 0.26% — its NAV fell from a high on 08 Jun 2021 to a low on 13 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, IDFC-Money Manager Fund-Treasury Plan- Daily Dividend averaged 0.02% (best 0.10%, worst -0.09%). 45% of rolling windows ended positive.

In calendar year 2025, IDFC-Money Manager Fund-Treasury Plan- Daily Dividend returned 0.00% — lagging the Money Market Fund category average of 3.15% by 3.15 pp. It ranked #30 of 42 in its category that year.

IDFC-Money Manager Fund-Treasury Plan- Daily Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. IDFC-Money Manager Fund-Treasury Plan- Daily Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.